Best Credit Card For Digital Wallet

You want to maximize the return on your Digital Wallet credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.
Your cell phone probably features a mobile wallet, giving you the ability to pay digitally. This includes Apple Pay®, Google Pay™ and Samsung Pay -- plus specific credit card apps like Chase Pay or Masterpass. Many cards are now offering sign-up bonuses and rewards for these digital purchases.
Citi Double Cash Citi Double Cash
2X | 3.2 Per Dollar Spent
All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off
Citi ThankYou Rewards »
Point System
CitiBank »
Bank
$316
1st Year Value
20,000
Bonus Points
$1,500
Minimum Spend
1.6¢
Max Point Value
1.6¢
Max Point Value
Card Details
Discover It Miles Discover It Miles
3X | 3.0 Per Dollar Spent
1.5x back on statement plus 1.5x matching at the end of year one only
Discover it Miles »
Point System
Discover »
Bank
$1
1st Year Value
0
Bonus Points
$1
Minimum Spend
1.0¢
Max Point Value
1.0¢
Max Point Value
Card Details
Wells Fargo Active Cash Wells Fargo Active Cash
2X | 2.6 Per Dollar Spent
2% cash back on all purchases
Wells Fargo Go Far Rewards »
Point System
Wells Fargo »
Bank
$334
1st Year Value
20,000
Bonus Points
$500
Minimum Spend
1.3¢
Max Point Value
1.3¢
Max Point Value
Card Details
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Our Top Selections for Digital Wallet (+)

Multiplier Point Value Per $ Spent
Citi Double Cash Citi Double Cash

All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off

 2x 1.6¢ 3.2¢
Discover It Miles Discover It Miles

1.5x back on statement plus 1.5x matching at the end of year one only

 3x 1.0¢ 3.0¢
Wells Fargo Active Cash Wells Fargo Active Cash

2% cash back on all purchases

 2x 1.3¢ 2.6¢