Amex Blue Cash Everyday Credit Card Review
Key Takeaways
We do not recommend this card for most users. While it has better perks than many $0-fee options, the low sign-up bonus and limited redemption flexibility make it hard to justify over stronger travel cards. Unless you need its specific cash-back categories and have already secured higher-value options, the Amex Blue Cash Everyday is an easy pass.
Why This Card Could Be Right For You
If you prefer simple, low-maintenance cash back, the Blue Cash Everyday can still add value. Spend $2,000 in the first six months to earn a 25,000 point welcome offer (redeemable as cash back).
- 3% back at U.S. supermarkets, U.S. online retailers, and U.S. gas stations (up to $6,000 per category annually)
- 1% back on all other purchases
- No annual fee
The card also offers:
- Up to $7/month for an eligible Disney+ bundle and up to $15/month for Home Chef (up to $264 annually)
- Secondary car rental loss and damage coverage when you pay with the card
When The Usual Advice Doesn't Apply
Skip this card if you:
- Want points that transfer to airlines or hotels as this card’s rewards are statement credits only.
- Focus on free travel above all else; the card’s only travel‑related perk is rental‑car coverage.
How The Amex Blue Cash Everyday Credit Card Fits In The Cash in Cents Ecosystem
Amex has one other consumer, cash‑back card:
- Amex Blue Cash Preferred: $95 annual fee (waived year 1), 25,000 points (redeemable as cash back) bonus, 6% back at U.S. supermarkets (up to $6,000), 3% back on transit and U.S. gas, same Disney+ credit.
Neither card earns transferable travel points. If travel rewards are your priority, consider Amex’s Membership Rewards cards instead:
- Amex Green: 40,000‑point bonus; $150 annual fee largely offset by a $199 Clear Plus credit.
- Amex Gold: 60,000‑point bonus; $325 annual fee; rich grocery and restaurant multipliers plus dining and Uber credits.
- Amex Platinum: 150,000-point bonus; $895 annual fee; extensive airline, hotel, and lifestyle credits along with premium travel perks.
Card Information
Differentiating Perks
Card Extras
No extras to display for this card.
Historical Card Offers
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Estimated Next Offer
Amex Blue Cash Everyday Application Rules
You may be declined for a third American Express credit card if you have already been approved for two Amex credit cards within the previous 90 days.
American Express generally limits you to five open credit cards at a time (and 10 charge cards)
If you have received a signup bonus from a higher tiered card, you are ineligible to receive a bonus from a lower tiered card in that same card family
Card approval not subject to 5-personal-cards-in-24-months rule
You may be ineligible for the signup bonus on an American Express card if you currently have, or previously had, that same card or an earlier version of it.
After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus
