Best Credit Card For Hotels & Resorts

You want to maximize the return on your Hotels & Resorts credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.

This is a tricky category since so many cards offer high multipliers on their own brand. It's important to look at the value on the return, not just the multiplier here. That's because a 3X multiplier may be worth 6 cents on one card, while another card could have a 10X multiplier that's only worth 3 cents. The (+) versions have the best combination of signup bonus and category multiplier. The (-) versions are the inferior branded card choice or have other significant limitations.

It's worth noting, if the value is close, we do usually use the branded card (like Hilton or Marriott) as it shows more loyalty and you may end up getting an extra perk or two. Stated "status perks" that come with some cards like room upgrades and free breakfast are not dependent on use of the card however.

Only Show Cards I Own

IHG One Rewards Premier

26X | 15.6 Per Dollar Spent

Earn 10 points on purchases directly from IHG properties and 16 for being a Platinum member.

IHG One Rewards »

Point System

JP Morgan Chase »

Bank

$851

1st Year Value

140,000

Bonus Points

$3,000

Minimum Spend

0.6¢

Max Point Value

0.6¢

Max Point Value

Card Details

World of Hyatt

9X | 15.3 Per Dollar Spent

Earn 4 points per $1 spent for Hyatt stays and experiences, including restaurants and spas. (Plus 5 Base Points per $1 you earn as a World of Hyatt member.)

World of Hyatt »

Point System

JP Morgan Chase »

Bank

$1,056

1st Year Value

60,000

Bonus Points

$15,000

Minimum Spend

1.7¢

Max Point Value

1.7¢

Max Point Value

Card Details

Chase Sapphire Reserve

4X | 6.4 Per Dollar Spent

On purchases made directly with hotels

Chase Ultimate Rewards »

Point System

JP Morgan Chase »

Bank

$1,803

1st Year Value

125,000

Bonus Points

$6,000

Minimum Spend

1.6¢

Max Point Value

1.6¢

Max Point Value

Card Details

Explore More Spend Categories

Airlines

Software

See All Categories

Advertising & Marketing

Parking

Restaurants

Shipping

Cell Phone

Travel

Rideshare and Transit

Wholesale Clubs

Drugstores / Pharmacy

Internet Service

Digital Wallet

Fitness Memberships

Food Delivery Services

Our Top Selections for Hotels & Resorts (+)

	Multiplier	Point Value	Per $ Spent
IHG One Rewards Premier Earn 10 points on purchases directly from IHG properties and 16 for being a Platinum member.	26x	0.6¢	15.6¢
World of Hyatt Earn 4 points per $1 spent for Hyatt stays and experiences, including restaurants and spas. (Plus 5 Base Points per $1 you earn as a World of Hyatt member.)	9x	1.7¢	15.3¢
Chase Sapphire Reserve On purchases made directly with hotels	4x	1.6¢	6.4¢
Chase Sapphire Reserve Business On purchases made directly with hotels	4x	1.6¢	6.4¢
Hilton Honors Surpass Purchases made directly from Hilton.	12x	0.5¢	6.0¢
Southwest Rapid Rewards Performance Business 2x purchased directly with the hotel. Earn 3 points for each $1 spent at participating Rapid Rewards hotels until December 31, 2025	2x	1.3¢	2.6¢

Other Cards with Solid Value for Hotels & Resorts (=)

	Multiplier	Point Value	Per $ Spent
Citi Strata Premier 10x for Bookings on the Citi Travel and 3x Purchases from hotels & travel agencies (e.g., Expedia or Orbitz)	10x	1.6¢	16.0¢
IHG One Rewards Premier Business Earn 10 points on purchases directly from IHG properties and 16 for being a Platinum member.	26x	0.6¢	15.6¢
World of Hyatt Business Earn 4 points per $1 spent for Hyatt stays and experiences, including restaurants and spas. (Plus 5 Base Points per $1 you earn as a World of Hyatt member.)	9x	1.7¢	15.3¢
Citi American Airlines AAdvantage Executive Hotels booked through aadvantagehotels.com.	10x	1.4¢	14.0¢
Capital One Venture X Purchases through Capital One Travel.	10x	1.3¢	13.0¢
Marriott Bonvoy Boundless Purchases made directly from Marriott. 6x on card, plus 1x for being a silver status member and 10x for being a member	16x	0.7¢	11.2¢
Marriott Bonvoy Bountiful Purchases made directly from Marriott. 6x on card, plus 10x for being a member, and up to 2.5X from Marriott with Gold Elite Status	16x	0.7¢	11.2¢
Citi AAdvantage Globe Mastercard	6x	1.4¢	8.4¢
Wyndham Rewards Earner Business Earn 8 points for every $1 on purchases made at Wyndham hotels.	8x	1.0¢	8.0¢
Hilton Honors Aspire Purchases made directly from Hilton.	14x	0.5¢	7.0¢
Wells Fargo Autograph Journey	5x	1.3¢	6.5¢
Citi Custom Cash Booked on CitiTravel.com	4x	1.6¢	6.4¢
Wyndham Rewards Earner Plus Earn 6 points for every $1 on purchases made at Wyndham hotels.	6x	1.0¢	6.0¢
Citi Double Cash Booked through the Citi Travel portal	5x	1.0¢	5.0¢
Wyndham Rewards Earner Earn 5 points for every $1 on purchases made at Wyndham hotels.	5x	1.0¢	5.0¢
Amex Green	3x	1.6¢	4.8¢
US Bank Business Altitude Connect On the first $150,000 in combined annual spend. 5x when bookings are made directly in the Travel Center.	4x	1.1¢	4.4¢
Delta SkyMiles Platinum 3x miles on purchases made directly with hotels	3x	1.2¢	3.6¢
Delta SkyMiles Platinum Business Earn 3x miles on purchases made directly with Delta in worldwide hotels.	3x	1.2¢	3.6¢
Amex Business Green Booked on AmexTravel.com	2x	1.6¢	3.2¢
Amex Gold	2x	1.6¢	3.2¢
Chase Sapphire Preferred 2X points on all travel purchases. 5X on purchases made through the Chase Travel portal. Plus, a $50 annual credit towards hotels booked through the Chase Travel portal.	2x	1.6¢	3.2¢
Bank of America Business Travel Earn 3 points per $1 spent on travel purchases (car, hotel, airline) booked through the Bank of America Travel Center.	3x	1.0¢	3.0¢
Citi Costco	3x	1.0¢	3.0¢
United Explorer Earn 2 points per $1 spent on hotel accommodations when purchased directly with the hotel.	2x	1.3¢	2.6¢
Wells Fargo Active Cash 2% cash back on all purchases	2x	1.3¢	2.6¢
British Airways Purchases made directly from Hotels.	2x	1.1¢	2.2¢
Bank of America Premium Rewards	2x	1.0¢	2.0¢

