Best Credit Card For Gas Stations

You want to maximize the return on your Gas Stations credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.
Gas purchases are a regular expense for nearly everyone. Leaving the right card in your glove box can add up over the year. You have a wide range of options from branded cards to some solid cash back cards.

This can be even bigger than you think as it can includes all business coded to this category, including purchased extras like food, automotive supplies, and even gift cards. Be careful though as most Warehouse and grocery store gas stations are coded the same as their parent company, not a gas station.

The (+) versions include both solid category multipliers and signup bonuses. (-) versions only include specific gas stations
Wyndham Rewards Earner Business Wyndham Rewards Earner Business
8X | 8.0 Per Dollar Spent
Wyndham Rewards »
Point System
Barclaycard »
Bank
$533
1st Year Value
45,000
Bonus Points
$3,000
Minimum Spend
1.0¢
Max Point Value
1.0¢
Max Point Value
Amex Business Gold Amex Business Gold
4X | 6.4 Per Dollar Spent
Each month, Amex auto-selects the top 2 spend categories for 4x points. (Incl: Digital Ads, Software & Hardware, Restaurants, Gas, Transit, Wireless Telephone)
Amex Membership Rewards »
Point System
American Express »
Bank
$2,767
1st Year Value
200,000
Bonus Points
$15,000
Minimum Spend
1.6¢
Max Point Value
1.6¢
Max Point Value
Wyndham Rewards Earner Plus Wyndham Rewards Earner Plus
6X | 6.0 Per Dollar Spent
Wyndham Rewards »
Point System
Barclaycard »
Bank
$573
1st Year Value
45,000
Bonus Points
$1,000
Minimum Spend
1.0¢
Max Point Value
1.0¢
Max Point Value

Our Top Selections for Gas Stations (+)

Multiplier Point Value Per $ Spent
Wyndham Rewards Earner Business Wyndham Rewards Earner Business 8x 1.0¢ 8.0¢
Amex Business Gold Amex Business Gold

Each month, Amex auto-selects the top 2 spend categories for 4x points. (Incl: Digital Ads, Software & Hardware, Restaurants, Gas, Transit, Wireless Telephone)

4x 1.6¢ 6.4¢
Wyndham Rewards Earner Plus Wyndham Rewards Earner Plus 6x 1.0¢ 6.0¢
Wyndham Rewards Earner Wyndham Rewards Earner 5x 1.0¢ 5.0¢
Citi Strata Premier Citi Strata Premier

Gas purchases made at warehouse clubs do not qualify for 3x points.

3x 1.6¢ 4.8¢
Wells Fargo Autograph Wells Fargo Autograph

Include gas stations, automated fuel dispensers, and electric vehicle charging stations.

3x 1.3¢ 3.9¢
US Bank Triple Cash Rewards Business US Bank Triple Cash Rewards Business 3x 1.1¢ 3.3¢
Chase Ink Business Cash Chase Ink Business Cash

2x for first $25,000 spent on gas stations and restaurants combined, every year

2x 1.7¢ 3.3¢
Atmos Rewards Ascent Visa Signature Atmos Rewards Ascent Visa Signature 2x 1.6¢ 3.2¢
Atmos Rewards Visa Business Atmos Rewards Visa Business

2 miles for every $1 spent on gas and EV charging station purchases

2x 1.6¢ 3.2¢
Citi Double Cash Citi Double Cash

All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off

2x 1.6¢ 3.2¢
Hawaiian Airlines Hawaiian Airlines 2x 1.6¢ 3.2¢
Hawaiian Airlines Business Hawaiian Airlines Business 2x 1.6¢ 3.2¢
IHG One Rewards Premier IHG One Rewards Premier

Excludes truck stops, boat marinas, oil and propane distributors, and home heating companies.

5x 0.6¢ 3.0¢
IHG One Rewards Premier Business IHG One Rewards Premier Business

Excludes truck stops, boat marinas, oil and propane distributors, and home heating companies.

5x 0.6¢ 3.0¢
United Gateway United Gateway 2x 1.4¢ 2.9¢
American Airlines Citi Business American Airlines Citi Business

Purchases at select gas stations. Purchases not eligible to receive double miles might include those made at warehouse clubs, discount stores, department stores and convenience stores.

2x 1.4¢ 2.8¢
Citi American Airlines AAdvantage Platinum Citi American Airlines AAdvantage Platinum

Earn 2 miles for every $1 spent at gas stations.

2x 1.4¢ 2.8¢
Southwest Rapid Rewards Performance Business Southwest Rapid Rewards Performance Business

Earn 2 points for every $1 you spend at gas stations.

2x 1.3¢ 2.6¢
Southwest Rapid Rewards Priority Southwest Rapid Rewards Priority 2x 1.3¢ 2.6¢
United Business United Business 2x 1.3¢ 2.6¢
Wells Fargo Active Cash Wells Fargo Active Cash

2% cash back on all purchases

2x 1.3¢ 2.6¢
US Bank Altitude Go US Bank Altitude Go 2x 1.1¢ 2.2¢
IHG One Rewards Traveler IHG One Rewards Traveler

Excludes truck stops, boat marinas, oil and propane distributors, and home heating companies.

3x 0.6¢ 1.8¢
Amazon Prime Amazon Prime 2x 0.8¢ 1.6¢
Chase Disney Premier Chase Disney Premier 2x 0.8¢ 1.6¢
Bank of America Travel Rewards Bank of America Travel Rewards

All purchases

1.5x 1.0¢ 1.5¢
Discover It Chrome Discover It Chrome

Purchases made using third-party payment accounts, tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible.

2x 0.0¢ 0.0¢

Other Cards with Solid Value for Gas Stations (=)

Multiplier Point Value Per $ Spent
Citi Custom Cash Citi Custom Cash

Auto-selects the top spend categories for 5x points. Includes: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment

5x 1.6¢ 8.0¢
Citi Costco Business Citi Costco Business

for the first $7,000 per year and then 1% thereafter

4x 1.0¢ 4.0¢
World of Hyatt Business World of Hyatt Business

Each quarter, Chase auto-selects the top 3 spend categories for 2x points. (8 categories Incl: Digital Ads, Restaurants, Gas, Shipping, Transit, Car Rental, Airlines & Internet/Phone)

2x 1.7¢ 3.4¢
Capital One Spark Cash Business Capital One Spark Cash Business

2% cash back on all purchases

2x 1.3¢ 2.6¢
US Bank Cash Plus US Bank Cash Plus

Must choose either Gas Stations, Grocery Stores or Restaurants.

2x 1.1¢ 2.2¢