US Bank

Reconsideration Phone
Personal Cards
844.357.2015
Business Cards
800.374.7979

Associated Point Systems

Breaking Points

May 18, 2026
Amazon Business Prime
New Amazon Business Cards Launch With Targeted Offers

Two new Amazon Business cards are now accepting applications following the move from Amex to U.S. Bank. One card is for Prime members and one is for non-Prime members. The Prime version earns 5% back on up to $150,000 annually in eligible Amazon, Whole Foods, and U.S. Bank travel portal purchases, while the non-Prime version earns 3% back in those same categories. Both cards also earn 2% back in your top three eligible spending categories, up to $150,000 annually, and neither card carries an annual fee.

Welcome offers appear to be dynamic and vary by account. Some users are seeing $100-$250 back with little or no spending requirement, while others are targeted for offers as high as $750 back after $3,000 in spending. If you have an Amazon Prime account, you may want to click here to check your offer.

The Business Prime card was previously issued by Amex, and existing cardholders will begin transitioning to the new U.S. Bank version starting August 14, 2026.

May 4, 2026
US Bank Cash Plus
US Bank Cash Plus: 25k Points Bonus

US Bank Cash Plus is offering 25,000 miles after spending $1,000 in 3 months. That’s up 5,000 miles over their standard offer of 20,000 miles with the same spending requirement. There is no annual fee.

March 27, 2026
US Bank Business Altitude Connect
US Bank Business Altitude Connect: 75k Points Bonus

US Bank Business Altitude Connect is offering 75,000 miles after spending $6,000 in 4 months. That’s up 15,000 miles over their standard offer of 60,000 miles with the same spending requirement. The annual fee is $0 for first year ,then $99.

February 3, 2026
US Bank Triple Cash Rewards Business
US Bank Triple Cash Rewards Business

US Bank Triple Cash Rewards Business is offering 75,000 points after spending $6000 in 4 months with a $0 annual fee.. That's up 25,000 points over their standard offer of 50,000 after spending $4500 in 3 months.

Bank

US Bank

The Highlights

US Bank has very stringent approval criteria. Specifically, they look at credit inquiries and new cards with the highest limitation. This means you’ll want to apply for U.S. Bank cards either (1) while first getting into the hobby or (2) after taking a break on new cards for a while.

Since the net bonus value (after annual fee) is relatively low, it's usually (2).

U.S. Bank Business cards don't count against against personal credit card rules such as 5/24. Still, there are many cards with higher bonuses that fall into this category, so any U.S. Bank card would probably fall down to the 15th-20th card we would recommend. If you are in this range, take a look at the cards below.

When points appear

Once you receive your next statement, pending points become earned rewards.

Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months

What to Know Before Canceling

They will refund your annual fee in full as long as you cancel within 30 days of the annual fee posting to your account.

Best for Series

Below is a snapshot of where this bank performs best compared to the other banks in our database:

Breaking Points

May 18, 2026
Amazon Business Prime
New Amazon Business Cards Launch With Targeted Offers

Two new Amazon Business cards are now accepting applications following the move from Amex to U.S. Bank. One card is for Prime members and one is for non-Prime members. The Prime version earns 5% back on up to $150,000 annually in eligible Amazon, Whole Foods, and U.S. Bank travel portal purchases, while the non-Prime version earns 3% back in those same categories. Both cards also earn 2% back in your top three eligible spending categories, up to $150,000 annually, and neither card carries an annual fee.

Welcome offers appear to be dynamic and vary by account. Some users are seeing $100-$250 back with little or no spending requirement, while others are targeted for offers as high as $750 back after $3,000 in spending. If you have an Amazon Prime account, you may want to click here to check your offer.

The Business Prime card was previously issued by Amex, and existing cardholders will begin transitioning to the new U.S. Bank version starting August 14, 2026.

May 4, 2026
US Bank Cash Plus
US Bank Cash Plus: 25k Points Bonus

US Bank Cash Plus is offering 25,000 miles after spending $1,000 in 3 months. That’s up 5,000 miles over their standard offer of 20,000 miles with the same spending requirement. There is no annual fee.

March 27, 2026
US Bank Business Altitude Connect
US Bank Business Altitude Connect: 75k Points Bonus

US Bank Business Altitude Connect is offering 75,000 miles after spending $6,000 in 4 months. That’s up 15,000 miles over their standard offer of 60,000 miles with the same spending requirement. The annual fee is $0 for first year ,then $99.

February 3, 2026
US Bank Triple Cash Rewards Business
US Bank Triple Cash Rewards Business

US Bank Triple Cash Rewards Business is offering 75,000 points after spending $6000 in 4 months with a $0 annual fee.. That's up 25,000 points over their standard offer of 50,000 after spending $4500 in 3 months.