Wyndham Rewards Earner Business Credit Card Review
Key Takeaways
Important: Existing cardholders approved before June 17, 2026 keep their current annual fee, earning rates, and benefits. This page reflects the version currently available to new applicants. Barclays has indicated that product changes may become available in the future.
This is a solid card if you are loyal to Wyndham properties and don't want to take on a large annual fee. It offers a decent sign-up bonus (45,000 (current special 45,000) points), along with 15,000 bonus points each anniversary year. That anniversary bonus alone can cover the $149 annual fee, and potentially more if used well. The fact that this is a business card that doesn't count against your Chase 5/24 status is an additional advantage.
Why This Card Could Be Right For You
The Wyndham Rewards Earner Business Credit Card offers substantial value that can extend well beyond the first year. The 45,000 (current special 45,000)-point sign-up bonus after spending $3,000 (currently $3,000) in the first 3 months provides enough points for multiple free nights and can easily offset the annual fee in year one.
The annual 15,000 bonus points can often justify the annual fee on their own, making this one of the strongest hotel keeper cards if you stay at Wyndham properties at least once per year. Another major advantage is automatic Wyndham Diamond Status, which enhances your hotel experience through:
- 20% points earning bonus on stays
- Early check-in and late checkout privileges
- Suite upgrades when available
- Welcome amenity at check-in
Wyndham Diamond Status can also be matched to Caesars Rewards Diamond status, making this card especially valuable for frequent Las Vegas visitors.
Additional card perks include:
- 20% discount on all award stays
- $65 annual credit for wholesale club membership
- $50 annual credit on accounting software purchases
- Executive status with National Car Rental
The card also offers strong business-friendly earning categories, including 8x points on Wyndham purchases and 5x points on gas stations, EV charging, office supplies, advertising, marketing, shipping, and Wyndham Vacation Club purchases.
When The Usual Advice Doesn't Apply
Here are some situations where this card might not be ideal for you:
- You already have one or more hotel-specific cards and cannot accommodate another one in your travel strategy
- You value stays at other properties over Wyndham
- Wyndham Diamond status offers less value than complimentary statuses available through credit cards from other hotel chains
What to Know About Wyndham Rewards
Wyndham Rewards has become one of the stronger hotel loyalty programs for budget-conscious travelers.
- Wyndham now offers four co-branded credit cards, with the top three providing excellent long-term value through elite status, anniversary points, and award discounts.
- Award nights currently follow three pricing tiers, making Wyndham one of the few hotel programs that still resembles an award chart. A fourth tier launches September 15, 2026.
- Wyndham has a solid collection of all-inclusive resorts, many of which can provide excellent value when redeeming points.
- Wyndham partners with five transferable points programs, including Wells Fargo at a favorable 1:2 transfer ratio.
How The Wyndham Rewards Earner Business Credit Card Fits In The Wyndham Rewards Ecosystem
How often you stay at Wyndham properties, whether you qualify for business cards, and your Chase 5/24 status will help determine which Wyndham card best fits your strategy. This Wyndham Earner Business card is the only business card offered by the hotel that won't count against your 5/24 status.
If you don't need a business card, there are three personal cards on offer:
- Wyndham Earner Premier: ($395 annual fee)
- 90,000-point sign-up bonus after $6,000 spend in first 4 months
- Complimentary Diamond Status
- 30,000 anniversary points annually
- 25% discount on award stays
- A variety of statement credits
- Points never expire while you hold the card
- Wyndham Earner Plus: ($95 annual fee)
- 45,000-point sign-up bonus after $1,000 spend in first 3 months
- Diamond Status during your first year, followed by Platinum Status on renewal
- 15,000 anniversary points annually
- 10% discount on award stays
- Two $25 semi-annual credits for food delivery
- Wyndham Earner: (no annual fee)
- 30,000-point sign-up bonus after $1,000 spend in first 3 months
- Complimentary Gold Status
- 10% discount on award bookings
- 7,500 anniversary points, but only after spending $15,000 annually
The Business and Premier cards are the strongest options in Wyndham's lineup. The Premier offers richer anniversary benefits, a larger award discount, but comes with= a higher annual fee. The Business card provides slightly lower benefits without adding to your 5/24 count and a lower annual fee. You can hold both a business card and any of the personal cards at the same time.
Card Information
Differentiating Perks
Rules
Card Extras
No extras to display for this card.
Historical Card Offers
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Estimated Next Offer
Wyndham Rewards Earner Business Application Rules
This business card will not show on your personal credit report, so it won't count against your 5/24 status
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
