The Points Tool You've Always Wanted

Targeted Marriott Amex Offers are appearing for certain cardholders, so be sure to check the Amex Offers section of your cards to see if you've received any interesting offers. The best offer we've seen is $150 back after spending $300 at participating Marriott properties, while some cardholders are seeing $200 back after spending $450. Both represent substantial discounts of roughly 50% and 44%, respectively. Offers are valid at participating Marriott properties in the U.S., U.S. territories, Canada, Mexico, and the Caribbean through November 30, 2026. These appear to be heavily targeted, with early reports suggesting they're showing primarily on Marriott Bonvoy Amex cards, although availability can vary by cardholder.

September 7, 2026 update: The bonus is now up to an all time high $400/40,0000 points back for the Travel Rewards card and $250/25,000 points for the Unlimited Cash and Customized Cash Rewards cards.

September 1, 2026 update: Rakuten has increased the bonus on the Bank of America Travel Rewards card from $250 to an all-time-high $350 and the Unlimited Cash Rewards bonus from $75 to an all-time-high $150. The Customized Cash Rewards bonus remains at $150. That makes the Travel Rewards offer particularly strong, with a $350 Rakuten bonus plus the card's 25,000-point welcome offer after just $1,000 in spending. Since those 25,000 points are worth $250 toward travel, you're effectively getting $600 in combined value from a no-annual-fee card with a very small spending requirement, particularly if you have the 5/24 space.

August 25, 2026: Rakuten is offering elevated bonuses when applying for three Bank of America cards, which you can then stack with each card's welcome offer. Earn $250 from Rakuten on the Bank of America Travel Rewards card, $150 on the Customized Cash Rewards card, or $75 on the Unlimited Cash Rewards card. The Travel Rewards card also offers 25,000 points after spending $1,000 in the first 90 days, while the Customized Cash and Unlimited Cash cards offer $200 and $250, respectively, after meeting their spending requirements. That makes these solid overall offers for cards with no annual fee. If you have your Rakuten earning preference set to Bilt, you can earn Bilt points instead of cash back, although the conversion rate depends on your Bilt status. These offers are not available if your Rakuten account is set to earn Amex Membership Rewards.

British Airways is offering 90,000 miles after spending $5,000 in 3 months. That’s up 15,000 miles over their standard offer of 75,000 miles with the same spending requirement. The annual fee is $95. Offer expires 10/27/26.

Amex is targeting certain cardholders with at least two different Airbnb offers. One gives $30 back after spending $250 or more, while another offers 15% back as a statement credit, up to $30 total. You must activate the offer first and make your purchase directly through Airbnb by October 20, 2026, but the actual stay can take place later. Gift card purchases are excluded. This is a solid offer if you're already planning an Airbnb stay, especially the 15% version, since meaningful Airbnb discounts can be hard to find.