Approval Rules
Updated on Tue, 28 Apr 2020
No 5/24
Updated on Tue, 28 Apr 2020
Quick Summary
Card approval not subject to 5-personal-cards-in-24-months ruleBanks That Use This Rule
Understanding the No 5/24 rule:
Yes, there are some personal cards that aren't impacted by the 5/24 rule. So this one isn't actually a rule. It's the exception to the rule. But whenever a card is NOT impacted by 5/24, we'll still let you know.
About Approval Rules
Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards. So here’s what you need to know:
- Approval rules are rarely fully publicized by the banks
- We use our own research and data points from other users in creating the rules listing
- Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
- There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.
American Express
Amex Business Platinum
Amex Platinum
Amex Gold
Delta SkyMiles Blue
Delta SkyMiles Reserve
Delta SkyMiles Gold
Delta SkyMiles Gold Business
Delta SkyMiles Platinum
Hilton Honors Surpass
Hilton Honors
Hilton Honors Aspire
Hilton Honors Business
Marriott Bonvoy Brilliant
Marriott Bonvoy Business
Delta SkyMiles Platinum Business
Amex Business Gold
Delta SkyMiles Reserve Business
Amex Blue Cash Preferred
Amex Green
Amex Business Green
Amazon Business Prime
Marriott Bonvoy Bevy 
Amex Blue Cash Everyday
Amex Blue Business Cash
Amex Blue Business Plus
CitiBank
Citi American Airlines AAdvantage Platinum
American Airlines Citi Business
Citi American Airlines AAdvantage Executive
Citi Strata Premier
Citi Double Cash
Citi Costco
Citi American Airlines AAdvantage MileUp
Citi Costco Business
Citi Custom Cash
Barclaycard
American Airlines AAvantage Aviator
JetBlue Plus
JetBlue Business
Lufthansa Miles and More
Hawaiian Airlines Business
Hawaiian Airlines
JetBlue
Wyndham Rewards Earner
Wyndham Rewards Earner Plus
Wyndham Rewards Earner Business
JetBlue Premier
Bank Of America
Alaska Airlines Business
Bank of America Premium Rewards
Bank of America Travel Rewards
Bank of America Business Travel
Alaska Airlines
Air France KLM
Bank of America Premium Rewards Elite
Bank of America Platinum Plus Business
Bank of America Customized Cash Rewards 
Bank of America Unlimited Cash Rewards
Discover
Discover It Cash Back
Discover It Miles
Discover It Chrome
Wells Fargo
Wells Fargo Active Cash
Wells Fargo Autograph Journey
Wells Fargo Signify Business
Wells Fargo Autograph 
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