The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results How well do you know the credit card points game? Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

May 1, 2026

20% Bonus: Chase Ultimate Rewards to Flying Blue

Chase Ultimate Rewards is offering a 20% transfer bonus to Air France–KLM Flying Blue. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,200 Flying Blue miles for every 1,000 Chase Ultimate Rewards points transferred. Offer expires May 27, 2026.

May 1, 2026

55% Bonus: Chase Ultimate Rewards to Marriott

Chase Ultimate Rewards will be offering a 55% transfer bonus to Marriott Bonvoy starting on May 16, 2026.. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,550 Marriott Bonvoy points for every 1,000 Chase Ultimate Rewards points transferred. Offer expires June 30, 2026.

May 1, 2026

65% Bonus: Chase Ultimate Rewards to Marriott

Chase Ultimate Rewards is offering a 65% transfer bonus to Marriott Bonvoy. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,650 Marriott Bonvoy points for every 1,000 Chase Ultimate Rewards points transferred. Offer expires May 15, 2026.

May 1, 2026

Chase Sapphire Reserve: 150k Points Bonus

Chase Sapphire Reserve is offering 150,000 miles after spending $6,000 in 3 months. That’s up 25,000 miles over their standard offer of 125,000 miles with the same spending requirement. The annual fee is $795.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Marriott Bonvoy Brilliant Offer Ends May 13, 2026

200,000 Bonus Points

Card Details
Card Marriott Bonvoy Bevy Offer Ends May 13, 2026

175,000 Bonus Points

Card Details
Card United Club Offer Ends May 20, 2026

100,000 Bonus Points

Card Details
Card United Quest Offer Ends May 20, 2026

90,000 Bonus Points

Card Details