Credit Card Strategies & Guides

Whether you are a beginner or veteran points collector, we have guides to help you collect & spend your points wisely.

Browse by Category: Common Beginner Questions | Hobby Guidelines | Transferring & Booking | Hobby Shortcuts

Common Beginner Questions

Is This Credit Card Thing Legit?

Last Updated: May 1st, 2020

Earn up to $5,000 every year with just a few hours of work by harnessing the power of credit card rewards. Get answers to commonly asked questions.

Isn’t Cashback Just As Good As Points?

Last Updated: October 1st, 2024

You'll get more out of your credit card rewards if you pursue points for travel rather than cashback.

Does Opening Multiple Cards Hurt My Credit?

How Can The Companies Afford This?

Will It Be A Pain To Keep Track Of Everything?

Am I Financially Ready For This Hobby?

Hobby Guidelines

See All Hobby Guidelines »

Basic Hobby Guidelines

Last Updated: April 24th, 2020

Basic guidelines for getting the most bang for your buck on credit card rewards. We've designed this site to give you the facts as efficiently as possible

Working With Others For Way More Points!

Last Updated: May 22nd, 2020

Tips for working with others to boost your credit card points and spending flexibility. Plus an exclusive tool to help you collect referral points.

Annual Fees and Canceling Cards

Last Updated: June 1st, 2020

Annual fees on credit cards cost just a fraction of the money you'll make through rewards. And you can always cancel your card before the annual fee hits.

Transferring & Booking

See All Transferring & Booking »

Should You Transfer Points or Book With Banks?

Last Updated: October 18th, 2024

Tips on deciding whether to use your points directly on bank portals or transfer them to travel partner award systems.

Best Cards For Cruises

Last Updated: June 1st, 2020

Here are the best credit card reward systems for cruises, including Barclay Arrival Plus MasterCard, Capital One Venture Card and Chase Sapphire Preferred.