Capital One Venture X is offering 100,000 points after spending $10000 in 6 months with a $395 annual fee.. That's up 25,000 points over their standard offer of 75,000 after spending $4000 in 3 months.
Reconsideration Phone
Personal Cards
800.227.4825
Business Cards
800.867.0904
Associated Point Systems
Breaking Points
November 13, 2025
Capital One Venture X
June 12, 2025
Capital One Spark Cash Business
Capital One Spark Cash Business is offering 150,000 points after spending $15000 in 3 months with a $0 for first year ,then $95 annual fee.. That's up 75,000 points over their standard offer of 75,000 points after spending $7500 in 3 months.
April 16, 2025
Capital One Venture X Business
Capital One Venture X Business card is offering 350,000 after spending $200,000 in 6 months(Earn 150,000 bonus after you spend $30,000 on purchases within the first 3 months of account opening. Plus earn an additional 200,000 bonus after you spend $200,000 total on purchases within 6 months) with a $ 395 annual fee.. That's up 200,000 points over their standard offer of 150,000 after spending $30,000 in 3 months.
February 28, 2025
Capital One Venture
Capital One Venture is offering 75,000 points + $250 after spending $4 000 in 3months with a $95 annual fee.. That's up $250 over their standard offer of 75,000 after spending $4000 in 3 months.
Bank
Capital One
The Highlights
Capital One is a relative late comer to the points game -- but has its place, especially for cruises and rental cars. Capital One points are relatively similar to cash-back, as they can be used to book any travel or erase travel purchases. The difference is you can get much higher “cashback” than an actual cash-back card. And you can still double dip on other loyalty programs, unlike using Chase points. You can read more about this on the Capital One Miles review.
Capital One also has some great bonuses for opening traditional banking accounts. If you are comfortable doing banking online, it's a close second to Chase for our favorite banks for banking itself.
Capital One is relatively easy to get approved for if you have lower credit or a bankruptcy. They do, however, abide by the 5/24 rule. Other applicable rules can be viewed below.
When points appear
Capital One points appear when you make a purchase. As soon as your purchase goes from “pending” to actually showing on your statement, your points will post as well.
Application Rules
Card approval not subject to 5-personal-cards-in-24-months rule
You won’t be approved for a second Capital One card if you’ve opened one in the past six months
What to Know Before Canceling
You'll still be responsible for repaying any balance you owe. You will continue to get statements and owe monthly payments until the entire balance is paid off.
Cards From This Bank
Capital One Quicksilver
Capital One Savor
Capital One Spark Cash Plus
Capital One Spark Cash Select
Capital One Spark Miles
Capital One Spark Miles Select
Capital One VentureOneBest for Series
Below is a snapshot of where this bank performs best compared to the other banks in our database:
Rank
3rd
Related Guides
Basic Hobby GuidelinesBreaking Points
November 13, 2025
Capital One Venture X
Capital One Venture X is offering 100,000 points after spending $10000 in 6 months with a $395 annual fee.. That's up 25,000 points over their standard offer of 75,000 after spending $4000 in 3 months.
June 12, 2025
Capital One Spark Cash Business
Capital One Spark Cash Business is offering 150,000 points after spending $15000 in 3 months with a $0 for first year ,then $95 annual fee.. That's up 75,000 points over their standard offer of 75,000 points after spending $7500 in 3 months.
April 16, 2025
Capital One Venture X Business
Capital One Venture X Business card is offering 350,000 after spending $200,000 in 6 months(Earn 150,000 bonus after you spend $30,000 on purchases within the first 3 months of account opening. Plus earn an additional 200,000 bonus after you spend $200,000 total on purchases within 6 months) with a $ 395 annual fee.. That's up 200,000 points over their standard offer of 150,000 after spending $30,000 in 3 months.
February 28, 2025
Capital One Venture
Capital One Venture is offering 75,000 points + $250 after spending $4 000 in 3months with a $95 annual fee.. That's up $250 over their standard offer of 75,000 after spending $4000 in 3 months.