The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results How well do you know the credit card points game? Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

November 4, 2026

40% Bonus: Citi ThankYou to Turkish Airlines

Turkish Airlines Miles&Smiles is offering a 40% bonus on points transferred from Citi ThankYou Rewards through November 30, 2026. The standard transfer ratio is 1:1, so with the bonus, you'll receive 1,400 Miles&Smiles miles for every 1,000 Citi ThankYou points transferred. The bonus is capped at 50,000 miles. Unlike most transfer bonuses, this promotion is being offered by Turkish Airlines rather than Citi, so the bonus won't appear on Citi's transfer page. Bonus miles will be credited after the promotion ends, rather than at the time of transfer. No registration is required.

November 4, 2026

Atmos Members Day Global Getaways: Hawaii From 11,500 Points

Atmos Rewards has launched its November Global Getaways promotion, offering discounted award flights to select destinations starting at 11,500 points one-way. This month's destinations include Honolulu, Maui, Kona, and Lihue in Hawaii, all starting at 11,500 points, along with Venice at 25,000 points and Mumbai, Singapore, Amman, and Catania at 30,000 points one-way. As usual, it's a short booking window and for a specified travel period. Book by November 7, 2026 for travel between December 1, 2026, through March 10, 2027, for Hawaii and January 15 through May 12, 2027, for the international destinations. Several Hawaii destinations and Amman are also eligible for bonus points through select Atmos Rewards Communities challenges. If you're short on points, Atmos is also offering up to a 110% bonus on purchased points, potentially allowing you to buy points for as little as 1.31¢ each. We value Atmos points at 1.6¢ each, making this a decent deal if you have a specific redemption in mind and you compare against the cash price. As always, we wouldn't recommend buying points speculatively.These are starting award prices, so availability may be limited, and you'll want to confirm pricing for your specific dates before transferring or purchasing points. Read all the details about the Global Getaways for November here.

November 4, 2026

JetBlue Raises Checked Bag Fees Again

JetBlue has increased its checked baggage fees for the second time in 2026, with the new pricing taking effect yesterday, November 3. For flights within the U.S., Canada, Latin America, and the Caribbean, the first checked bag now costs at least $50 each way, up from $39, while the second bag starts at $70, up from $59. Fees increase during peak travel periods and when bags are purchased at the airport, with the first checked bag costing as much as $70 and the second as much as $85. On transatlantic flights, the first checked bag on Main Base fares now starts at $80, up from $60. The new pricing applies to tickets purchased on or after November 3, so fortunately, existing reservations aren't affected. The best ways to avoid these fees are through eligible JetBlue credit cards, Mosaic elite status, or fares that include checked baggage. All JetBlue credit cards except the no-annual-fee version include a free first checked bag for the cardholder and up to three companions on the same reservation when paying with the card. This also applies to award bookings when the taxes and fees are paid with the card. If you do have to pay, purchasing baggage more than 24 hours before departure can save you money compared to paying at the airport.

November 4, 2026

Hilton for Business: Double Elite Nights

Hilton for Business has launched a promotion offering double elite night credits on eligible stays through December 31, 2026. Unfortunately, there's a maximum of five bonus elite nights available through the promotion, limiting its broader appeal. To qualify, stays must be booked at a Hilton for Business rate between November 2 and December 31, 2026, and you must be enrolled in Hilton for Business before checkout. No separate promotion registration is required. This could be useful if you're close to qualifying for a higher Hilton Honors elite status tier or earning a Milestone Bonus, which starts at 40 qualifying nights. Keep in mind that only nights completed during the promotional period qualify, and bonus credits may take six to eight weeks to post. You can find the full promotion details here.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Chase Freedom Flex Offer Ends Nov 5, 2026

25,000 Bonus Points

Card Details
Card IHG One Rewards Premier Offer Ends Nov 18, 2026

180,000 Bonus Points

Card Details
Card IHG One Rewards Offer Ends Nov 18, 2026

125,000 Bonus Points

Card Details
Card IHG One Rewards Business Offer Ends Nov 18, 2026

190,000 Bonus Points

Card Details