The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results How well do you know the credit card points game? Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.
Statement Credits

June 16, 2026

Amex Clarifies Upcoming Changes to Resy Credits

Update: Amex issued a statement regarding this change:
"We have added a Resy Credit eligible badge to Resy venue pages to provide additional clarity to diners at the time of booking. We have not removed Resy venues that are eligible today and will be adding more eligible venues later this year when Tock venues become bookable on Resy."

Starting August 1, 2026, restaurants will display a Resy Credit eligible badge in order to qualify for Amex's Resy dining credit. Several American Express cards offer statement credits for dining at Resy restaurants, and there was initially concern that the change would limit the number of eligible venues. However, Amex says it is not removing any currently eligible restaurants and plans to add more later this year when Tock venues become bookable through Resy. We'll have a better sense of the real-world impact once the change takes effect in August.

June 16, 2026

Stack $100 Paze Promotion with Chase's 10x Offer

Paze is offering $10 back on purchases of $10 or more, up to $100 back per eligible card. While many banks have cards that qualify, Chase cardholders can stack this promotion with the separate 10x Ultimate Rewards offer currently available when checking out through Paze with eligible Chase cards. One easy option is buying $10 gift cards from Newegg, which accepts Paze. Complete ten $10 purchases and you'll receive $100 back from the Paze promotion while also earning 1,000 Chase Ultimate Rewards points from the 10x offer. The deal becomes even more attractive if you purchase gift cards for merchants where you already receive additional value through card credits or other promotions, like Instacart and DoorDash.

June 15, 2026

15% Bonus: Amex Membership Rewards to Avianca

Amex Membership Rewards is offering a 15% transfer bonus to Avianca LifeMiles. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,150 Avianca LifeMiles for every 1,000 Amex Membership Rewards points transferred. Offer expires July 15, 2026.

June 15, 2026

Chase Sapphire Preferred: 100k Bonus Returns

The Chase Sapphire Preferred is offering 100,000 points after spending $5,000 in the first 3 months. That's 25,000 points more than the standard offer of 75,000 points and ties the highest welcome offer we've ever seen on the card. The annual fee remains $95, and the elevated offer comes on the heels of a recent card refresh that increased the annual hotel credit to $100, added new bonus categories, a TSA PreCheck/Global Entry/NEXUS credit, a complimentary year of Apple TV+, and emergency evacuation coverage up to $100,000. Unfortunately, Chase also recently devalued Hyatt transfers on the Sapphire Preferred from 1:1 to 4:3, making the Sapphire Reserve cards the only Chase products that still transfer to Hyatt at a 1:1 ratio.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Southwest Rapid Rewards Premier Offer Ends Jul 1, 2026

85,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Priority Offer Ends Jul 1, 2026

90,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Plus Offer Ends Jul 1, 2026

80,000 Bonus Points

Card Details
Card Amazon Prime Visa Offer Ends Jul 9, 2026

20,000 Bonus Points

Card Details