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Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

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We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

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We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

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Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

September 30, 2026

American Airlines Citi AAdvantage Globe : 90k Bonus

The American Airlines Citi AAdvantage Globe is now offering 90,000 points after spending $5,000 in 4 months. That’s up 30,000 miles over the previous offer of 60,000 miles, which requires $4,000 in 3 months. The annual fee is $350.

September 30, 2026

Register for Atmos Debit Card Early Access, Get 20% Off

We briefly mentioned in another Breaking Point that Atmos will introduce a new debit card in 2027, and Alaska has now opened an early access list for it. If you register your interest by October 31, 2026, Alaska will send you a code for 20% off eligible travel from January 6 through March 10, 2027. You must book by December 7, 2026, and provide a valid Atmos Rewards account number when registering. The upcoming debit card will earn Atmos points on everyday purchases, offer rewards tied to savings, and include an annual flight discount, although Alaska has not yet released the full earning rates, fee structure, or complete benefits. Registering for early access does not open an account or guarantee eligibility for the debit card, and there is no requirement to apply for or open the card to receive the 20% discount code.

September 30, 2026

Hyatt Promo: Earn Up to 36K Bonus Points

World of Hyatt has launched a new promotion offering 3,000 bonus points for every three eligible nights completed through December 15, 2026. This is not targeted, so any World of Hyatt member can register here before your stay. Only nights completed after registration count. Both paid and award nights qualify, and the promotion is valid at participating Hyatt hotels worldwide, along with participating Mr & Mrs Smith hotels, the Venetian Resort, and Homes & Hideaways by World of Hyatt. You effectively earn an extra 1,000 Hyatt points per night for every three qualifying nights, up to a maximum of 36,000 bonus points, which woudl require staying 36 nights. Registration and qualifying nights run through December 15.

September 30, 2026

Atmos Lets You Choose How You Earn Points

When Atmos officially launched a little over a year ago, one of the more exciting announcements was the ability to choose how you earn points, a first in the airline loyalty industry. That option is finally here, with Atmos Rewards members able to choose their earning method beginning tomorrow, October 1, 2026. Your selection will apply to flights departing January 1, 2027, or later. You'll have three options: earn 1 point per mile flown, 5 points per dollar spent, or 500 points per flight segment. The same method applies to both redeemable and status points. Existing members who don't make a selection will continue earning based on distance, while new members joining in 2027 will default to earning based on price. Members can change their selection once per calendar year for future travel. There are some important changes even if you stick with distance-based earning, though: class-of-service bonuses and minimum-mile earning are going away. The new earning system doesn't change status points earned from credit card spending or the requirements for Atmos elite status.

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Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Marriott Bonvoy Brilliant Offer Ends Sep 30, 2026

150,000 Bonus Points

Card Details
Card Marriott Bonvoy Bevy Offer Ends Sep 30, 2026

125,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Premier Business Offer Ends Oct 26, 2026

80,000 Bonus Points

Card Details
Card British Airways Offer Ends Oct 27, 2026

90,000 Bonus Points

Card Details