The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

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Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

May 17, 2026

65% Bonus: Chase Ultimate Rewards to Marriott

The 65% transfer bonus has ended, but you can still transfer points at a 55% bonus rate until June 30, 2026. Chase Ultimate Rewards previously offered a 65% transfer bonus to Marriott Bonvoy, allowing you to receive 1,650 Marriott points for every 1,000 Chase points transferred. This offer was available until May 15, 2026. After that date, the transfer will provide a 55% bonus, resulting in 1,550 Marriott points for every 1,000 Chase points transferred. However, we generally do not recommend transferring Ultimate Rewards points to Marriott, even with this elevated bonus, as Chase has several more valuable transfer partners.

May 17, 2026

30% Bonus: Citi ThankYou to I Prefer

Citi ThankYou Rewards is offering a 30% transfer bonus to Preferred Hotels & Resorts I Prefer Hotel Rewards. The standard transfer ratio is 1:2, so with the bonus, you’ll receive 2,600 I Prefer Hotel Rewards points for every 1,000 Citi ThankYou Rewards points transferred. Offer expires June 13, 2026.

May 17, 2026

25% Bonus: Citi ThankYou to Wyndham

Citi ThankYou Rewards is offering a 25% transfer bonus to Wyndham Rewards. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,250 Wyndham Rewards points for every 1,000 Citi ThankYou Rewards points transferred. Offer expires June 13, 2026.

May 15, 2026

Citi Ending Points Sharing Between Cardholders on May 16, 2026

Tomorrow, May 16 is the last day to share Citi ThankYour Rewards if you plan to transfer any of our points to another person.

Citi will end points sharing between ThankYou Rewards cardholders. Members can currently share up to 100,000 points per year, with transferred points expiring after 90 days. The change takes effect May 16, 2026, so members who plan to share points should do so before then.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card United Club Offer Ends May 20, 2026

100,000 Bonus Points

Card Details
Card United Quest Offer Ends May 20, 2026

90,000 Bonus Points

Card Details
Card United Explorer Offer Ends May 20, 2026

70,000 Bonus Points

Card Details
Card United Business Offer Ends May 20, 2026

100,000 Bonus Points

Card Details