Barclay 6/24

Understanding the Barclay 6/24 rule:

This is like Chase’s 5/24 rule except with an extra card. Barclay will not approve a new personal card if you have opened six new personal cards from any bank in the previous 24 months. This does not appear to be consistently enforced like Chase’s 5/24 rule, but there are plenty of reports from people in the hobby who have been denied because of having opened too many cards in the previous two years.

About Approval Rules

Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards.  So here’s what you need to know:

• Approval rules are rarely fully publicized by the banks
• We use our own research and data points from other users in creating the rules listing
• Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
• There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.