The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results How well do you know the credit card points game? Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

June 15, 2026

15% Bonus: Amex Membership Rewards to Avianca

Amex Membership Rewards is offering a 15% transfer bonus to Avianca LifeMiles. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,150 Avianca LifeMiles for every 1,000 Amex Membership Rewards points transferred. Offer expires July 15, 2026.

June 15, 2026

Chase Sapphire Preferred: 100k Bonus Returns

The Chase Sapphire Preferred is offering 100,000 points after spending $5,000 in the first 3 months. That's 25,000 points more than the standard offer of 75,000 points and ties the highest welcome offer we've ever seen on the card. The annual fee remains $95, and the elevated offer comes on the heels of a recent card refresh that increased the annual hotel credit to $100, added new bonus categories, a TSA PreCheck/Global Entry/NEXUS credit, a complimentary year of Apple TV+, and emergency evacuation coverage up to $100,000. Unfortunately, Chase also recently devalued Hyatt transfers on the Sapphire Preferred from 1:1 to 4:3, making the Sapphire Reserve cards the only Chase products that still transfer to Hyatt at a 1:1 ratio.

June 15, 2026

Chase Sapphire Reserve: 150k Points Bonus

Last Chance! This highest ever offer ends today, June 15, 2026 at 9am EST.

Chase Sapphire Reserve is offering 150,000 miles after spending $6,000 in 3 months. That’s up 25,000 miles over their standard offer of 125,000 miles with the same spending requirement. The annual fee is $795. If you applied for the card after April 20, 2026 but before the April 30 announcement of this elevated offer, you may be able to call Chase to match the new bonus. With Chase’s updated rules, you’re only eligible for the welcome offer once per lifetime, so this could be a good time to apply if you’ve been considering Chase’s top personal card.

Statement Credits

June 15, 2026

Amex to Restrict Resy Credits to Select Restaurants

Starting August 1, 2026, restaurants will need to be specifically designated as eligible for Amex's Resy dining credit in order to trigger the benefit. Several American Express cards offer statement credits for dining at Resy restaurants, and currently any restaurant listed on the Resy platform qualifies. Beginning in August, only participating restaurants will be eligible, similar to how Chase's Exclusive Tables benefit works on the Sapphire Reserve. We're not yet sure how many restaurants will be affected, but it's never encouraging when a benefit becomes more restrictive.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Chase Sapphire Reserve Offer Ends Jun 15, 2026

150,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Premier Offer Ends Jul 1, 2026

85,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Priority Offer Ends Jul 1, 2026

90,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Plus Offer Ends Jul 1, 2026

80,000 Bonus Points

Card Details