The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results How well do you know the credit card points game? Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

June 23, 2026

Earn 2k Bonus Points Per Stay with Hyatt Promo

World of Hyatt is offering 2,000 bonus points on eligible stays of two or more nights, beginning with your second qualifying stay. The promotion is capped at 8,000 bonus points total. You must register by September 1, 2026, and eligible stays must be completed by March 7, 2027. Both paid and award stays qualify. This isn't one of Hyatt's more lucrative promotions, especially since the bonus doesn't start until your second stay, but it's worth registering if you expect to stay at Hyatt during the promotion period.

June 23, 2026

21k Points to Europe and More: AA Award Sale

American Airlines is running an award sale with flights to Europe starting at 21,000 miles each way. Domestic U.S. flights and routes to Mexico, the Caribbean, and Central America start at 9,000 miles each way. Book by July 7, 2026 for travel from August 1 through September 30, 2026. The sale is only valid on flights marketed and operated by American Airlines or American Eagle.

June 23, 2026

30% Bonus: Amex Membership Rewards to Virgin Atlantic

Amex Membership Rewards is offering a 30% transfer bonus to Virgin Atlantic Flying Club. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,300 Virgin Atlantic Flying Club points for every 1,000 Amex Membership Rewards points transferred. Offer expires July 31, 2026.

June 23, 2026

20% Bonus: ​Amex Membership Rewards to Hilton

Amex Membership Rewards is offering a 20% transfer bonus to Hilton Honors. The standard transfer ratio is 1:2, so with the bonus, you’ll receive 2,400 Hilton Honors points for every 1,000 Amex Membership Rewards points transferred. Offer expires July 14, 2026.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Atmos Rewards Summit Visa Infinite Offer Ends Jun 30, 2026

100,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Premier Offer Ends Jul 1, 2026

85,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Priority Offer Ends Jul 1, 2026

90,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Plus Offer Ends Jul 1, 2026

80,000 Bonus Points

Card Details