Best in Class
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Wyndham Rewards Earner Plus Credit Card Review
Key Takeaways
The Wyndham Rewards Earner Plus Credit Card is an excellent short-term option for quickly accumulating Wyndham points. It offers a 45,000 (current special 30,000)-point sign-up bonus with a manageable $1,000 (currently $1,000) spending requirement. At just $75 for the annual fee, the card provides valuable benefits that justify its cost. If you stay at Wyndham properties even once annually, the anniversary points alone could provide you with a free night each year, depending on your chosen location.
Why This Card Could Be Right For You
The Wyndham Rewards Earner Plus Credit Card offers compelling value for both new applicants and long-term cardholders. The standout features include:
- Generous sign-up bonus: Earn 45,000 (current special 30,000) Wyndham Rewards points after spending just $1,000, potentially yielding up to six free nights at properties requiring only 7,500 points per stay.
- Discounted redemptions: As a cardholder, you'll enjoy a 10% discount when redeeming points for free nights, meaning those 7,500-point stays actually cost only 6,750 points.
Beyond the initial bonus, the card offers ongoing value that helps offset its modest $75 annual fee. You'll receive 7,500 anniversary points each year — enough for a free night at select properties — which alone can exceed the annual fee in value. The automatic Platinum Status enhances your stays with benefits including a 15% points earning bonus, late checkout, early check-in, potential suite upgrades, and a welcome amenity at check-in.
The card also features a rewarding points structure for everyday spending:
- 6x points on Wyndham stays and gas purchases
- 4x points on dining and grocery purchases (excluding Target and Walmart)
- 1x points on all other eligible purchases
This combination of upfront value, anniversary benefits, and everyday earning potential makes the Wyndham Rewards Earner Plus a worthwhile consideration, especially if you stay at Wyndham properties at least once per year.
When The Usual Advice Doesn't Apply
Consider alternatives if:
- You plan to keep the card beyond the first year, as the Wyndham Rewards Earner Business card offers superior benefits for only a slightly higher annual fee
- Your wallet already contains multiple hotel-specific cards
- You prefer stays at non-Wyndham properties
- You find Wyndham Platinum status less valuable than complimentary statuses offered by other hotel chain credit cards
What to Know About Wyndham Rewards
Wyndham is towards the bottom of our hotel points list. It’s not a good utility point system to just hold points.
- Questionable room quality and cleanliness.
- Their points expire – even when you’re a cardholder.
- Difficulty in collecting points for more than a few stays.
- If you love a specific Wyndham hotel (including resorts), getting a card might be worth it.
How The Wyndham Rewards Earner Plus Credit Card Fits In The Wyndham Rewards Ecosystem
Wyndham offers three distinct credit card options, each targeting different traveler needs:
- Wyndham Rewards Earner Plus Card ($75 annual fee)
- 45,000 (current special 30,000)-point sign-up bonus after $1,000 spending
- 7,500 anniversary bonus points annually
- Automatic Platinum Status
- 6x points on Wyndham and gas purchases
- Wyndham Rewards Earner Business Card ($95 annual fee)
- 45,000-point sign-up bonus, but requires $3,000 in spending
- Higher anniversary bonus of 15,000 points annually
- Premium Diamond Status automatically
- Doesn't affect your Chase 5/24 status
The Business card provides substantially better long-term value. The doubled anniversary points alone make it worth considering if you plan to keep either card beyond the first year.
For budget-conscious travelers, there's also the Wyndham Earner Card with no annual fee. This entry-level option offers a 30,000-point welcome bonus after $1,000 spending in three months and includes Gold status. While it advertises 7,500 anniversary points, these require $15,000 in annual spending — a requirement that significantly diminishes its appeal for most cardholders.
When choosing between these options, consider your spending habits, stay frequency at Wyndham properties, and whether the additional benefits of the premium cards justify their annual fees for your specific travel patterns.
Card Information
Bonus Points
30,000
Minimum Spend
$1,000 / 3mo
Point Value
1.0 ¢
Annual Value
Annual Fee
$75
1st Year Value
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Differentiating Perks
Wyndham Rewards Platinum Status
Anniversary 7,500 Bonus Points
6X on Hotels by Wyndham
6X on Gas Stations
4X on Restaurants
4X on Grocery Stores*
0% Intro APR for 15 Months
Rules
Card Benefits
No benefits are available for this card.
Historical Card Offers
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Average Frequency
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Average Offer Length
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Estimated Next Offer
Start Date
Offer Length
Bonus
Minimum Spend
Spend Categories
6¢
Per Dollar
Spent
Spent
6¢
Per Dollar
Spent
Spent
4¢
Per Dollar
Spent
Spent
4¢
Per Dollar
Spent
Spent
1¢
Per Dollar
Spent
Spent
Wyndham Rewards Earner Plus Application Rules
Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months.
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
Point Transfer Options
+7 Lower Value Transfers Show
China Eastern Airlines
Value: 1.1¢
22% Value Retained
5:1
Air China PhoenixMiles
Value: 1¢
20% Value Retained
5:1
Ranking of Cards Offering Wyndham Rewards
Downgrade Options
Wyndham Rewards Earner
Wyndham Rewards