Wyndham Rewards Earner Plus Credit Card Review
Key Takeaways
The Wyndham Rewards Earner Plus Credit Card is an excellent short-term option for quickly accumulating Wyndham points. It offers a 45,000-point sign-up bonus with a manageable $1,000 spending requirement. At just $75 for the annual fee, the card provides valuable benefits that justify its cost. If you stay at Wyndham properties even once annually, the anniversary points alone could provide you with a free night each year, depending on your chosen location.
Why This Card Could Be Right For You
The Wyndham Rewards Earner Plus Credit Card offers compelling value for both new applicants, and there are some perks that may make you want to keep the card long-term, especially considering its modest $75 annual fee:
- Earn 45,000 Wyndham Rewards points after spending just $1,000, potentially earning up to six free nights at properties requiring only 7,500 points per stay
- 10% discount when redeeming points for free nights, meaning those 7,500-point stays actually cost only 6,750 points
- 7,500 anniversary points each year, enough for a free night at select properties, which alone can exceed the annual fee in value.
- Automatic Platinum Status enhances your stays with benefits including a 15% points earning bonus, late checkout, early check-in, potential suite upgrades, and a welcome amenity at check-in.
You will also receive the following spending multipliers when using the card:
- 6x points on Wyndham stays and gas purchases
- 4x points on dining and grocery purchases (excluding Target and Walmart)
- 1x points on all other eligible purchases
This combination of upfront value, anniversary benefits, and everyday earning potential makes the Wyndham Rewards Earner Plus a worthwhile consideration, especially if you stay at Wyndham properties at least once per year.
When The Usual Advice Doesn't Apply
Consider alternatives if:
- You plan to keep the card beyond the first year, as the Wyndham Rewards Earner Business card offers superior benefits for only a slightly higher annual fee
- Your wallet already contains multiple hotel-specific cards
- You prefer stays at non-Wyndham properties
- You find Wyndham Platinum status less valuable than complimentary statuses offered by other hotel chain credit cards
What to Know About Wyndham Rewards
Wyndham is towards the bottom of our hotel points list. It’s not a good utility point system to just hold points.
- Questionable room quality and cleanliness.
- Their points expire – even when you’re a cardholder.
- Difficulty in collecting points for more than a few stays.
- If you love a specific Wyndham hotel (including resorts), getting a card might be worth it.
How The Wyndham Rewards Earner Plus Credit Card Fits In The Wyndham Rewards Ecosystem
Wyndham offers two other credit cards, each targeting different types of travelers:
- Wyndham Rewards Earner: No-annual-fee option with a 30,000 point welcome offer after $1,000 in purchases. Includes Gold status, but the advertised 7,500 anniversary points require $15,000 in annual spend, which limits its appeal.
- Wyndham Rewards Earner Business:$95 annual fee, 45,000 point bonus after $3,000 in purchases, 15,000 anniversary points, and automatic Diamond status. It also doesn’t count against your 5/24, making it the strongest long-term option.
For most users, the Business card offers the best long-term value thanks to its higher anniversary bonus and status benefits. The Earner Plus works well as a lower-cost alternative, while the no-fee card is best reserved for light users or as a downgrade option.
Card Information
Differentiating Perks
Rules
Historical Card Offers
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Estimated Next Offer
Wyndham Rewards Earner Plus Application Rules
Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months.
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
