The Points Tool You've Always Wanted

Amex has a targeted offer providing a $100 statement credit after spending $500 or more at participating Omni Hotels & Resorts properties in the U.S. and Canada. You must enroll by February 1, 2027, and complete your qualifying spending by March 1, 2027. Eligible purchases include room rates and room charges, but advance purchase and nonrefundable rates are excluded. Reservations must be made directly through Omni's U.S. website or by phone. If you're planning an Omni stay in the coming months and paying cash, this is a nice way to get up to a 20% discount on your stay. If you have the offer on multiple Amex cards, you may be able to split a larger hotel bill across those cards at checkout to trigger multiple credits. Check your Amex Offers to see if you're targeted, and make sure to enroll before making a purchase.

Wyndham Rewards has an excellent holiday promotion offering members a free one-tier elite status upgrade, although the upgrade will only last through December 31, 2026. If you have any Wyndham stays coming up before the end of the year, this is a no-brainer to register for. Members can move up one level, with the upgrade taking effect within 24 to 48 hours and including the benefits of the higher status tier. Existing Diamond members can instead claim 3,000 bonus Wyndham Rewards points, but eligibility depends on where you live. U.S. members must also have a paid Wyndham Insiders subscription, while Diamond members outside the U.S. can claim the points without one. Members who received Diamond status through a competitor status match must have completed 10 qualifying nights within 90 days of receiving their matched status to qualify for the bonus. All Wyndham credit cards provide some level of automatic elite status, making this promotion particularly appealing for cardholders who can move up another tier. No hotel stay is required to claim the upgrade or points. You can register for the free status upgrade here, or, if you're already Diamond, claim your 3,000 bonus points here.

November 9 update: It is now most advantageous to pay in US dollars as the exchange rate with Japanese Yen is not as favorable. So the stacking with the Atmos Summit is not the best path forward.

Finnair Plus is offering up to 50% off when purchasing Avios through November 16, 2026. The discount is tiered depending on how many Avios you buy, with 30% off purchases of 5,000 to 19,000 Avios, 35% off 20,000 to 49,000, 40% off 50,000 to 84,000, and 50% off 85,000 to 200,000 Avios. At the highest discount, you can buy Avios for approximately 1.09 cents each when paying in U.S. dollars. This could be a good deal if you have a specific redemption in mind, especially since Avios can be transferred between participating airline loyalty programs, including British Airways, Iberia, Qatar Airways, and Finnair. You will also receive 10% tier points when purchasing, so if you buy at least 150K points, that will also earn you Finnair Silver status, which also gives you Oneworld Ruby Status. There are a few eligibility requirements, including having joined Finnair Plus before October 30, 2026, and having at least 50 Avios in your account. If you don't have enough Avios, you can transfer some from another participating Avios program. Finnair is also temporarily resetting its annual purchase limit, allowing eligible members to buy up to 200,000 Avios during the promotion, even if they've already reached their normal annual limit. You can also choose to pay in a different currency. At the time of publishing, paying in Japanese yen would allow you to purchase 200,000 Avios for approximately 1.06 cents each, saving about $60 compared to paying in U.S. dollars. If you pay with an Atmos Summit card, you could earn 3x points on the foreign currency purchase, potentially earning another 6,000 Atmos points.

LimitedTime Offer - Ends November 11,2026!

Earn an incredible 200,000 bonus points after spending just $3,000 within the first 3 months. This is the highest ever offer on this card. The card also comes with a 35K-point free night certificate, which you can top off with 25K additional points, plus 15 elite night credits. Marriott has a head-spinning set of rules for card and bonus eligibility, so make sure you're eligible for the card and bonus before applying. The annual fee is $95.