Ranked by First Year Value Credit Card Rankings
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Bonus Points
175,000
Minimum Spend
$12,000 / 3mo
Point Value
1.55 ¢
Annual Value
Annual Fee
$895
Differentiating Perks
Global & Centurion Lounge Access
Semi-Annual $300 Hotel Credits
Annual $200 Airline Credits
Annual Delta Sly Club Passes (10)
Annual $200 Uber Cash Credits*
Marriott Bonvoy Gold Elite Status
Hilton Honors Gold Status
5X on Flights
Bonus Points
200,000
Minimum Spend
$20,000 / 3mo
Point Value
1.55 ¢
Annual Value
Annual Fee
$895
Differentiating Perks
Global & Centurion Lounge Access
Semi-Annual $300 Hotel Statement Credits
Annual $200 Airline Credit
Quarterly $50 Hilton Credit
Annual Delta Sly Club Passes (10)
Marriott Bonvoy Gold Elite Status
Hilton Honors Gold Status
Bonus Points
150,000
Minimum Spend
$20,000 / 3mo
Point Value
1.65 ¢
Annual Value
Annual Fee
$795
Differentiating Perks
Annual $250 Edit Hotel Credit (2)
Yearly $300 Travel Credit
Priority Pass & Sapphire Lounge Access
4X on Flights
4X on Hotels
3X on Digital Marketing
Semi Annual $50 Gift Card Credit
Bonus Points
125,000
Minimum Spend
$6,000 / 3mo
Point Value
1.65 ¢
Annual Value
Annual Fee
$795
Differentiating Perks
Annual $250 Edit Hotel Credits (2)
Yearly $300 Travel Credit
Semi-Annual $150 StubHub Credit
Priority Pass & Sapphire Lounge Access
4X on Flights
4X on Hotels
3X on Restaurants
IHG One Rewards Platinum Elite Status
Bonus Points
150,000
Minimum Spend
$30,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$395
Differentiating Perks
Yearly $300 Travel Portal Credit
Priority Pass & Capital One Lounge Access
Anniversary 10,000 Bonus Miles
Rules
Limited Offer
Limited Offer
Differentiating Perks
3X on Travel*
3X on Advertising & Marketing*
3X on Shipping Purchases*
3X on Internet, Cable & Phone Services*
Differentiating Perks
5X on Office Supply Stores*
5X on Internet Services*
5X on Cable Services*
5X on Phone Services*
0% Intro APR for 12 Months
Differentiating Perks
1.5X on All Purchases
0% Intro APR for 12 Months
Limited Offer
Limited Offer
Bonus Points
125,000
Minimum Spend
$15,000 / 6mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$650
Differentiating Perks
Delta Sky Club Visits (15)
Anniversary Companion Certificate
Annual Delta Sky Club Guest Passes (4)
Centurion Lounge Access
Annual $250 Delta Hotel Portal Credit
Delta Upgrade Priority
15% Discount on Every Delta Flight
Free Checked Bag + 8 Guests
3X on Delta Purchases
Limited Offer
Limited Offer
Bonus Points
200,000
Minimum Spend
$6,000 / 3mo
Point Value
0.7 ¢
Annual Value
Annual Fee
$650
Differentiating Perks
Anniversary Free Night
Marriott Bonvoy Platinum Elite Status
Priority Pass Select Lounge Access
Monthly $25 Dining Statement Credit
21X on Marriot Bonvoy Stays
3X on Restaurants
3X on Flights
2X on All Purchases
Differentiating Perks
Yearly $50 Chase Hotel Portal Credit
3X on Restaurants
3X on Food Delivery Services
3X on Streaming Services*
3X on Online Grocery Purchases
Bonus Points
100,000
Minimum Spend
$15,000 / 3mo
Point Value
1.55 ¢
Annual Value
Annual Fee
$375
Differentiating Perks
Unique 4X Spend Categories
Rules
Limited Offer
Limited Offer