The Points Tool You've Always Wanted

Amex is targeting some users with a 200,000-point welcome offer on the Business Platinum card after $20,000 in spending within the first 3 months. While this isn’t as high as the 300K offers we’ve seen, it includes no lifetime language (NLL), meaning you may be eligible even if you currently have or previously held the card.

This offer is targeted, so you’ll need to click this link and log in to your Amex account to see if it’s available to you.

American Express has changed its referral limits to 5 per year, per card. Previously, there was a cap on the number of points you could earn annually, but the new structure limits the number of referrals instead, with no maximum points cap. Amex also allows some Membership Rewards cardholders to refer friends or family to a wide range of Amex cards, not just the one they hold. We don’t view this as a major change for most people, and some may even be able to earn more under the new system.

Major U.S. airlines have increased checked baggage fees over the past week, citing rising fuel costs. Alaska, American, Delta, JetBlue, Southwest, and United have all raised fees by $5 to $10 for first and second bags, with larger increases for additional bags. This is the first widespread increase since the pandemic, and these higher fees are likely to stick even when fuel costs inevitably decline again. If you regularly check bags, co-branded airline credit cards that include free checked bags have become more valuable.

Hilton is offering up to a 100% bonus on purchased Hilton Honors points through May 29, 2026. Offers are targeted, so you’ll need to log in to see if you’re eligible for the full bonus. With the top offer, points cost as little as 0.5¢ each with a minimum purchase of 5,000 points. We value Hilton points at around 0.5¢ each, so this can make sense if you have an immediate redemption in mind, but we wouldn’t recommend buying speculatively.