The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results How well do you know the credit card points game? Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

October 22, 2026

Discover it Cash Back elevated offer

Discover it Cash Back is offering a $200 welcome Bonus when you spend $500 on purchases within the first 3 months . All with no annual fee.

October 22, 2026

Elevate offer on Atmos Rewards cards

Atmos Rewards Summit Visa Infinite is offering 100,000 points after spending $6000 in 3 months. That’s up 20,000 points over their standard offer of 80,000 points, which requires $4000 in 3 months. The annual fee is $395. The elevated offer also includes a 25K Global Companion Award. Atmos Rewards Ascent Visa Signature is offering up to 80,000 points after spending $5000 in total within 3 months. The annual fee is $95. The elevated offer also includes a $99 Companion Fare .

October 21, 2026

30% Bonus: Capital One Miles to Virgin

Capital One Miles is offering a 30% transfer bonus to Virgin Atlantic Flying Club and Virgin Red through November 20, 2026. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,300 Virgin Points for every 1,000 Capital One miles transferred. Offer expires November 20, 2026, at 11:59 p.m. Eastern Time.

October 20, 2026

35% Bonus: Amex Membership Rewards to Marriott Bonvoy

American Express Membership Rewards is offering a 35% transfer bonus to Marriott Bonvoy through December 10, 2026. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,350 Marriott Bonvoy points for every 1,000 Membership Rewards points transferred. Offer expires December 10, 2026.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Southwest Rapid Rewards Premier Business Offer Ends Oct 26, 2026

80,000 Bonus Points

Card Details
Card British Airways Offer Ends Oct 27, 2026

90,000 Bonus Points

Card Details
Card Marriott Bonvoy Business Offer Ends Nov 4, 2026

100,000 Bonus Points

Card Details
Card Delta SkyMiles Gold Offer Ends Nov 4, 2026

80,000 Bonus Points

Card Details