The Points Tool You've Always Wanted

August 13, 2026 Update: Chase and Hyatt announced this offer is ending Thursday, August 20, 2026 at 7am Eastern.

World of Hyatt is offering 45,000 points after spending $5,000 in the first 3 months, plus up to 30,000 additional points by earning 2x on up to $15,000 in purchases during the first 6 months. That's up 15,000 points over the standard offer of 30,000 points after spending $3,000 in the first 3 months. The standard offer still includes the same opportunity to earn up to 30,000 additional points by spending $15,000 in the first 6 months. The annual fee is $95.

Starting September 15, 2026, Amex cardholders with Resy credits will have more restaurants where they can use the benefit as Tock restaurants begin joining the program. Amex recently updated its terms to state that restaurants must display an eligible Resy credit badge on the website or app to qualify, which initially raised concerns that fewer restaurants would be eligible. However, the change appears to be preparing for the Tock integration, which should ultimately expand the number of participating restaurants as Tock locations are gradually added beginning September 15. Remember to activate this benefit if you have the Amex Platinum, Amex Gold, or any Delta card that offers one of these credits.

Chase is targeting some cardholders with unusually large welcome offers on the Chase Sapphire Reserve and Chase Sapphire Preferred. Reported offers include 175,000 points on the Sapphire Reserve after spending $6,000 and 125,000 points on the Sapphire Preferred after spending $5,000, matching the public spending requirements but with significantly higher bonuses. These appear to be the highest offers we’ve seen on either card, so if you’re targeted and were already considering applying, these are excellent opportunities. Log in to your Chase account or check your pre-approved offers to see if you’ve been targeted.

Amex has an offer for a $100 statement credit after spending $500 or more at participating Accor properties between August 3 and December 2, 2026. You must enroll in the offer by November 2, 2026 and book directly through Accor. You can view the list of participating properties here. Accor points have a fixed redemption value of 2 euro cents each and can be combined with cash, including when paying at checkout. That means you could redeem points for part of your stay and charge at least $500 to your enrolled Amex card to trigger the statement credit.