The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results How well do you know the credit card points game? Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

September 17, 2026

Elevated Chase Ink Offers Ending 09/17 at 9AM EST

09/17/26 Update: While the public elevated offer is no longer available, referrals are still showing the elevated 100k point offer, so you still have time if you thought you waited too long.

09/10/26 Update: Chase just announced these elevated offers will end at 9am on September 17. If you've had your eye on these elevated bonuses, we suggest not waiting until the very last minute, as the offers sometimes get pulled a little earlier than the stated time.

The Chase Ink Business Cash and Ink Business Unlimited cards have had elevated 100,000-point signup bonus offers for most of the summer, but those offers are ending soon. Chase has not announced an official end date yet, but when we get the "ending soon" message, it usually means there are only a few weeks left. Chase typically follows with a firm end date rather than pulling the offers without warning, but if you’ve had your eye on either card, now would be a good time to apply. These are fantastic offers since neither card has an annual fee, and if you have an eligible Chase card that transfers to travel partners, you can combine your Ultimate Rewards points. If you’re playing two-player mode and one of you has never had a Chase Ink business card, the referral bonus is a stout 40,000 points, so make sure you take advantage of that as well for a potential 140,000-point haul from a no-annual-fee card.

September 17, 2026

Chase Sapphire Reserve Business Adds $500 More in Edit Credits

Chase is adding two more $250 The Edit credits to the Sapphire Reserve for Business starting January 1, 2027, increasing the card's annual benefit from two credits to four, or up to $1,000 per calendar year. Each credit still requires a prepaid, minimum two-night stay booked through The Edit, with no requirement that the stay itself occur in 2027 as long as it is booked by December 31, 2027. Eligible stays also include daily breakfast for two, a $100 property credit, and space-available room upgrades, early check-in, and late checkout. If you book consecutive stays at the same property, you can use multiple $250 credits and still receive breakfast each day, but the stays are treated as one reservation for the $100 property credit, so you'll only receive that benefit once. This is a substantial improvement to a card with a $795 annual fee, with The Edit credits alone now worth up to $1,000 per year.

September 17, 2026

IHG Points Sale Returns: Buy Points for 0.5¢ Each

September 16, 2026 update: IHG has brought back its 100% points bonus through October 5, 2026. This time, you only need to buy 5,000 points to receive the full bonus, dropping the cost to 0.5¢ per point. IHG has also temporarily increased the maximum number of points you can purchase to 300,000, although previous 2026 purchases count toward that limit.

August 18, 2026 update: This promo has been extended until September 1, 2026.

IHG is once again offering up to a 100% bonus on purchased points through August 17, 2026. This is a tiered points sale. Buy at least 5,000 points to receive an 80% bonus, 10,000 points for a 90% bonus, or 30,000 points for the full 100% bonus. When receiving the 100% bonus, you'll pay 0.5¢ per point. The offer may be targeted, so some members could see different bonus amounts or thresholds. Buying IHG points at this price can make sense if you have a specific redemption in mind, especially when stacking cardholder benefits such as fourth-night free or a 10% award rebate. IHG runs these sales frequently, so we would not recommend buying speculatively.

September 17, 2026

Chase Sapphire Reserve Contest: Win Up to 5 Million Points

Chase is celebrating the Sapphire Reserve's 10th anniversary with a contest giving away a massive amount of Ultimate Rewards points. Ten Sapphire Reserve cardholders will each receive 500,000 points plus $1,500 to help cover potential taxes. One of those finalists will ultimately receive the grand price of 5 million Chase Ultimate Rewards points plus $15,000 to help offset taxes. There are several requirements for entry. First, you must be the primary cardholder of a Chase Sapphire Reserve. You must then create a video of up to 90 seconds describing a memorable trip you've taken since 2016 and how you'd like to experience it again or take a new trip. Post the video publicly to Instagram or TikTok with the required hashtags and submit it to Chase by November 6, 2026 at 5 p.m. ET. Chase will select 10 finalists, then there will be a public vote that helps determine the grand-prize winner. One unusual restriction: Chase explicitly prohibits using AI to create or assist with any portion of your entry, including the script or video editing.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Marriott Bonvoy Brilliant Offer Ends Sep 30, 2026

150,000 Bonus Points

Card Details
Card Marriott Bonvoy Bevy Offer Ends Sep 30, 2026

125,000 Bonus Points

Card Details
Card British Airways Offer Ends Oct 27, 2026

90,000 Bonus Points

Card Details
Card Marriott Bonvoy Business Offer Ends Nov 4, 2026

100,000 Bonus Points

Card Details