Amex Blue Cash Everyday Credit Card Review
Key Takeaways
We do not recommend this card for most users. While it has better perks than many $0-fee options, the low sign-up bonus and limited redemption flexibility make it hard to justify over stronger travel cards. Unless you need its specific cash-back categories and have already secured higher-value options, the Amex Blue Cash Everyday is an easy pass.
Why This Card Could Be Right For You
If you prefer simple, low-maintenance cash back, the Blue Cash Everyday can still add value. Spend $2,000 in the first six months to earn a 25,000 point welcome offer (redeemable as cash back).
- 3% back at U.S. supermarkets, U.S. online retailers, and U.S. gas stations (up to $6,000 per category annually)
- 1% back on all other purchases
- No annual fee
The card also offers:
- Up to $7/month for an eligible Disney+ bundle and up to $15/month for Home Chef (up to $264 annually)
- Secondary car rental loss and damage coverage when you pay with the card
When The Usual Advice Doesn't Apply
Skip this card if you:
- Want points that transfer to airlines or hotels as this card’s rewards are statement credits only.
- Focus on free travel above all else; the card’s only travel‑related perk is rental‑car coverage.
How The Amex Blue Cash Everyday Credit Card Fits In The Cash in Cents Ecosystem
Amex has one other consumer, cash‑back card:
- Amex Blue Cash Preferred: $95 annual fee (waived year 1), 25,000 points (redeemable as cash back) bonus, 6% back at U.S. supermarkets (up to $6,000), 3% back on transit and U.S. gas, same Disney+ credit.
Neither card earns transferable travel points. If travel rewards are your priority, consider Amex’s Membership Rewards cards instead:
- Amex Green: 40,000‑point bonus; $150 annual fee largely offset by a $199 Clear Plus credit.
- Amex Gold: 60,000‑point bonus; $325 annual fee; rich grocery and restaurant multipliers plus dining and Uber credits.
- Amex Platinum: 150,000-point bonus; $895 annual fee; extensive airline, hotel, and lifestyle credits along with premium travel perks.
Card Information
Differentiating Perks
Card Extras
No extras to display for this card.
Historical Card Offers
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Estimated Next Offer
Amex Blue Cash Everyday Application Rules
You'll be declined if you apply for a third Amex card in 90 days
Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth
If you have received a signup bonus from a higher tiered card, you are ineligible to receive a bonus from a lower tiered card in that same card family
Card approval not subject to 5-personal-cards-in-24-months rule
Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card)
After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus
