Approval Rules Credit Card Application Rules
The key to collecting points is getting approved for as many cards as you reasonably can. And the key to getting approved is understanding the approval rules for all the different banks, point systems, and cards. Keeping track can be a part-time job, and that's where we can help.
We can help you keep track of you rules. We have color indicators on each page to help you see your triggered rules. See below:
Rule Not Triggered
You are free to keep applying for cards without hesitation.
Rule Triggered
You should take a step back and make sure you can apply.
You can see these color indicators on each rule page as well as in the rule checker menu to let you know which rules you need to read up on.
About Approval Rules
Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards. So here's what you need to know:
- Approval rules are rarely fully publicized by the banks
- We use our own research and data points from other users in creating the rules listing
- Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
- There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.