The Points Tool You've Always Wanted

Marriott is offering up to a 40% bonus on purchased points through September 9, 2026. Buy 2,000-39,000 points to receive a 30% bonus or 40,000+ points for the full 40% bonus, which drops the purchase price to about 0.89¢ per point. That is still above our 0.70¢ valuation for Bonvoy points, so we would not recommend buying speculatively. It can make sense if you need to top off for a valuable redemption or already have a specific award stay in mind. For this promotion, Marriott has also increased the annual purchase limit from 150,000 to 200,000 points.

Rakuten is offering elevated bonuses when applying for three Bank of America cards, which you can then stack with each card's welcome offer. Earn $250 from Rakuten on the Bank of America Travel Rewards card, $150 on the Customized Cash Rewards card, or $75 on the Unlimited Cash Rewards card. The Travel Rewards card also offers 25,000 points after spending $1,000 in the first 90 days, while the Customized Cash and Unlimited Cash cards offer $200 and $250, respectively, after meeting their spending requirements. That makes these solid overall offers for cards with no annual fee. If you have your Rakuten earning preference set to Bilt, you can earn Bilt points instead of cash back, although the conversion rate depends on your Bilt status. These offers are not available if your Rakuten account is set to earn Amex Membership Rewards.

If you or someone in your family is not already a Delta SkyMiles member, Delta is offering new members up to 5,000 bonus miles for completing a few activities after joining the program. First, you'll earn 100 miles for simply opting into marketing emails, then you can earn another 1,400 miles for joining SkyMiles Dining and spending $30 within 30 days. Earn 1,500 miles for booking a Delta flight through the Fly Delta app and completing the flight within three months. If you complete all three activities, you'll earn another 2,000 bonus miles, for a total of 5,000 miles. You must enroll in the promotion within 45 days of joining SkyMiles, and this must be done by December 31, 2026. Both paid and award flights can qualify for the flight requirement, but the flight must be operated by Delta or Delta Connection. 5,000 miles isn't a huge bonus, but the requirements are relatively easy to fulfill, especially if you were already planning on flying Delta within the necessary timeline.

Citi ThankYou Rewards is offering a 25% transfer bonus to Leading Hotels of the World Leaders Club. The standard transfer ratio is 5:1 for eligible premium Citi cards and 5.714:1 for other eligible Citi cards, so with the bonus, you’ll receive 250 Leaders Club points for every 1,000 Citi ThankYou Rewards points transferred with eligible premium cards, or 175 Leaders Club points with other eligible Citi cards. Offer expires September 19, 2026.