This card works best for frequent Air France or KLM flyers seeking bonus points and Experience Points toward status. Without standard airline card perks, it's valuable mainly for the welcome bonus rather than long-term benefits.
This card offers specific value for certain travelers. If you frequently fly Air France or KLM, the welcome bonus can help offset your airfare costs. The card also provides 20 Experience Points that may help advance your loyalty status.
However, unlike other airline cards, it lacks standard benefits such as free checked bags, priority boarding, or lounge access. Most travelers would benefit from using the card for its initial welcome offer, then reconsidering before paying the second year's annual fee.
Since Flying Blue miles can be transferred from all major credit card programs, you'd likely get better value from a different card with stronger benefits while still accessing the Flying Blue program when needed.
The Air France KLM Credit Card offers several compelling benefits that make it worth considering for certain travelers:
The card's earning structure rewards loyalty to SkyTeam airlines while providing decent returns on everyday spending. You'll earn 3x points on all purchases made with SkyTeam airlines and 1.5x points on everything else, making it easy to accumulate miles even when you're not traveling.
For those who keep the card beyond the first year, the benefits continue:
The $89 annual fee is relatively modest compared to many premium travel cards. However, we typically recommend directing significant spending toward new card welcome bonuses rather than focusing on the Experience Points spending threshold.
Flying Blue Rewards offer excellent flexibility, as they can be redeemed for flights with Air France, KLM, or any of the 18 member airlines in the SkyTeam alliance, giving you access to destinations worldwide.
Consider these situations where another card might serve you better:
We don’t recommend actively collecting Flying Blue points, but their monthly Promo Rewards are worth monitoring
This is the only co-branded card for Air France/KLM/Flying Blue, so there are no direct comparisons for those seeking a co-branded airline card specifically for these airlines. However, since Flying Blue partners with all major credit card programs, you might find better value with a different card offering superior welcome bonuses and benefits that can still be transferred to Flying Blue.
Air France and KLM belong to the SkyTeam Alliance, allowing you to use Flying Blue points with numerous partner airlines. They also maintain partnerships outside SkyTeam, making Flying Blue one of the most versatile and valuable currencies in the travel rewards space. The issue isn't with Flying Blue points themselves, but rather that this particular card doesn't offer the best value proposition, even for Flying Blue loyalists.
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 50,000 | $2,000 | 1.3 ¢ | $0 | $89 |
$587
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Flying Blue | B of A 2/3/4 , No 5/24 |
3X points
3.9¢ Per Dollar Spent
1.5X points
2¢ Per Dollar Spent
Transfer To Spouse/Partner Yes - $$
Transfer To Friends Yes - $$
Outside Point System Flying Blue and Air France
1:1 81% value retained
1:1 100% value retained
1:1 81% value retained
1:1 93% value retained
5:1 43% value retained
3:1 62% value retained
5:2 31% value retained
Bank of America limits the number of personal cards issued by the bank that you can get within a certain time frame
Card approval not subject to 5-personal-cards-in-24-months rule
- Citi Premier MasterCard - Limited Time Offer - 75,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Citi AAdvantage Platinum - Special Offer - $75,000 AA Miles, after spending $3500 in 4 months, $0 Annual fee for the first year, then $99.
- Chase Sapphire Visa - Limited Time Offer - 80,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Air France KLM World Elite Mastercard - Limited Time Offer - 70,000 Points, after spending $2000 in 3 months, $89 Annual fee.
Flying Blue Air France KLM Mastercard has a 70,000 sign up offer right now. Plus get 40 XP after earning $2000 in 90 days and another 60 XP after approval. $89 Annual fee.
