Barclaycard

Reconsideration Phone
Personal Cards
800.151.0900
Business Cards
808.256.4767

Associated Point Systems

Breaking Points

June 22, 2026
Wyndham Rewards Earner
Wyndham Rewards Earner: 75K Point Bonus

Wyndham Rewards Earner is offering 30,000 points after spending $1000 in 3 months, plus an additional 30,000 points by spending $500 at Hotels by Wyndham in 6 months. That’s up from their standard offer of 30,000 points with the same spending requirement. The card has no annual fee.

This elevated offer comes on the heels of Wyndham's recent card refresh. The Earner still earns 5x on Wyndham stays and now earns 3x on dining, grocery stores (excluding Walmart and Target), and Wyndham Vacation Club purchases. The downside is that the card no longer earns 5x on gas purchases, but the dining and grocery store mulipliers have increased from 2x. Existing cardholders will keep their current benefits, while the refreshed benefits apply only to new applicants.

June 22, 2026
Wyndham Rewards Earner Business
Wyndham Rewards Earner Business: 100k Bonus Points

Wyndham Rewards Earner Business is offering 45,000 points after spending $3000 in 3 months, plus up to 55,000 points by spending $500 at Hotels by Wyndham within 6 months. That’s up from their standard offer of 45,000 points with the same spending requirement. The annual fee is $149.

This elevated offer comes on the heels of Wyndham's recent card refresh. The annual fee increased from $95 to $149, but we think the added benefits make the higher fee worthwhile for anyone who stays at Wyndham properties semi-regularly. The award stay discount doubled from 10% to 20%, and the card now includes a $65 annual wholesale club membership credit and a $50 annual accounting software credit. Existing cardholders will keep their current benefits, while the refreshed benefits apply only to new applicants.

June 22, 2026
Wyndham Rewards Earner Plus
Wyndham Rewards Earner Plus: 100k Point Bonus

Wyndham Rewards Earner Plus is offering 45,000 points after spending $1000 in 3 months, plus up to 55,000 additional points by spending $500 at Hotels by Wyndham within the first 6 months. That’s up from their standard offer of 45,000 points with the same spending requirement. The annual fee is $95.

This elevated offer comes on the heels of Wyndham's recent card refresh. The annual fee increased from $75 to $95, but the anniversary bonus also doubled from 7,500 to 15,000 points, more than offsetting the higher fee for most cardholders. New cardholders also receive Wyndham Diamond status for the first year, followed by Platinum status each year they renew the card, plus a $25 statement credit every six months on eligible food delivery purchases. Existing cardholders will keep their current benefits, while the refreshed benefits apply only to new applicants.

August 18, 2025
JetBlue Premier
JetBlue Premier

JetBlue Premier is offering 80,000 after spending $5000 in 3 months with a $ 499 annual fee.. That's up 20,000 points over their standard offer of 60,000 after spending $5000 in 3 months.

Bank

Barclaycard

The Highlights

Barclay is more of a niche bank in this hobby, but they have some great partner cards. Barclay seems to use a combination of factors in approving or denying cards, so hard and fast rules don’t tell the whole story.

Here are some factors to be mindful of:

  • Your first Barclay cards seem more likely to be approved than second. Nearly always will you want to cancel one of the first two before attempting to open a third.
  • They look for consistent recent spending on existing cards for approval on a second. Spend for at least two months before applying for a second card.
  • Too many cards in the last 24 months is used, but depending on other factors, that number could be as high as 6-10 before being denied.
  • They use TransUnion (Same as Chase & Bank of America) for credit report. So the fewer pulls there, the better your chance of approval.

Other rules can be viewed below:

When points appear

Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months

What to Know Before Canceling

Barclay doesn't seems to have many cancellation penalties, nor do you benefit by keeping a card that you don't use.

Best for Series

Below is a snapshot of where this bank performs best compared to the other banks in our database:

Breaking Points

June 22, 2026
Wyndham Rewards Earner
Wyndham Rewards Earner: 75K Point Bonus

Wyndham Rewards Earner is offering 30,000 points after spending $1000 in 3 months, plus an additional 30,000 points by spending $500 at Hotels by Wyndham in 6 months. That’s up from their standard offer of 30,000 points with the same spending requirement. The card has no annual fee.

This elevated offer comes on the heels of Wyndham's recent card refresh. The Earner still earns 5x on Wyndham stays and now earns 3x on dining, grocery stores (excluding Walmart and Target), and Wyndham Vacation Club purchases. The downside is that the card no longer earns 5x on gas purchases, but the dining and grocery store mulipliers have increased from 2x. Existing cardholders will keep their current benefits, while the refreshed benefits apply only to new applicants.

June 22, 2026
Wyndham Rewards Earner Business
Wyndham Rewards Earner Business: 100k Bonus Points

Wyndham Rewards Earner Business is offering 45,000 points after spending $3000 in 3 months, plus up to 55,000 points by spending $500 at Hotels by Wyndham within 6 months. That’s up from their standard offer of 45,000 points with the same spending requirement. The annual fee is $149.

This elevated offer comes on the heels of Wyndham's recent card refresh. The annual fee increased from $95 to $149, but we think the added benefits make the higher fee worthwhile for anyone who stays at Wyndham properties semi-regularly. The award stay discount doubled from 10% to 20%, and the card now includes a $65 annual wholesale club membership credit and a $50 annual accounting software credit. Existing cardholders will keep their current benefits, while the refreshed benefits apply only to new applicants.

June 22, 2026
Wyndham Rewards Earner Plus
Wyndham Rewards Earner Plus: 100k Point Bonus

Wyndham Rewards Earner Plus is offering 45,000 points after spending $1000 in 3 months, plus up to 55,000 additional points by spending $500 at Hotels by Wyndham within the first 6 months. That’s up from their standard offer of 45,000 points with the same spending requirement. The annual fee is $95.

This elevated offer comes on the heels of Wyndham's recent card refresh. The annual fee increased from $75 to $95, but the anniversary bonus also doubled from 7,500 to 15,000 points, more than offsetting the higher fee for most cardholders. New cardholders also receive Wyndham Diamond status for the first year, followed by Platinum status each year they renew the card, plus a $25 statement credit every six months on eligible food delivery purchases. Existing cardholders will keep their current benefits, while the refreshed benefits apply only to new applicants.

August 18, 2025
JetBlue Premier
JetBlue Premier

JetBlue Premier is offering 80,000 after spending $5000 in 3 months with a $ 499 annual fee.. That's up 20,000 points over their standard offer of 60,000 after spending $5000 in 3 months.