The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results How well do you know the credit card points game? Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

July 23, 2026

Air France KLM : Up To 100k Bonus Miles

Air France KLM is offering 70,000 points after spending $3,000 in 3 months, plus up to 30,000 more bonus points by spending a total of $7,500 in the first 6 months. That’s up from their standard offer of 50,000 points, which requires $2000 in 3 months. The annual fee $89.

July 23, 2026

Chase Sapphire Preferred: 100k Bonus Returns

Chase has announced that this elevated offer will end on July 30, 2026 at 9am EST, so jump on this highest ever offer before then.

The Chase Sapphire Preferred is offering 100,000 points after spending $5,000 in the first 3 months. That's 25,000 points more than the standard offer of 75,000 points and ties the highest welcome offer we've ever seen on the card. The annual fee remains $95, and the elevated offer comes on the heels of a recent card refresh that increased the annual hotel credit to $100, added new bonus categories, a TSA PreCheck/Global Entry/NEXUS credit, a complimentary year of Apple TV+, and emergency evacuation coverage up to $100,000. Unfortunately, Chase also recently devalued Hyatt transfers on the Sapphire Preferred from 1:1 to 4:3, making the Sapphire Reserve cards the only Chase products that still transfer to Hyatt at a 1:1 ratio.

July 22, 2026

Choice Points Sale Returns with 45% Discount

Update: The previous 45% discount has ended. Choice has launched a new sale offering a 40% discount through August 28, 2026.

Choice Privileges is offering a 45% discount on purchased points through July 20, 2026 aT 11:59PM ET, allowing members to buy points for as little as 0.57¢ each with a minimum purchase of 8,000 points. We value Choice points at around 0.7¢ each, making this a good opportunity if you have a specific redemption in mind. We still wouldn't recommend buying points speculatively, as Choice runs promotions like this regularly throughout the year.

July 22, 2026

Targeted Offer: Earn 5,000 Bonus Marriott Bonvoy Points with Emirates

Marriott Bonvoy is targeting some members with an offer to earn 5,000 bonus points after completing one paid stay by September 30, 2026. To qualify, you'll need to link your Marriott Bonvoy and Emirates Skywards accounts, register for the promotion if you're targeted, and complete an eligible paid stay by the deadline. If you already have a Marriott stay planned, this is an easy way to pick up an extra 5,000 points.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Hilton Honors Surpass Offer Ends Jul 29, 2026

130,000 Bonus Points

Card Details
Card Hilton Honors Offer Ends Jul 29, 2026

100,000 Bonus Points

Card Details
Card Hilton Honors Aspire Offer Ends Jul 29, 2026

175,000 Bonus Points

Card Details
Card Hilton Honors Business Offer Ends Jul 29, 2026

130,000 Bonus Points

Card Details