Barclaycard

Reconsideration Phone
Personal Cards
800.151.0900
Business Cards
808.256.4767

Associated Point Systems

Breaking Points

August 18, 2025
JetBlue Premier
JetBlue Premier

JetBlue Premier is offering 80,000 after spending $5000 in 3 months with a $ 499 annual fee.. That's up 20,000 points over their standard offer of 60,000 after spending $5000 in 3 months.

August 18, 2025
JetBlue Plus
JetBlue Plus card

JetBlue plus card is offering 80,000 after spending $6000 in 3 months (Earn 60,000 bonus after you spend $1,000 on purchases within the first 3 months of account opening. Plus earn an additional 20,000 bonus after you spend $6,000 total on purchases within 12 months.) with a $ 99 annual fee.. That's up 20,000 points over their standard offer of 60,000 after spending $1000 in 3 months.

August 18, 2025
JetBlue Business
JetBlue Business card

JetBlue Business card is offering 80,000 after spending $6000 in 3 months (Earn 60,000 bonus after you spend $2,000 on purchases within the first 3 months of account opening. Plus earn an additional 20,000 bonus after you spend $6,000 total on purchases within 12 months.) with a $ 99 annual fee.. That's up 30,000 points over their standard offer of 50,000 after spending $4000 in 3 months.

March 23, 2025
Wyndham Rewards Earner Business
Wyndham Rewards Earner Business

Wyndham Rewards Earner Business card is offering 75,000 after spending $12000 in 12 months(Earn 50,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus after you spend $12,000 total on purchases within 12 months) with a $ 95 annual fee.. That's up 30,000 points over their standard offer of 45,000 after spending $3000 in 3 months.

Bank

Barclaycard

The Highlights

Barclay is more of a niche bank in this hobby, but they have some great partner cards. Barclay seems to use a combination of factors in approving or denying cards, so hard and fast rules don’t tell the whole story.

Here are some factors to be mindful of:

  • Your first Barclay cards seem more likely to be approved than second. Nearly always will you want to cancel one of the first two before attempting to open a third.
  • They look for consistent recent spending on existing cards for approval on a second. Spend for at least two months before applying for a second card.
  • Too many cards in the last 24 months is used, but depending on other factors, that number could be as high as 6-10 before being denied.
  • They use TransUnion (Same as Chase & Bank of America) for credit report. So the fewer pulls there, the better your chance of approval.

Other rules can be viewed below:

When points appear

Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months

What to Know Before Canceling

Barclay doesn't seems to have many cancellation penalties, nor do you benefit by keeping a card that you don't use.

Best for Series

Below is a snapshot of where this bank performs best compared to the other banks in our database:

Breaking Points

August 18, 2025
JetBlue Premier
JetBlue Premier

JetBlue Premier is offering 80,000 after spending $5000 in 3 months with a $ 499 annual fee.. That's up 20,000 points over their standard offer of 60,000 after spending $5000 in 3 months.

August 18, 2025
JetBlue Plus
JetBlue Plus card

JetBlue plus card is offering 80,000 after spending $6000 in 3 months (Earn 60,000 bonus after you spend $1,000 on purchases within the first 3 months of account opening. Plus earn an additional 20,000 bonus after you spend $6,000 total on purchases within 12 months.) with a $ 99 annual fee.. That's up 20,000 points over their standard offer of 60,000 after spending $1000 in 3 months.

August 18, 2025
JetBlue Business
JetBlue Business card

JetBlue Business card is offering 80,000 after spending $6000 in 3 months (Earn 60,000 bonus after you spend $2,000 on purchases within the first 3 months of account opening. Plus earn an additional 20,000 bonus after you spend $6,000 total on purchases within 12 months.) with a $ 99 annual fee.. That's up 30,000 points over their standard offer of 50,000 after spending $4000 in 3 months.

March 23, 2025
Wyndham Rewards Earner Business
Wyndham Rewards Earner Business

Wyndham Rewards Earner Business card is offering 75,000 after spending $12000 in 12 months(Earn 50,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus after you spend $12,000 total on purchases within 12 months) with a $ 95 annual fee.. That's up 30,000 points over their standard offer of 45,000 after spending $3000 in 3 months.