Atmos Rewards Visa Business Credit Card Review
Key Takeaways
The most valuable benefit of the Atmos Rewards Business Card is the $99 Companion Fare. After approval and spending $4,000 (currently $5,000) in the first three months, you'll receive 60,000 (current special 80,000) miles and the Companion Fare for a low $70 annual fee. If you regularly fly Alaska Airlines or expect to take at least one trip with a companion in the coming year, the first-year value is excellent and can easily justify the cost of the card.
Why This Card Could Be Right For You
The primary reason to get the Atmos Rewards Business Visa is the Companion Fare. After spending $4,000 (currently $5,000) in the first 90 days, you'll receive 60,000 (current special 80,000) points and a $99 Companion Fare (plus taxes and fees starting at $23). This allows a companion to fly anywhere on Alaska-operated flights for as little as $122 total, a benefit that can easily save hundreds of dollars on the right itinerary.
To continue earning the Companion Fare, you'll need to spend $6,000 on the card each year. Since you're already spending $4,000 (currently $5,000) to earn the welcome offer in year one, it may make sense to spend the additional amount needed to earn another Companion Fare. Beyond that, we generally prefer pursuing new signup bonuses rather than allocating $6,000 in annual spending for a single benefit.
The card's low $70 annual fee makes it easy to justify if you fly Alaska Airlines even once or twice per year.
Additional benefits include:
- One complimentary checked bag for up to 6 travelers on the same reservation
- Priority boarding
- Competitive spending multipliers
- 20% back on inflight purchases
- $100 off an Alaska Lounge+ membership
- As a business card, it does not count toward your Chase 5/24 status
When The Usual Advice Doesn't Apply
This card might not be ideal if:
- You don't live in a city with many Alaska Airlines flights
- You typically travel alone, making the Companion Fare less valuable
What to Know About Atmos Rewards
Alaska and Hawaiian Airlines have some great sweet spots, but understanding their award charts is key.
- A key factor in their value is whether either airline flies from your home airport.
- Alaska often has the best pricing available for international business class. Using an award search tool will help maximize.
- Their award chart also allows for some great finds on short-haul domestic flights.
- The one downfall of the program is that only Bilt and Marriott are transfer partners, making collecting points or topping up more difficult
- One-way award tickets with a stopover allows you to visit two destinations for the price of one.
How The Atmos Rewards Visa Business Credit Card Fits In The Atmos Rewards Ecosystem
The Atmos Rewards Business Visa is the only business card in Alaska Airlines' Atmos lineup. Because it is a business card, you can pair it with either of the two personal cards to earn additional signup bonuses and benefits.
- Atmos Rewards Ascent: The Atmos Rewards Ascent Visa Signature offers a 60,000 point signup bonus after spending $3,000 in 3 months and has many of the same core benefits as the business card, including a Companion Fare.
- Atmos Rewards Summit: The Atmos Rewards Summit Visa Infinite is the airline's premium card. It offers a 80,000 point signup bonus, a 25,000-point Global Companion Award after meeting the spending requirement, and another Global Companion Award each year as a cardholder benefit.
- Stacking strategy: Unlike many airline programs, you're allowed to hold both a personal Atmos card and the business card, making it possible to earn multiple signup bonuses and companion benefits.
Card Information
Bonus Extra
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Rules
Card Extras
No extras to display for this card.
Historical Card Offers
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Atmos Rewards Visa Business Application Rules
This business card will not show on your personal credit report, so it won't count against your 5/24 status
You'll be declined for Atmos and B of A Premium Rewards cards if you have opened or CLOSED that card in the previous 24 months
Card approval not subject to 5-personal-cards-in-24-months rule
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
