The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

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Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

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Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

August 5, 2026

Chase Sapphire Preferred 100K Bonus Still Live via Referral

The highest-ever 100,000-point welcome offer on the Chase Sapphire Preferred ended publicly last week, but it remains available through referral links. We’ve added an eligible referral link to the card page, or you can apply directly here. Referral offers can disappear without notice, so it may be worth applying soon if you were still considering the card.

August 4, 2026

Citi Targeted Offer: 10% Back on Lyft Rides

Citi is targeting some cardholders with an offer for 10% back on one Lyft ride through September 30, 2026, up to a maximum credit of $10. The terms say the offer cannot be combined with other Citi promotions, but you can still stack it with rewards earned through linked Lyft partners such as Alaska Airlines, Hilton, Bilt, or United. Chase is currently offering a similar targeted Lyft promotion, and you can stack those with other Chase related spending multipliers and credits, so check both banks if you have eligible cards.

August 4, 2026

Earn a Limited Time Southwest Companion Pass

Book one round-trip or two one-way Southwest flights by August 6, 2026 for travel through November 18, 2026 and earn a promotional Companion Pass valid from January 5 through March 3, 2027. Basic fares and flights booked with cash, points, or Cash + Points all qualify. This could be an excellent promotion if you expect to travel with a companion in early 2027, even if it means booking an additional Southwest trip before November to earn the pass.

August 4, 2026

IHG: 15% Off Awards at New and Updated Hotels

IHG has refreshed its monthly list of new and recently updated hotels available for 15% off award stays, adding another batch of eligible properties through January 31, 2027. Booking deadlines now range from August 31, 2026 through January 31, 2027, depending on the hotel. Highlights this month include several new Ruby Hotels across Europe, Kimpton Nine Tres Shanghai, The Venice Times Hotel, Kimpton Quinta da Marinha in Portugal, and a handful of new options in Orlando, including EVEN and voco properties. If you hold an IHG free night certificate, the discount could also bring some properties below the 40,000-point cap, making them eligible for redemption. You can view the full list of participating hotels here.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Chase Aeroplan Offer Ends Dec 31, 1969

75,000 Bonus Points

Card Details
Card Lufthansa Miles and More Offer Ends Dec 31, 1969

70,000 Bonus Points

Card Details
Card JetBlue Premier Offer Ends Dec 31, 1969

90,000 Bonus Points

Card Details
Card United Business Offer Ends Dec 31, 1969

100,000 Bonus Points

Card Details