The Points Tool You've Always Wanted

For a limited time United Explorer Card is offering 70,000 after spending $3000 in 3 months with a $0 intro annual fee for the first year, then $150..compared to it's standard 50,000 bonus points. The United Quest Card is offering 80,000 points after spending $4000 in 3 months with a $350 annual fee.. compared to it's standard 60,000 bonus points. The United Club is offering 90,000 bonus miles after $5,000 in purchases in 3 months, compared to it's standard 80,000 bonus points ,with a $695 annual fee, and 40,000 points on the Gateway card after $1,000 in purchases. Each offer comes with an extra 10,000 points for adding an authorized user .

Bilt Rewards is offering two transfer bonuses on October 1, 2026. First, members can get up to a 200% bonus when transferring to Hilton Honors. The standard transfer ratio is 1:1, so for every 1,000 Bilt points transferred, Blue members will receive 1,750 Hilton points, Silver 2,000, Gold 2,500, Platinum 2,750, and Platinum members who opt into the buy-up 3,000 Hilton points. The bonus is capped at 100,000 Bilt points transferred.

Bilt is also offering up to a 125% transfer bonus to its newest transfer partner, Amtrak Guest Rewards. The standard transfer ratio is 2:1, so for every 1,000 Bilt points transferred, Blue members will receive 625 Amtrak points, Silver 750, Gold 875, Platinum 1,000, and Platinum members who opt into the buy-up 1,125 Amtrak points. This bonus is also capped at 100,000 Bilt points transferred and is available only on October 1, 2026.

Marriott Bonvoy is offering a 15% transfer bonus to Air Canada Aeroplan. The standard transfer ratio is 3:1, plus a 5,000 Aeroplan-point bonus for every 60,000 Marriott Bonvoy points transferred. With the bonus, you’ll receive 28,750 Aeroplan points for every 60,000 Marriott Bonvoy points transferred. Offer expires October 31, 2026.

Bilt Rewards will reduce its transfer ratio to World of Hyatt from 1:1 to 4:3 beginning January 1, 2027. That means every 1,000 Bilt points transferred will get you 750 Hyatt points instead of 1,000, a 25% reduction. The change comes just three months after Chase announced the same reduced 4:3 ratio for Sapphire Preferred and Ink Business Preferred cardholders, which took effect today, October 1. Bilt members still have through the end of 2026 to transfer to Hyatt at 1:1. While we don't generally recommend speculative transfers, if you transfer points to Hyatt regularly each year, this may be a case where one makes sense. Keep in mind, though, that there is likely a flood of points entering Hyatt's system right now, as many Chase cardholders transferred points ahead of today's devaluation. We expect a similar rush of Bilt-to-Hyatt transfers before the ratio changes in 2027. That could mean more competition for Hyatt award space, especially at popular properties and during peak dates, simply because more members will already have points sitting in their Hyatt accounts and ready to use.