Best in Class
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Hawaiian Airlines Credit Card Review
Key Takeaways
The Hawaiian Airlines credit card offers excellent value for anyone planning to travel to Hawaii within the next year. The card features a one-time 50% off companion discount, which combined with the welcome offer points, could make a trip to Hawaii very affordable for you and a travel partner. If you fly economy, you might even have points remaining for additional trips to Hawaii, inter-island flights, or redemptions on partner airlines. Depending on when you travel and how far in advance you book, the welcome offer points could potentially cover a business class flight. For those who visit Hawaii annually, keeping this card beyond the first year and paying its $99 annual fee may be worthwhile for the additional perks.
Why This Card Could Be Right For You
You can earn a substantial 60,000 point welcome bonus with this card, requiring only $2,000 in spending during the first 90 days of card ownership. Another significant benefit is the one-time 50% off companion discount for a roundtrip coach flight between Hawaii and North America. This benefit remains valid for 13 months from account opening, making it particularly valuable if you're planning a trip to Hawaii with someone else within the next year.
With the merger of Hawaiian and Alaska Airlines, all points earned with this card are Atmos Rewards, which is the combined loyalty program for both airlines. Points can be used for flights on either airline or their partners.
The card has a $99 annual fee, but for those who fly to Hawaii annually, keeping the card may make sense for these ongoing benefits:
- Two free checked bags on eligible flights
- $100 companion discount annually (for roundtrip travel between Hawaii and North America after each account anniversary)
- 3x miles on eligible Hawaiian Airline purchases
- 2x miles on gas, dining, and grocery store purchases
- 1x miles on everything else
- Share Miles feature allowing you to send and receive Hawaiian Miles from family and friends
When The Usual Advice Doesn't Apply
This card might not be suitable if:
- You don't have a definite trip to Hawaii planned
- You're traveling to Hawaii alone, which would make the companion discount benefit unused
What to Know About Atmos Rewards
Alaska and Hawaiian Airlines have some great sweet spots, but understanding their award charts is key.
- A key factor in their value is whether either airline flies from your home airport.
- Alaska often has the best pricing available for international business class. Using an award search tool will help maximize.
- Their award chart also allows for some great finds on short-haul domestic flights.
- The one downfall of the program is that only Bilt and Marriott are transfer partners, making collecting points or topping up more difficult
- One-way award tickets with a stopover allows you to visit two destinations for the price of one.
How The Hawaiian Airlines Credit Card Fits In The Atmos Rewards Ecosystem
This is Hawaiian Airlines' only personal co-branded card. There is also a Hawaiian Airlines Business credit card for those who have reached their 5/24 limit. We only recommend the business card if you cannot get another personal card but want to earn points for an upcoming Hawaii trip. The business card offers a lower sign-up bonus of 50,000 points with a higher spending requirement ($4,000 vs. $2,000). The annual fee is the same at $99, and it includes the same 50% off companion discount. However, the business card does not offer free checked bags or the $100 annual companion discount. Its only unique feature is the possibility of earning 40,000 bonus miles after spending $50,000 on the card. We don't consider this a worthwhile benefit since you could open multiple new cards and earn sign-up bonuses while spending much less than $50,000.
It's important to note that Alaska and Hawaiian Airlines merged in 2024, allowing you to transfer miles between programs. Then in 2025 Alaska and Hawaiian combined their loyalty programs to create Atmos Rewards. All points you collect with this card will be Atmos Rewards, usable on both Hawaiian and Alaska Airlines flights and their partner airlines.
Card Information
Bonus Points
60,000
Minimum Spend
$2,000 / 3mo
Point Value
1.6 ¢
Annual Value
Annual Fee
$99
1st Year Value
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Differentiating Perks
Anniversary $100 Companion Discount
3X on Hawaiian & Alaska Airlines Purchases
2X on Gas Stations
2X on Grocery Stores
2X on Restaurants
Rules
Potential Boosts
50% Off Companion Discount
Card Extras
Extra
Worth/Fit
Est. Value
Total Annual Value
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No extras to display for this card.
Card Benefits
No benefits are available for this card.
Historical Card Offers
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Average Frequency
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Average Offer Length
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Estimated Next Offer
Start Date
Offer Length
Bonus
Minimum Spend
Spend Categories
4.8¢
Per Dollar
Spent
Spent
3.2¢
Per Dollar
Spent
Spent
3.2¢
Per Dollar
Spent
Spent
3.2¢
Per Dollar
Spent
Spent
1.6¢
Per Dollar
Spent
Spent
Hawaiian Airlines Application Rules
Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months.
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
