Citi Costco Business Credit Card Review
Card Information
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 0 | $0 | 1.0 ¢ | $0 | $0 |
$0
|
Spend Categories
1X points
1¢ Per Dollar Spent
4X points
4¢ Per Dollar Spent
3X points
3¢ Per Dollar Spent
3X points
3¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
Card Benefits
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
will cover repairs or a refund if eligible purchases made with your card are damaged or stolen within 120 days of purchase (90 days for New York residents).
Point Transfer Options
Transfer To Spouse/Partner Yes
Transfer To Friends Yes
Travel Partner Transfers
Outside Point System Cash in Cents
Transfers In From
1:1 63% value retained
1:1 100% value retained
1:1 77% value retained
1:1 63% value retained
1:1 91% value retained
1:1 77% value retained
Citi Costco Business Application Rules
This business card will not show on your personal credit report, so it won't count against your 5/24 status
You'll be declined if you apply for a second Citi business card within 95 days
Card approval not subject to 5-personal-cards-in-24-months rule
You'll be declined if you apply for a third Citi card within 65 days
You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days
You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months
