The Points Tool You've Always Wanted

Two of the 4X Membership Rewards earning categories on the Business Gold Card are being narrowed to only include certain merchants starting February 17, 2027. The advertising category, which currently covers eligible online, television, and radio advertising purchases from U.S. media providers, will be restricted to purchases made directly with Meta, Google, Amazon, Microsoft, GoDaddy, and Yelp. The wireless telephone service category will also only apply to select merchants, with only purchases made directly with Verizon, AT&T, T-Mobile, Frontier, Comcast, Charter, Spectrum Mobile, UScellular, Optimum, Ultra Mobile, and Mint Mobile qualifying for 4X points. The card will continue to earn 4X points in the two eligible categories where your business spends the most each billing cycle, up to $150,000 in combined purchases per calendar year. The other four eligible spending categories remain unchanged. These restrictions could reduce earnings for businesses that advertise through smaller platforms or use wireless providers outside the approved list.

Chase Travel is now offering its highest-ever Points Boost redemption rate of 2.5 cents per Ultimate Rewards point at The Edit, its collection of luxury hotels. Unfortunately it's only at eleven properties, including Raffles Udaipur, Six Senses Con Dao, Half Moon in Jamaica, Le Royal Monceau in Paris, and Fairmont Empress in Victoria. At 2.5 cents per point, a $1,000 hotel stay through Chase Travel would require just 40,000 Ultimate Rewards points. However, Points Boost rates have also become more variable with The Edit, offering as little as 1.25 cents per point. For example, the Four Seasons Bora Bora has reportedly dropped to 1.25 cents per point despite its high nightly rates. While this creates some excellent opportunities for Chase Sapphire Reserve cardholders, the value varies significantly by hotel. Compare Chase Travel's cash prices with booking directly before redeeming points, especially since you can now price match within 24 hours of booking. You can search for eligible properties through Chase Travel.

Air Canada Aeroplan is offering World of Hyatt Explorist and Globalist members an opportunity to fast-track Aeroplan elite status through its new partnership with Hyatt. While Explorist members can earn Aeroplan 25K status by accumulating 8,000 Status Qualifying Credits (SQCs) within 90 days, the biggest opportunity comes if you're a Globalist. Globalist members can earn 35K status for 12,000 SQCs, 50K for 17,000 SQCs, or 75K for 25,000 SQCs. It's important to know that only eligible Air Canada flight activity counts toward the challenge, so credit card spending and other non-flight activity won't qualify. For those simply looking for 25K status, the Chase Air Canada Aeroplan Card offers a much easier path, providing automatic 25K status for a $195 annual fee. The real opportunity here is for Hyatt Globalists pursuing Aeroplan 50K status, which also includes Star Alliance Gold benefits such as lounge access, priority boarding, and additional baggage allowances when flying United and other Star Alliance airlines, even in economy. Qualifying flights don't have to be to Canada, as eligible itineraries connecting through Canada can also count. Keep in mind that you won't receive temporary status during the challenge. Status earned remains valid until January 31 of the second calendar year following registration, so waiting until January 2027 to register could earn those benefits through January 2029.

Japan Airlines Mileage Bank is offering 30% off select award flights to and from Japan, including economy flights between North America and Japan for just 18,900 miles each way, or 37,800 miles round trip. There are a lot of departure cities included in this sale: Boston, Chicago, Dallas, Los Angeles, New York, San Diego, San Francisco, Seattle, and Vancouver. The sale also includes flights between Japan and Europe starting at 16,100 miles in economy, 26,600 miles in premium economy, and 38,500 miles in business class. You must book by October 31, 2026, for travel through February 27, 2027. These are excellent redemption rates, plus there are several current transfer bonuses to Japan Airlines. Citi ThankYou Rewards has a 30% bonus through October 24 and Rove Miles has a 50% bonus through October 31. Verify award availability before transferring points, and check any applicable taxes and fees. You can view all eligible routes and sale details on Japan Airlines' website.