US Bank

Reconsideration Phone
Personal Cards
844.357.2015
Business Cards
800.374.7979

Associated Point Systems

Breaking Points

February 3, 2026
US Bank Triple Cash Rewards Business
US Bank Triple Cash Rewards Business

US Bank Triple Cash Rewards Business is offering 75,000 points after spending $6000 in 4 months with a $0 annual fee.. That's up 25,000 points over their standard offer of 50,000 after spending $4500 in 3 months.

Bank

US Bank

The Highlights

US Bank has very stringent approval criteria. Specifically, they look at credit inquiries and new cards with the highest limitation. This means you’ll want to apply for U.S. Bank cards either (1) while first getting into the hobby or (2) after taking a break on new cards for a while.

Since the net bonus value (after annual fee) is relatively low, it's usually (2).

U.S. Bank Business cards don't count against against personal credit card rules such as 5/24. Still, there are many cards with higher bonuses that fall into this category, so any U.S. Bank card would probably fall down to the 15th-20th card we would recommend. If you are in this range, take a look at the cards below.

When points appear

Once you receive your next statement, pending points become earned rewards.

Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months

What to Know Before Canceling

They will refund your annual fee in full as long as you cancel within 30 days of the annual fee posting to your account.

Best for Series

Below is a snapshot of where this bank performs best compared to the other banks in our database:

Breaking Points

February 3, 2026
US Bank Triple Cash Rewards Business
US Bank Triple Cash Rewards Business

US Bank Triple Cash Rewards Business is offering 75,000 points after spending $6000 in 4 months with a $0 annual fee.. That's up 25,000 points over their standard offer of 50,000 after spending $4500 in 3 months.