Atmos Rewards Summit Visa Infinite Credit Card Review
Key Takeaways
This is a great card for those who fly on Alaska Airlines regularly every year, particularly if you travel with someone else. The annual Global Companion Award can easily offset the annual fee on its own, so all the other perks the card offers are just bonuses. With all the new card launches and rebrands happening lately, it is also refreshing to see that anyone can apply for this card and be eligible for the signup bonus regardless of whether you own or have owned Alaska cards in the past. The one thing we don’t like about the card is that the lounge passes are broken up into 2 per quarter.
Why This Card Could Be Right For You
The Atmos Summit card, the new premium card from the airline, might be a good fit if you are loyal to Alaska Airlines and fly on the airline at least a couple times per year. Let’s start with the welcome offer - 100,000 points and a 25,000 point Global Companion Award after spending $6000 in the first 90 days. Anyone is eligible for this welcome offer, even if you currently have or have had other Alaska or Hawaiian cards. The annual fee for this card is $395, which is $200 less than American, Delta, and United’s premium card offerings.
If you have or have had an Alaska card in the past, the Global Companion Award is different from the Companion Fare offered by the former Alaska Air Visa card (now the Atmos Ascent). Cardmembers will receive this as part of their welcome offer, plus a new one each year as a perk of owning the card (no spending requirement necessary). If you spend $60,000 annually on the card, you’ll receive a second, 100,000 point Global Companion Certificate. The certificates can be used for travel on Alaska, Hawaiian, oneworld, or any other partners, and you can top off with existing points. But it is only good when the cardmember flies with another person - you cannot use it for yourself when flying alone.
There are a variety of other perks that come with this card:
- 8 Alaska lounge passes per year that can be shared with family and friends, but it is broken down into 2 per quarter, which is unfortunate
- Cardholders and up to 6 additional guests on the same reservation receive a free checked bag and preferred boarding
- Receive 10,000 status points on each account anniversary year, plus 1 status point for every $2 spent on net purchases
- Share your accumulated points with up to ten additional Atmos Rewards members
- $120 statement credit for Global Entry or TSA Precheck
- Receive a $50 Instant Travel Delay credit for flight cancellations or departure delays of 2 hours+
- Save up to $50 with waived fees for same-day confirmed Alaska Airlines flight changes
- 3x points on purchases with Alaska, Hawaiian, dining, and foreign purchases, with 1x on everything else
- Complimentary Avis President’s Club membership, Emerald Club Executive membership with National , and Hertz Gold Plus membership
- Through 2026, Summit cardholders will get access to signature cocktails and a “premium bar experience” at Alaska lounges when showing their card
- 10% rewards bonus on all miles earned from card purchases if you also have an eligible Bank of America account
When The Usual Advice Doesn't Apply
- You don’t live in a city that has many Alaska Airlines flights to take advantage of its points
- You travel alone so the Companion Fare is not a good perk for you
- You don’t travel on Alaska enough, so the lower tier, Atmos Ascent card might be better for you

What to Know About Alaska Airlines Mileage Plan
Alaska Airlines has some great sweet spots, but understanding their award chart is key.
- Another key factor in their value is whether the airline flies from your home airport.
- They often have the best pricing available for international business class. Using an award search tool will help maximize.
- Their award chart also allows for some great finds on short-haul domestic flights.
- No major bank points transfer directly to Alaska, but you can go through Amex: transfer to Hawaiian Airlines first, then to Alaska.
- One-way award tickets with a stopover allows you to visit two destinations for the price of one.
How The Atmos Rewards Summit Visa Infinite Credit Card Fits In The Alaska Airlines Mileage Plan Ecosystem
Alaska miles can be difficult to earn since they don’t partner with any of the major rewards currencies outside of Bilt and Marriott. There are two other co-branded Alaska Airlines cards. The Atmos Ascent Visa Signature card (formerly the Alaska Airlines Visa Signature) is the only other personal co-branded card offered by the airline. There is also a business version of the card - the Atmos Rewards Visa Business card (formerly the Alaska Airline Business card) - that is comparable to the Ascent. It offers pretty much the exact same signup bonus, benefits, and perks as the Ascent, so if you’re up against your 5/24, you may want to look into that card.
Both of the other cards have a 80,000 point signup bonus and offer a $99 Companion Fare (the spend for the bonus on the business card is $5000 in 90 days vs. $4000 in 120 days for the Ascent). The annual fee is $95 for the Ascent and $70 (+$25 per card). Both cards have the same free checked bag and preferred boarding as the Summit card, plus a 20% rebate on onboard purchases and $100 off a Lounge+ membership.
Card Information
Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
---|---|---|---|---|---|
100,000 | $6,000 | 1.5 ¢ | $201 | $395 |
$1396
|
Best Value | Differentiating Perks | Rules |
---|---|---|
Alaska or Hawaiian Airlines flights | Annual 25,000 point Global Companion Award | B of A 2/3/4 , No 5/24 |
Current Offer
$6,000 spend.
Spend Categories
3X points
4.5¢ Per Dollar Spent
1X points
1.5¢ Per Dollar Spent
3X points
4.5¢ Per Dollar Spent
3X points
4.5¢ Per Dollar Spent
Card Benefits
Atmos Rewards Summit Visa Infinite Application Rules
Bank of America limits the number of personal cards issued by the bank that you can get within a certain time frame
Card approval not subject to 5-personal-cards-in-24-months rule