Best Credit Card For Rideshare and Transit
Amex Business Gold
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Amex Membership Rewards »
Point System
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American Express »
Bank
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$2,767
1st Year Value
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200,000 Bonus Points
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$15,000 Minimum Spend
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1.6¢
Max Point Value
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1.6¢
Max Point Value
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Amex Green
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Amex Membership Rewards »
Point System
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American Express »
Bank
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$480
1st Year Value
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40,000 Bonus Points
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$3,000 Minimum Spend
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1.6¢
Max Point Value
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1.6¢
Max Point Value
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Wells Fargo Autograph
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Wells Fargo Go Far Rewards »
Point System
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Wells Fargo »
Bank
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$256
1st Year Value
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20,000 Bonus Points
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$1,000 Minimum Spend
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1.3¢
Max Point Value
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1.3¢
Max Point Value
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Our Top Selections for Rideshare and Transit (+)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Amex Business Gold Each month, Amex auto-selects the top 2 spend categories for 4x points. (Incl: Digital Ads, Software & Hardware, Restaurants, Gas, Transit, Wireless Telephone) |
4x | 1.6¢ | 6.4¢ |
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Amex Green from rideshares and subway swipes to monthly tolls and ferry rides. |
3x | 1.6¢ | 4.8¢ |
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Wells Fargo Autograph Includes passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots, and garages |
3x | 1.3¢ | 3.9¢ |
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World of Hyatt Earn 2 points per $1 spent on local transit and commuting. |
2x | 1.7¢ | 3.4¢ |
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Atmos Rewards Ascent Visa Signature Includes rideshare, trains, even tolls and ferries. |
2x | 1.6¢ | 3.2¢ |
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Atmos Rewards Visa Business 2 miles for every $1 spent on local transit (including rideshare) purchases |
2x | 1.6¢ | 3.2¢ |
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Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.6¢ | 3.2¢ |
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Amex Blue Cash Preferred parking, tolls, ride-sharing, subway, etc. |
3x | 1.0¢ | 3.0¢ |
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Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only |
3x | 1.0¢ | 3.0¢ |
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United Gateway Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.4¢ | 2.9¢ |
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Citi AAdvantage Globe Mastercard Including taxis, rideshares, and public transit |
2x | 1.4¢ | 2.8¢ |
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Southwest Rapid Rewards Performance Business Including rideshare |
2x | 1.3¢ | 2.6¢ |
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United Business Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.3¢ | 2.6¢ |
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United Quest Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.3¢ | 2.6¢ |
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Wells Fargo Active Cash 2% cash back on all purchases |
2x | 1.3¢ | 2.6¢ |
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Bank of America Premium Rewards | 2x | 1.0¢ | 2.0¢ |
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Bank of America Premium Rewards Elite Includes operators of passenger trains, buses, taxis, limousines, ferries, boat rentals, parking lots and garages, tolls, and bridge fees |
2x | 1.0¢ | 2.0¢ |
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Delta SkyMiles Platinum Business Include purchases with train, taxicab, ride share service, ferry, toll, parking, bus, and subway merchants. |
1.5x | 1.2¢ | 1.8¢ |
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Delta SkyMiles Reserve Business Include purchases with train, taxicab, ride share service, ferry, toll, parking, bus, and subway merchants. |
1.5x | 1.2¢ | 1.8¢ |
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Amazon Prime Local transit and commuting, including rideshare. |
2x | 0.8¢ | 1.6¢ |
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Bank of America Travel Rewards On all purchases. |
1.5x | 1.0¢ | 1.5¢ |
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Marriott Bonvoy Bold | 2x | 0.7¢ | 1.4¢ |
Other Cards with Solid Value for Rideshare and Transit (=)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Citi Custom Cash Auto-selects the top spend categories for 5x points. Includes: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment |
5x | 1.6¢ | 8.0¢ |
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US Bank Cash Plus If selected as one of two 5x categories quarterly. |
5x | 1.1¢ | 5.5¢ |
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World of Hyatt Business Each quarter, Chase auto-selects the top 3 spend categories for 2x points. (8 categories Incl: Digital Ads, Restaurants, Gas, Shipping, Transit, Car Rental, Airlines & Internet/Phone) |
2x | 1.7¢ | 3.4¢ |
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Capital One Spark Cash Business 2% cash back on all purchases |
2x | 1.3¢ | 2.6¢ |
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United Club Includes taxicabs, mass transit, tolls, and ride-share services. |
2x | 1.3¢ | 2.6¢ |
Cards Offering Some Value for Rideshare and Transit with Limitations (-)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Chase Ink Business Cash on Lyft Purchases |
5x | 1.7¢ | 8.3¢ |
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Chase Ink Business Preferred Earn a total of 5x points on Lyft rides through September 30, 2027 |
5x | 1.7¢ | 8.3¢ |
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Chase Ink Business Unlimited on Lyft Purchases |
5x | 1.7¢ | 8.3¢ |
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Chase Sapphire Preferred Earn 5x points on Lyft rides through Sept 30th, 2027 |
5x | 1.7¢ | 8.3¢ |
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Chase Sapphire Reserve Purchased through the Lyft mobile application through 09/30/2027. |
5x | 1.7¢ | 8.3¢ |
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Chase Sapphire Reserve Business Earn 5x total points on Lyft rides |
5x | 1.7¢ | 8.3¢ |
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Bilt Palladium Earn 4x points on Lyft rides |
4x | 1.7¢ | 6.8¢ |
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Bilt Blue Earn 3x points on Lyft rides |
3x | 1.7¢ | 5.1¢ |
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Bilt Obsidian Earn 3x points on Lyft rides |
3x | 1.7¢ | 5.1¢ |
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Chase Freedom Flex Purchased through the Lyft mobile application through 09/30/2027 |
2x | 1.7¢ | 3.3¢ |
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Chase Freedom Unlimited 5% cash back on Lyft rides through Sept 30, 2027 |
2x | 1.7¢ | 3.3¢ |
What To Do With Your Points When You Can't Travel