Atmos Rewards Summit Visa Infinite Credit Card Review
Key Takeaways
This is a great card for those who fly on Alaska Airlines regularly every year, particularly if you travel with someone else. The annual Global Companion Award can easily offset the annual fee on its own, so all the other perks the card offers are just bonuses. This is a newer card, and anyone can apply and be eligible for the signup bonus regardless of whether you own or have owned Alaska cards in the past. The one thing we don’t like about the card is that the lounge passes are broken up into 2 per quarter.
Why This Card Could Be Right For You
The Atmos Summit card, the new premium card from the airline, might be a good fit if you are loyal to Alaska Airlines and fly on the airline at least a couple times per year. Let’s start with the welcome offer - 80,000 points and a 25,000 point Global Companion Award after spending $4000 in the first 90 days. Anyone is eligible for this welcome offer, even if you currently have or have had other Alaska or Hawaiian cards. The annual fee for this card is $395, which is $200 less than American, Delta, and United’s premium card offerings.
If you have or have had an Alaska card in the past, the Global Companion Award is different from the Companion Fare offered by the former Alaska Air Visa card (now the Atmos Ascent). Cardmembers will receive this as part of their welcome offer, plus a new one each year as a perk of owning the card (no spending requirement necessary). If you spend $60,000 annually on the card, you’ll receive a second, 100,000 point Global Companion Certificate. The certificates can be used for travel on Alaska, Hawaiian, oneworld, or any other partners, and you can top off with existing points. But it is only good when the cardmember flies with another person - you cannot use it for yourself when flying alone.
There are a variety of other perks that come with this card:
- 8 Alaska lounge passes per year that can be shared with family and friends, but it is broken down into 2 per quarter, which is unfortunate
- Cardholders and up to 6 additional guests on the same reservation receive a free checked bag and preferred boarding
- Receive 10,000 status points on each account anniversary year, plus 1 status point for every $2 spent on net purchases
- Share your accumulated points with up to ten additional Atmos Rewards members
- $120 statement credit for Global Entry or TSA Precheck
- Receive a $50 Instant Travel Delay credit for flight cancellations or departure delays of 2 hours+
- Save up to $50 with waived fees for same-day confirmed Alaska Airlines flight changes
- 3x points on purchases with Alaska, Hawaiian, dining, and foreign purchases, with 1x on everything else
- Complimentary Avis President’s Club membership, Emerald Club Executive membership with National , and Hertz Gold Plus membership
- Through 2026, Summit cardholders will get access to signature cocktails and a “premium bar experience” at Alaska lounges when showing their card
- 10% rewards bonus on all miles earned from card purchases if you also have an eligible Bank of America account
When The Usual Advice Doesn't Apply
- You don’t live in a city that has many Alaska Airlines flights to take advantage of its points
- You travel alone so the Companion Fare is not a good perk for you
- You don’t travel on Alaska enough, so the lower tier, Atmos Ascent card might be better for you
What to Know About Atmos Rewards
Alaska and Hawaiian Airlines have some great sweet spots, but understanding their award charts is key.
- A key factor in their value is whether either airline flies from your home airport.
- Alaska often has the best pricing available for international business class. Using an award search tool will help maximize.
- Their award chart also allows for some great finds on short-haul domestic flights.
- The one downfall of the program is that only Bilt and Marriott are transfer partners, making collecting points or topping up more difficult
- One-way award tickets with a stopover allows you to visit two destinations for the price of one.
How The Atmos Rewards Summit Visa Infinite Credit Card Fits In The Atmos Rewards Ecosystem
Alaska miles can be difficult to earn, since they do not partner with major rewards currencies outside of Bilt and Marriott. Alaska also offers two other co branded cards. The Atmos Ascent Visa Signature card (formerly the Alaska Airlines Visa Signature) is the only other personal co branded card. There is also a business version, the Atmos Rewards Visa Business card (formerly the Alaska Airlines Business card), which is comparable to the Ascent. It offers essentially the same signup bonus, benefits, and perks, so if you are up against 5/24, you may want to look into that card.
Both cards feature:
- 80,000 point signup bonus
- $99 Companion Fare
- Free checked bag and preferred boarding (the same as the Summit card)
- 20 percent rebate on onboard purchases
- $100 off a Lounge+ membership
Key differences:
- The business card requires $5,000 in spend within 90 days to earn the bonus, compared with $4,000 in 120 days for the Ascent.
- The annual fee for the Ascent is $95. The business card charges $70 plus $25 per additional card.
Card Information
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $4,000 | 1.6 ¢ | $201 | $395 |
$1370
|
| Bonus Extra | Differentiating Perks | Rules |
|---|---|---|
| 25,000 Companion Certificate at Bonus & Annually | 3X on International Spend, 100,000 Cert After $60,000 Spend, 8 Lounge passes | B of A 2/3/4 , No 5/24 |
Most Recent Special Offer
$6,000 spend ended Oct 2025
Spend Categories
3X points
4.8¢ Per Dollar Spent
1X points
1.6¢ Per Dollar Spent
3X points
4.8¢ Per Dollar Spent
3X points
4.8¢ Per Dollar Spent
3X points
4.8¢ Per Dollar Spent
3X points
4.8¢ Per Dollar Spent
Card Benefits
Atmos Rewards Summit Visa Infinite Application Rules
Bank of America limits the number of personal cards issued by the bank that you can get within a certain time frame
Card approval not subject to 5-personal-cards-in-24-months rule
Ranking of Cards Offering Atmos Rewards
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:









