Ranked by First Year Value Airline Credit Card Rankings

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Limited Offer
Limited Offer
Bonus Points
125,000
Minimum Spend
$15,000 / 6mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$650

Differentiating Perks

Delta Sky Club Visits (15) Anniversary Companion Certificate Annual Delta Sky Club Guest Passes (4) Centurion Lounge Access Annual $250 Delta Hotel Portal Credit Delta Upgrade Priority 15% Discount on Every Delta Flight Free Checked Bag + 8 Guests 3X on Delta Purchases
Limited Offer
Limited Offer
Bonus Points
100,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$150

Differentiating Perks

Yearly United Club Passes (2) Free Checked Bag + 1 Guest 7X on United Flight Purchases 2X on Gas Stations 2X on Office Supply Stores 2X on Local Transit
Bonus Points
80,000
Minimum Spend
$4,000 / 3mo
Point Value
1.6 ¢
Annual Value
Annual Fee
$395

Differentiating Perks

Anniversary 25,000-Point Certificate Quarterly Alaska Lounge Passes (2) Free Checked Bag + 6 Guests 3x on International Spend Yearly 100,000-Point Certificate after $60,000 Spend

Bonus Extra

25,000-Point Certificate
Limited Offer
Limited Offer
Bonus Points
80,000
Minimum Spend
$1,000 / 4mo
Point Value
1.4 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

Free Checked Bags + 4 Guests
Limited Offer
Limited Offer
Bonus Points
70,000
Minimum Spend
$3,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

Yearly United Club Passes (2) Free Checked Bags + 1 Guest 7X on United Flight Purchases 2X on Hotels 2X on Restaurants
Limited Offer
Limited Offer
Bonus Points
85,000
Minimum Spend
$4,000 / 3mo
Point Value
1.4 ¢
Annual Value
Annual Fee
$95

Differentiating Perks

Aeroplan Elite 25K Status Free Checked Bag + 8 Guests 3X on Grocery Stores 3X on Restaurants 3X on Air Canada Purchases
Limited Offer
Limited Offer
Bonus Points
90,000
Minimum Spend
$6,000 / 6mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

Annual $150 Delta Hotel Portal Credit Delta Priority Boarding 15% Discount on Every Delta Flight Free Checked Bag + 8 Guests 2X on Delta Purchases 2X on U.S. Shipping Services 2X on U.S. Advertising & Marketing
Limited Offer
Limited Offer
Bonus Points
80,000
Minimum Spend
$4,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$350

Differentiating Perks

Yearly $200 United TravelBank Free Checked Bags (2) + 1 Guest 2X on Travel 2X on Restaurants 8X on United Flights
Limited Offer
Limited Offer
Bonus Points
100,000
Minimum Spend
$8,000 / 6mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$350

Differentiating Perks

Annual Delta Companion Certificate Annual $200 Delta Hotel Portal Credit Delta Upgrade Priority Free Checked Bag + 8 Guests 15% Discount on Every Delta Flight 3X on Delta Purchases 3X on Hotels
Limited Offer
Limited Offer
Bonus Points
100,000
Minimum Spend
$6,000 / 6mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$650

Differentiating Perks

Delta Sky Club Visits (15) Anniversary Companion Certificate Annual Delta Sky Club Guest Passes (4) Centurion Lounge Access Annual $200 Delta Hotel Portal Credit Delta Upgrade Priority 15% Discount on Every Delta Flight Free Checked Bag + 8 Guests 3X on Delta Purchases
Limited Offer
Limited Offer
Bonus Points
70,000
Minimum Spend
$4,000 / 3mo
Point Value
1.6 ¢
Annual Value
Annual Fee
$70

Differentiating Perks

Anniversary $99 Companion Fare after $6,000 Spend Free Checked Bag + 6 Guests 3X on Hawaiian & Alaska Airlines Purchases

Bonus Extra

$99 Companion Fare
Limited Offer
Limited Offer
Bonus Points
75,000
Minimum Spend
$5,000 / 3mo
Point Value
1.4 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

Free Checked Bag + 4 Guests 2X on Gas Stations 2X on Car Rentals 2X on American Airlines Purchases
Limited Offer
Limited Offer
Bonus Points
70,000
Minimum Spend
$3,000 / 3mo
Point Value
1.6 ¢
Annual Value
Annual Fee
$95

Differentiating Perks

Anniversary $99 Companion Fare after $6,000 Spend 2X on Gas Stations & EV Charging 2X on Local Transit 2X on Cable & Streaming Services* 3X on Hawaiian & Alaska Airlines Purchases

Bonus Extra

$99 Companion Fare
Limited Offer
Limited Offer
Bonus Points
100,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$695

Differentiating Perks

United Club Membership Free Checked Bags (2) + 1 Guest 7X on United Flight Purchases
Bonus Points
60,000
Minimum Spend
$2,000 / 3mo
Point Value
1.6 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

Anniversary $100 Companion Discount 3X on Hawaiian & Alaska Airlines Purchases 2X on Gas Stations 2X on Grocery Stores 2X on Restaurants

