Breaking Points: Credit Card News

Check your Amex Offers, as there is a targeted JetBlue offer that gives you $60 back after spending $300 or more in one or more qualifying purchases. That equals 20% back when spending exactly $300. The offer is valid on purchases made directly with JetBlue through December 14, 2026, and includes flights and JetBlue Vacations. Flights must originate in the U.S., and you can travel after December 14 as long as you pay for the booking by that date. Several additional charges can count toward the $300 requirement, including baggage, pets, taxes, and cancellation and change fees. If you're planning to book JetBlue travel, check your Amex Offers before paying. Remember that the $300 spending requirement can be spread across multiple purchases as long as they're made by December 14.

Amex is targeting certain cardholders with an offer to get $100 back after spending $500 or more at select Wyndham Hotels & Resorts luxury properties. The offer expires October 27, 2026, and eligible spending can be made across one or more qualifying purchases. Reservations must be booked directly through Wyndham, and only participating properties qualify. The offer applies to room rate and room charges, but excludes timeshares and gift cards. Because the stay must be paid for by October 27, this is best suited for travel happening before the offer expires rather than a future stay booked now and paid later.

Southwest is surprising some Rapid Rewards members with 5,000 bonus points deposited directly into their accounts. You don't need to do anything. Really. You'll get an email if you were targeted, but the points should simply show up. Some members received the bonus last week, while others are seeing it now. If you have a Southwest account, it’s worth checking your email and Rapid Rewards balance to see if you got the unexpected 5,000-point bonus.

Costco is now available on DoorDash, and also has promo codes offering 20% off a Costco DoorDash order through November 1, 2026. You must enter the code COSTCO26, and the maximum discount is $50. If you are a Chase cardholder with DoorDash credits, this gives a good opportunity to stack those credits on top of this discount. Several Chase cards include monthly or quarterly credits for non-restaurant DoorDash orders, while the Chase Sapphire Reserve offers two $10 non-restaurant credits. Starting October 1, Sapphire Reserve cardholders will also receive a $15 monthly DoorDash credit that can also be on any eligible DoorDash order. If you've struggled to use those credits, the current discount would be a good use of these and make them easier to redeem.

Rakuten is offering an extra $150 when you apply for the Citi Strata Premier Card through Rakuten and are approved. If you have your Rakuten account set to earn Bilt points and have Bilt Silver status or higher, you'll earn at a 1:1 rate, turning that $150 into 15,000 Bilt points. If your Rakuten account is set to earn Amex Membership Rewards points, then you won't see this offer, and members who have their accounts set to cash back can earn the $150 instead. The Citi Strata Premier currently offers its standard 60,000 ThankYou Point signup bonus after spending $4,000 in the first three months, so this can effectively add 15,000 Bilt points to that offer. Citi's last elevated Strata Premier offer was 75,000 points, but that ended in early 2025, while the all-time high of 80,000 points dates back to 2023. With Citi recently adding a lifetime signup bonus restriction to the Strata Premier, we'd normally prefer to wait for an elevated offer before using your one opportunity to earn the bonus. But if you value Bilt points and don't want to wait for an elevated Citi offer that may or may not arrive soon, 60,000 ThankYou points plus 15,000 Bilt points makes the current offer much more competitive.