Bank Of America

Reconsideration Phone
Personal Cards
800.732.9194
Business Cards
800-892-3219

Associated Point Systems

Breaking Points

January 16, 2026
Atmos Rewards Ascent Visa Signature
Atmos Rewards Ascent Visa Signature

Atmos Rewards Ascent Visa Signature Card is offering 70,000 Points after spending $3000 in 3 months with a $70 annual fee.. That's up 10,000 points over their standard offer of 60,000 after spending $3000 in 3 months.

January 16, 2026
Atmos Rewards Visa Business
Atmos Rewards Visa Business

Atmos Rewards Visa Business Card is offering 70,000 Points after spending $4000 in 3 months with a $70 annual fee.. That's up 10,000 points over their standard offer of 60,000 after spending $4000 in 3 months.

January 9, 2025
Atmos Rewards Visa Business
Alaska Airlines Business Card

Alaska Airline Business Card is offering 70,000 Points after spending $4000 in 3 months with a $70 annual fee.. That's up 20,000 points over their standard offer of 50,000 after spending $3000 in 3 months.

December 12, 2024
Atmos Rewards Ascent Visa Signature
Alaska Airlines Visa credit Bonus

Alaska Airline Visa Signature is offering 70,000 Points after spending $3000 in 3 months with a $95 annual fee.. That's up 20,000 points over their standard offer of 50,000 after spending $3000 in 3 months.

Bank

Bank Of America

The Highlights

Bank of America is on the lower tier of banks in this hobby. You probably would only get cards from this bank if (1) you had a previous existing relationship with the bank, (2) you are nearing the end of your list of eligible cards or (3) you want Alaskan or Virgin Atlantic cards.

Just remember that any card you apply for, you're giving up the difference in value on getting a better card on our valuation list.

When points appear

With receipt of statement following meeting the minimum spend.

Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

What to Know Before Canceling

Before closing any credit card account, you need to consider the possible effect on your credit score. Just because you cancel a credit card doesn’t mean that its payment information comes off your credit report right away.

Best for Series

Below is a snapshot of where this bank performs best compared to the other banks in our database:

Breaking Points

January 16, 2026
Atmos Rewards Ascent Visa Signature
Atmos Rewards Ascent Visa Signature

Atmos Rewards Ascent Visa Signature Card is offering 70,000 Points after spending $3000 in 3 months with a $70 annual fee.. That's up 10,000 points over their standard offer of 60,000 after spending $3000 in 3 months.

January 16, 2026
Atmos Rewards Visa Business
Atmos Rewards Visa Business

Atmos Rewards Visa Business Card is offering 70,000 Points after spending $4000 in 3 months with a $70 annual fee.. That's up 10,000 points over their standard offer of 60,000 after spending $4000 in 3 months.

January 9, 2025
Atmos Rewards Visa Business
Alaska Airlines Business Card

Alaska Airline Business Card is offering 70,000 Points after spending $4000 in 3 months with a $70 annual fee.. That's up 20,000 points over their standard offer of 50,000 after spending $3000 in 3 months.

December 12, 2024
Atmos Rewards Ascent Visa Signature
Alaska Airlines Visa credit Bonus

Alaska Airline Visa Signature is offering 70,000 Points after spending $3000 in 3 months with a $95 annual fee.. That's up 20,000 points over their standard offer of 50,000 after spending $3000 in 3 months.