Cards Offering Some Value for Hotels & Resorts with Limitations (-)

	Multiplier	Point Value	Per $ Spent
Citi Strata Elite Only when booked on Cititravel.com	12x	1.6¢	19.2¢
Capital One Venture X Business Purchases through Capital One	10x	1.3¢	13.0¢
Marriott Bonvoy Bold Purchases made directly from Marriott. 3x on card, plus 10x for being a Bonvoy member	14x	0.7¢	9.8¢
IHG One Rewards Traveler Earn 5 points on purchases directly from IHG properties and 10 points for being a card member.	15x	0.6¢	9.0¢
Amex Business Platinum prepaid hotels on amextravel.com ONLY	5x	1.6¢	8.0¢
Amex Platinum Prepaid hotels on amextravel.com ONLY	5x	1.6¢	8.0¢
US Bank Business Altitude Power Booked directly in the Travel Center	6x	1.1¢	6.6¢
Capital One Spark Cash Business When booked through Capital One Travel	5x	1.3¢	6.5¢
Capital One Spark Cash Plus When booked through Capital One Travel	5x	1.3¢	6.5¢
Capital One Spark Cash Select Booked through Capital One	5x	1.3¢	6.5¢
Capital One Spark Miles Purchases through Capital One Travel using this Rewards card account	5x	1.3¢	6.5¢
Capital One Spark Miles Select Booked through Capital One Business Travel	5x	1.3¢	6.5¢
Capital One Venture Rewards Purchases through Capital One Travel using this Rewards card account.	5x	1.3¢	6.5¢
Capital One VentureOne	5x	1.3¢	6.5¢
United Business	5x	1.3¢	6.5¢
United Club 5x miles on hotel stays through Renowned Hotels and Resorts for United Cardmembers	5x	1.3¢	6.5¢
United Club Business 5x miles on hotel stays purchased through Renowned Hotels and Resorts for United Cardmembers	5x	1.3¢	6.5¢
United Quest 5x miles through Renowned Hotels and Resorts for United Cardmembers and 2 points when purchased directly with the hotel.	5x	1.3¢	6.5¢
Hilton Honors Business Purchases made directly from Hilton.	12x	0.5¢	6.0¢
US Bank Altitude Connect 5x on prepaid hotels in the Travel Center. 4x on purchases made directly with hotels	5x	1.1¢	5.5¢
US Bank Business Leverage Booked directly in the Travel Center	5x	1.1¢	5.5¢
Capital One Quicksilver	5x	1.0¢	5.0¢
Capital One Savor Purchases through Capital One Travel using this Rewards card account	5x	1.0¢	5.0¢
Amex Business Gold When booked on AmexTravel.com	3x	1.6¢	4.8¢
Atmos Rewards Ascent Visa Signature Pre-paid hotel booking purchases must be booked on alaskaair.com or hawaiianairlines.com	3x	1.6¢	4.8¢
Atmos Rewards Summit Visa Infinite Pre-paid hotel booking purchases must be booked on alaskaair.com or hawaiianairlines.com.	3x	1.6¢	4.8¢
Marriott Bonvoy Bevy Purchases made directly from Marriott. .	6x	0.7¢	4.2¢
Marriott Bonvoy Brilliant Purchases made directly from Marriott.	6x	0.7¢	4.2¢
Marriott Bonvoy Business Purchases made directly from Marriott.	6x	0.7¢	4.2¢
Amazon Prime Earn 5% back on Chase Travel purchases with an eligible Prime membership	5x	0.8¢	4.0¢
Wells Fargo Autograph	3x	1.3¢	3.9¢
Hilton Honors Purchases made directly from Hilton.	7x	0.5¢	3.5¢
Bank of America Travel Rewards Earn 3 points per every $1 spent on travel purchases (car, hotel, airline) booked through the Bank of America Travel Center ONLY.	3x	1.0¢	3.0¢
Southwest Rapid Rewards Plus Earn 2 points for each $1 spent at participating Rapid Rewards hotels until December 31, 2025	2x	1.3¢	2.6¢
Southwest Rapid Rewards Premier Earn 2 points for each $1 spent at participating Rapid Rewards hotels.	2x	1.3¢	2.6¢
Southwest Rapid Rewards Premier Business Earn 2 points for each $1 spent at participating Rapid Rewards hotels until December 31, 2025	2x	1.3¢	2.6¢
Southwest Rapid Rewards Priority Earn 2 points for each $1 spent at participating Rapid Rewards hotels.	2x	1.3¢	2.6¢
Delta SkyMiles Gold	2x	1.2¢	2.4¢