The Points Tool You've Always Wanted

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on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

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We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

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Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

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Check out the latest points-collecting news bits.

March 22, 2026

30% Bonus: Citi ThankYou to Virgin Atlantic

Citi ThankYou Rewards is offering a 30% transfer bonus to Virgin Atlantic Flying Club. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,300 Virgin Atlantic Flying Club miles for every 1,000 Citi ThankYou Rewards points transferred. Offer expires April 18, 2026.

March 22, 2026

25% Bonus: Citi ThankYou to Avianca

Citi ThankYou Rewards is offering a 25% transfer bonus to Avianca LifeMiles. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,250 Avianca LifeMiles for every 1,000 Citi ThankYou Rewards points transferred. A minimum transfer of 1,000 points is required. Offer expires April 18, 2026.

March 20, 2026

Citi Decreases Transfer Ratio to Choice/iPrefer

Citi is devaluing transfer ratios to two of its hotel partners. The new transfer ratio to Choice Privileges will be 1:1.5, down from 1:2, while Preferred Hotels & Resorts iPrefer will drop to 1:2 from 1:4. The changes take effect April 19, 2026 for Citi Strata Elite, Citi Strata Premier, and Citi Prestige cardholders. This is a significant devaluation for Citi, which has been gaining ground among transferable points programs thanks to strong hotel partner sweet spots like these.

March 19, 2026

IHG One Premier Business: 200k Points Bonus

IHG One Rewards Premier Business is offering 140,000 points after spending $4,000 in 3 months, plus up to 60,000 more bonus points by spending a total of $9,000 in the first 6 months. That’s up from their standard offer of 140,000 points with the same spending requirement, with the additional 60,000 points requiring $5,000 in extra spend. The annual fee is $99.

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From the Banks

So we recommend the cards that are best for you, not for us

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We Update Everything

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So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card United Quest Offer Ends Apr 1, 2026

80,000 Bonus Points

Card Details
Card Delta SkyMiles Reserve Offer Ends Apr 1, 2026

100,000 Bonus Points

Card Details
Card Delta SkyMiles Gold Offer Ends Apr 1, 2026

70,000 Bonus Points

Card Details
Card Delta SkyMiles Gold Business Offer Ends Apr 1, 2026

90,000 Bonus Points

Card Details