Wyndham Rewards Earner Plus Credit Card Review
Key Takeaways
Important: Existing cardholders approved before June 17, 2026 keep their current annual fee, earning rates, and benefits. This page reflects the version currently available to new applicants. Barclays has indicated that product changes may become available in the future.
The Wyndham Rewards Earner Plus Credit Card is an excellent option for those who stay at Wyndham properties a few times per year. It offers a 45,000 (current special 45,000)-point sign-up bonus with a manageable $1,000 (currently $1,000) spending requirement. At $95 for the annual fee, the card provides valuable benefits that justify its cost. If you stay at Wyndham properties even once annually, the 15,000 anniversary points alone could provide you with a couple free nights each year, depending on your chosen location.
Why This Card Could Be Right For You
The Wyndham Rewards Earner Plus Credit Card offers compelling value for both new applicants along with perks that may make you want to keep the card long-term, especially considering its modest $95 annual fee:
- Earn 45,000 (current special 45,000) Wyndham Rewards points after spending just $1,000 (currently $1,000), potentially earning up to six free nights at properties requiring only 7,500 points per stay
- 10% discount when redeeming points for free nights, meaning those 7,500-point stays actually cost only 6,750 points
- 15,000 anniversary points each year, enough for two free nights at select properties, which can easily exceed the annual fee in value.
- Automatic Diamond Status for the first year you own the card, which will get you a 20% points earning bonus, early check-in, late check out, and suite upgrades, and a welcome amenity at check-in
- Receive Platinum Status after the first year, which enhances your stays with benefits including a 15% points earning bonus, late checkout, early check-in, Caesars Rewards status match, and Avis and Budget rental upgrades
- $50 meal delivery credit, broken up into two, $25 credits every 6 months
- Complimentary Emerald Club status with National
- Receive 15,000 additional points after staying 5 or more paid nights in a calendar year
You will also receive the following spending multipliers when using the card:
- 6x points on Wyndham stays
- 4x points on travel (which includes airfare, car rentals, rideshares, gas, EV charging, tolls, and trains), dining, grocery purchases (excluding Target and Walmart), and Vacation Club purchases
- 1x points on all other eligible purchases
This combination of upfront value, anniversary benefits, and everyday earning potential makes the Wyndham Rewards Earner Plus a worthwhile consideration, especially if you stay at Wyndham properties at least once per year.
When The Usual Advice Doesn't Apply
Consider alternatives if:
- You plan to keep the card beyond the first year, as the Wyndham Rewards Earner Business and Wyndham Rewards Earner Premier cards both offers superior benefits but with higher annual fees
- Your wallet already contains multiple hotel-specific cards
- You prefer stays at non-Wyndham properties
What to Know About Wyndham Rewards
Wyndham Rewards has become one of the stronger hotel loyalty programs for budget-conscious travelers.
- Wyndham now offers four co-branded credit cards, with the top three providing excellent long-term value through elite status, anniversary points, and award discounts.
- Award nights currently follow three pricing tiers, making Wyndham one of the few hotel programs that still resembles an award chart. A fourth tier launches September 15, 2026.
- Wyndham has a solid collection of all-inclusive resorts, many of which can provide excellent value when redeeming points.
- Wyndham partners with five transferable points programs, including Wells Fargo at a favorable 1:2 transfer ratio.
How The Wyndham Rewards Earner Plus Credit Card Fits In The Wyndham Rewards Ecosystem
Wyndham offers three other credit cards, two personal and one business, each targeting different types of travelers:
- Wyndham Rewards Earner: No annual fee with a 30,000-point welcome bonus after spending $1,000. Includes Gold status and a 10% discount on award stays, but the advertised 7,500 anniversary points require $15,000 in annual spending, limiting the card's long-term value.
- Wyndham Rewards Earner Premier: $395 annual fee with a 90,000-point welcome bonus after spending $6,000. Includes Diamond status, 30,000 anniversary points each year, a 25% discount on award stays, a variety of statement credits, and points that never expire while you hold the card.
- Wyndham Rewards Earner Business: $149 annual fee with a 45,000-point welcome bonus after spending $3,000. Includes Diamond status, 15,000 anniversary points each year, a 20% discount on award stays, and doesn't count toward your 5/24 status.
Card Information
Differentiating Perks
Rules
Card Extras
No extras to display for this card.
Historical Card Offers
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Wyndham Rewards Earner Plus Application Rules
Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months.
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
