The Points Tool You've Always Wanted

World of Hyatt is offering 45,000 points after spending $5,000 in the first 3 months, plus up to 30,000 additional points by earning 2x on up to $15,000 in purchases during the first 6 months. That's up 15,000 points over the standard offer of 30,000 points after spending $3,000 in the first 3 months. The standard offer still includes the same opportunity to earn up to 30,000 additional points by spending $15,000 in the first 6 months. The annual fee is $95.

World of Hyatt has launched another promotion, this time offering 3,000 bonus points on stays of three or more nights at Hyatt Place, Hyatt House, and Hyatt Studios completed by July 31, 2026. The bonus is capped at 30,000 points and is available on both paid and award stays.

Where this gets interesting is the stacking. You can combine this promotion with Hyatt's current offer of 5,000 bonus points on stays of five or more nights at Hyatt House and Hyatt Studios, plus Hyatt's 2,000-point promotion for every two nights beginning with your second stay. Trigger all three offers on a qualifying five-night stay and you'll earn 12,000 bonus Hyatt points. Since Category 1 Hyatt hotels start at just 3,000 points per night, a qualifying five-night award stay could cost 15,000 points upfront and earn back 12,000 bonus points, dropping the net cost to just 3,000 points total while still earning elite night credits. For anyone chasing Hyatt status or Milestone Rewards, this could even make a mattress run worth considering.

If you have the Citi AAdvantage Business World Elite Mastercard, you can claim an easy 25,000 AAdvantage miles. American Airlines is offering a 25,000-mile bonus for joining AAdvantage Business and entering promo code JOINA7. Normally, businesses must have at least five active travelers and spend $5,000 per calendar year to qualify, but those requirements are waived for Citi AAdvantage Business cardholders. Even existing cardholders can claim the bonus. Go here, log in to your AAdvantage Business account, go to Settings, enter JOINA7 in the Promo Code field, save your changes, and the bonus should post shortly after refreshing your account.

Rakuten is offering its highest-ever referral bonus through September 30, 2026. New members who sign up through a referral link and spend at least $50 will earn a $50 bonus, 5,000 Amex Membership Rewards points, or 5,000 Bilt points, depending on their earning preference. The person referring them also receives the same bonus. We generally recommend earning points instead of cash back through Rakuten. We generally value Bilt points more than Membership Rewards, but you'll need at least Bilt Silver status to transfer Bilt points to partners at a 1:1 ratio. Without Silver status, transfers are only 2:1, so Amex Membership Rewards will usually be the better choice.