The Points Tool You've Always Wanted

Chase has another round of Q4 targeted spending offers for its cobranded credit cards, covering purchases made from October 1 through December 31, 2026. Offers vary by widely by card and person, with the best offers earning up to 10X points on grocery, gas, and restaurant purchases, 4% to 5% back in statement credits or rewards on select purchases, and bonus points or miles for meeting spending thresholds. Eligible cards include select World of Hyatt, United MileagePlus, Southwest Rapid Rewards, Marriott Bonvoy, Aeroplan, British Airways, Disney, and Instacart cards. Most category-based bonus offers are capped at $1,000 in spending, while other offers require spending $3,000 to $9,000 to earn additional points or miles. These promotions require activation and are targeted, so not every cardholder will qualify. You can check your eligibility and register at Chase My Bonus. If that doesn't work, Frequent Miler has compiled a full list of individual registration links for each individual card.

Wyndham Rewards credit cardholders can now refer friends to the best publicly available welcome offers on two of the three personal Wyndham cards. Previously, referral offers were not showing the highest available, elevated public offer, only the lower standard offer on Wyndham's two higher tier cards. Wyndham cardholders can now refer people to the Wyndham Rewards Earner Plus, which provides up to 90,000 points, while the Wyndham Rewards Earner Premier offers up to 120,000 points, both matching their respective elevated public offers. Existing cardholders can earn 10,000 bonus Wyndham Rewards points per successful referral, up to 50,000 points annually. However, the no-annual-fee Wyndham Rewards Earner card still has an elevated offer than is higher than what is showing on referral offers. There does not appear to be a way to refer people to the business card at this time.

ALL Accor is offering a 20% boost in the value of points redeemed for stays at participating hotels across the Middle East through December 31, 2026. Accor is a unique system where all points are worth a fixed €0.02 each, but this promotion increases their value to €0.024, or approximately 2.7 cents per point based on current exchange rates. That means 2,000 points will cover €48 in hotel charges instead of the usual €40. The promotion is available only to members with Classic or Silver status, excluding those with Gold status or higher. Eligible destinations include the United Arab Emirates, Qatar, Saudi Arabia, Oman, Bahrain, Egypt, Jordan, Türkiye, and several other countries in the region. Bookings must be made by December 31, 2026, but the offer can be used for multiple stays at participating hotels. Keep in mind that each property has a limited allocation of points eligible for the enhanced value, so availability may disappear before the promotion ends. You can find participating properties and book through Accor's promotion page.

November 11, 2026 Update: This deal is now a touch higher, with $170/17,000 Bilt points. These generally don't last long, so if you were thinking about jumping on it, we suggest doing it sooner rather than later.

Rakuten is offering an extra $150 when you apply for the Citi Strata Premier Card through Rakuten and are approved. If you have your Rakuten account set to earn Bilt points and have Bilt Silver status or higher, you'll earn at a 1:1 rate, turning that $150 into 15,000 Bilt points. If your Rakuten account is set to earn Amex Membership Rewards points, then you won't see this offer, and members who have their accounts set to cash back can earn the $150 instead. The Citi Strata Premier currently offers its standard 60,000 ThankYou Point signup bonus after spending $4,000 in the first three months, so this can effectively add 15,000 Bilt points to that offer. Citi's last elevated Strata Premier offer was 75,000 points, but that ended in early 2025, while the all-time high of 80,000 points dates back to 2023. With Citi recently adding a lifetime signup bonus restriction to the Strata Premier, we'd normally prefer to wait for an elevated offer before using your one opportunity to earn the bonus. But if you value Bilt points and don't want to wait for an elevated Citi offer that may or may not arrive soon, 60,000 ThankYou points plus 15,000 Bilt points makes the current offer much more competitive.