Bonus Extra

50% Off Companion Discount
Bonus Points
75,000
Minimum Spend
$5,000 / 3mo
Point Value
1.1 ¢
Annual Value
Annual Fee
$95

Differentiating Perks

3X on British Airways Flgihts 3X on Iberia Flights 3X on Aer Lingus Flights
Bonus Points
90,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$695

Differentiating Perks

United Club Membership Free Checked Bags (2) + 1 Guest 9X on United Flight Purchases
Limited Offer
Limited Offer
Bonus Points
75,000
Minimum Spend
$1,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

Anniversary 5,000 Bonus Points Free Checked Bag + 3 Guests 6X on JetBlue Purchases 2X on Restaurants 2X on Grocery Stores
Limited Offer
Limited Offer
Bonus Points
70,000
Minimum Spend
$3,000 / 3mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

Annual $100 Delta Hotel Portal Credit 15% Discount on Every Delta Flight Free Checked Bag + 8 Guests 2X on Delta Purchases 2X on U.S. Restaurants 2X on U.S. Grocery Stores
Limited Offer
Limited Offer
Bonus Points
80,000
Minimum Spend
$4,000 / 6mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$350

Differentiating Perks

Anniversary Companion Certificate 15% Discount on Every Delta Flight 3X on Hotels 3X on Delta Purchases 2X on U.S. Restaurants 2X on U.S. Grocery Stores
Bonus Points
80,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$299

Differentiating Perks

Free Preferred Seat Upgrade at Booking Anniversary 9,000 Bonus Points 4X on Southwest Airlines Purchases
Limited Offer
Limited Offer
Bonus Points
70,000
Minimum Spend
$3,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$89

Differentiating Perks

3X on Restaurants Anniversary 5,000 Bonus Miles* Anniversary 20 Experience Points 3X on Air France, KLM & SkyTeam Purchases

Bonus Extra

Silver Status with A Free Checked Bag
Bonus Points
60,000
Minimum Spend
$4,000 / 3mo
Point Value
1.4 ¢
Annual Value
Annual Fee
$350

Differentiating Perks

Annual Admiral's Club Passes (4) Annual $100 AA Inflight Purchase Credit Annual $100 Splurge Credit Anniversary $99 Companion Certificate Free Checked Bag + 8 Guests 2X on Restaurants 2X on Ride Share & Transit 3X on American Airlines Purchases
Bonus Points
60,000
Minimum Spend
$3,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$149

Differentiating Perks

Anniversary 6,000 Bonus Points 3X on Southwest Airlines Purchases Free Preferred Seat Upgrade (48 Hours Out)
Bonus Points
75,000
Minimum Spend
$7,500 / 3mo
Point Value
1.4 ¢
Annual Value
Annual Fee
$595

Differentiating Perks

Admirals Club Membership Free Checked Bag + 8 Guests 4X on American Airlines Purchases
Bonus Points
55,000
Minimum Spend
$1,500 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$149

Differentiating Perks

Free Standard Seat Upgrade (48 Hours Out) Anniversary 6,000 Bonus Points Free Checked Bag + 8 Guests 4X on Southwest Airlines Purchases
Bonus Points
50,000
Minimum Spend
$4,000 / 3mo
Point Value
1.6 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

3X on Hawaiian & Alaska Airlines Purchases 2x on Restaurants 2X on Gas Stations 2X on Office Supply Stores

Bonus Extra

50% Off Companion Discount
Bonus Points
60,000
Minimum Spend
$2,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$229

Differentiating Perks

Free Standard Seat Upgrade (48 Hours Out) Anniversary 7,500 Bonus Points Free Checked Bag + 8 Guests 4X on Southwest Airlines Purchases
Bonus Points
60,000
Minimum Spend
$2,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

Priority Group A Boarding Anniversary 5,000 Bonus Points Free Checked Bag + 3 Guests 6X on JetBlue Purchases 2X on Restaurants 2X on Office Supply Stores
Limited Offer
Limited Offer
Bonus Points
80,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$499

Differentiating Perks

Annual $50 TrueBlue Travel Credits (6) Priority Pass & BlueHouse Lounge Access Priority Group A Boarding Anniversary 5,000 Bonus Points Free Checked Bag + 3 Guests 6X on JetBlue Purchases 2X on Restaurants
Bonus Points
50,000
Minimum Spend
$1,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

Anniversary 3,000 Bonus Points Annual 10% Southwest Discount Code Free Checked Bag + 8 Guests 2X on Southwest Airlines Purchases
Bonus Points
30,000
Minimum Spend
$1,000 / 3mo
Point Value
1.43 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

7X on United Flight Purchases 2X on Gas Stations 2X on Ride Shares & Transit
Bonus Points
15,000
Minimum Spend
$500 / 3mo
Point Value
1.4 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

2X on American Airlines Purchases 2X on Grocery Stores
Bonus Points
10,000
Minimum Spend
$1,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

3X on JetBlue Purchases 2X on Restaurants 2X on Grocery Stores
Bonus Points
10,000
Minimum Spend
$1,000 / 3mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

2X on Delta Purchases 2X on Restaurants