Barclays is targeting cardholders with several different spending offers on its various cards. We've seen different offers for different people and different cards, so your mileage may vary, but it's worth checking to see if you've been targeted. Here are a few offers we've seen: 5 additional points or miles per dollar on purchases, up to 2,500 bonus points; 2,500 bonus points or miles after making just five purchases; and 5,000 bonus points after making 10 purchases of at least $20 on a co-branded JetBlue card. Most of these offers require registration and run through October 31, 2026, although expiration dates can vary. Check the Offers section of each of your Barclays accounts to see if you're targeted, and take a screenshot of the terms before registering since the offer may disappear from your account afterward.
Bank
Barclaycard
The Highlights
Barclay is more of a niche bank in this hobby, but they have some great partner cards. Barclay seems to use a combination of factors in approving or denying cards, so hard and fast rules don’t tell the whole story.
Here are some factors to be mindful of:
- Your first Barclay cards seem more likely to be approved than second. Nearly always will you want to cancel one of the first two before attempting to open a third.
- They look for consistent recent spending on existing cards for approval on a second. Spend for at least two months before applying for a second card.
- Too many cards in the last 24 months is used, but depending on other factors, that number could be as high as 6-10 before being denied.
- They use TransUnion (Same as Chase & Bank of America) for credit report. So the fewer pulls there, the better your chance of approval.
Other rules can be viewed below:
When points appear
Application Rules
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
What to Know Before Canceling
Barclay doesn't seems to have many cancellation penalties, nor do you benefit by keeping a card that you don't use.
Best for Series
Below is a snapshot of where this bank performs best compared to the other banks in our database:
Breaking Points
Check Your Barclays Cards for Targeted Spending Offers
Barclays is targeting cardholders with several different spending offers on its various cards. We've seen different offers for different people and different cards, so your mileage may vary, but it's worth checking to see if you've been targeted. Here are a few offers we've seen: 5 additional points or miles per dollar on purchases, up to 2,500 bonus points; 2,500 bonus points or miles after making just five purchases; and 5,000 bonus points after making 10 purchases of at least $20 on a co-branded JetBlue card. Most of these offers require registration and run through October 31, 2026, although expiration dates can vary. Check the Offers section of each of your Barclays accounts to see if you're targeted, and take a screenshot of the terms before registering since the offer may disappear from your account afterward.
Wyndham Rewards Earner: 75K Point Bonus
Wyndham Rewards Earner is offering 30,000 points after spending $1000 in 3 months, plus an additional 30,000 points by spending $500 at Hotels by Wyndham in 6 months. That’s up from their standard offer of 30,000 points with the same spending requirement. The card has no annual fee.
This elevated offer comes on the heels of Wyndham's recent card refresh. The Earner still earns 5x on Wyndham stays and now earns 3x on dining, grocery stores (excluding Walmart and Target), and Wyndham Vacation Club purchases. The downside is that the card no longer earns 5x on gas purchases, but the dining and grocery store mulipliers have increased from 2x. Existing cardholders will keep their current benefits, while the refreshed benefits apply only to new applicants.
Wyndham Rewards Earner Business: 100k Bonus Points
Wyndham Rewards Earner Business is offering 45,000 points after spending $3000 in 3 months, plus up to 55,000 points by spending $500 at Hotels by Wyndham within 6 months. That’s up from their standard offer of 45,000 points with the same spending requirement. The annual fee is $149.
This elevated offer comes on the heels of Wyndham's recent card refresh. The annual fee increased from $95 to $149, but we think the added benefits make the higher fee worthwhile for anyone who stays at Wyndham properties semi-regularly. The award stay discount doubled from 10% to 20%, and the card now includes a $65 annual wholesale club membership credit and a $50 annual accounting software credit. Existing cardholders will keep their current benefits, while the refreshed benefits apply only to new applicants.

Hawaiian Airlines
Hawaiian Airlines Business
JetBlue
JetBlue Business
JetBlue Plus
JetBlue Premier
Wyndham Rewards Earner Plus
Wyndham Rewards Earner Premier