Best in Class
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Delta SkyMiles Platinum Business Credit Card Review
Key Takeaways
The Delta SkyMiles Platinum Business card is an excellent choice if you plan to fly Delta once or twice per year. The 70,000 (current special 100,000)-point sign-up bonus will help you build points to get started, and the annual companion certificate (in the main cabin) alone can be worth the annual fee of $350. The three main statement credits can also justify the annual fee, along with several other perks. If you fly Delta more than twice per year, it might be worth looking into the Delta SkyMiles Reserve Business card for better benefits, though it comes with a higher annual fee but also a higher sign-up bonus.
Why This Card Could Be Right For You
The Delta SkyMiles Platinum Business card comes with a 70,000 (current special 100,000)-point sign-up bonus for $6,000 in purchases in your first six months. It’s the mid-tier business card out of the three that Delta and American Express offer. While it has a $350 annual fee, the benefits beyond the sign-up bonus make it a valuable card if you fly Delta once or twice per year. Since it’s a business card, it won’t affect your 5/24 status. However, remember that American Express only offers sign-up bonuses once every 7 years for each card, so if the current 70,000 (current special 100,000)-point sign-up bonus doesn’t appeal to you, you may want to wait for an elevated offer.
The companion certificate is the most significant perk, granting a free annual round-trip flight for a companion in the main cabin within the United States, Mexico, the Caribbean, or Central America. Depending on your destination, this benefit alone can justify the annual fee.
There are several other benefits that can offset that annual fee:
- $200 in Delta Stay credits
- $120 in rideshare credits ($10 per month)
- $120 in Resy credits ($10 per month)
- Complimentary Hertz 5-star status
- 15% discount on award travel in addition to the complimentary upgrade list
- Zone 5 priority boarding
- First checked bag free
- Credit for Global Entry or TSA PreCheck
- Decent trip delay, baggage, and car rental insurance.
When The Usual Advice Doesn't Apply
Here are some exceptions where the card might not be good for you:
- You don’t fly Delta each year to take advantage of the companion certificate.
- You wouldn’t use the credits to offset the $350 annual fee.
- You want the card but prefer to wait for a higher sign-up bonus
What to Know About Delta SkyMiles
Delta is a good point system for both domestic and international flights.
- Delta offers many cards, making initial collection relatively easy. But the Amex 1/7 Rule limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
How The Delta SkyMiles Platinum Business Credit Card Fits In The Delta SkyMiles Ecosystem
Among Delta’s three business cards, the Delta SkyMiles Platinum Business card falls in the middle, with a $350 annual fee and a 70,000 (current special 100,000)-mile sign-up bonus. The top-tier option is the Delta SkyMiles Reserve Business card, which has a $650 annual fee but offers a larger sign-up bonus and greater benefits to offset that fee. Both the Platinum and Reserve cards include a companion certificate; with the Platinum, your companion flies in the main cabin, while the Reserve allows First Class or Comfort+. Both cards also include several of the same statement credits, although the Platinum card’s credits are slightly lower.
There’s also the Delta SkyMiles Gold Business card, which has a $150 annual fee and a 60,000-mile sign-up bonus, but it does not offer a companion certificate. It does include a $200 flight credit after spending $10,000 in a year, but as with any high spending threshold, we usually recommend opening another card to earn a new sign-up bonus rather than putting all that spending on one card.
Card Information
Bonus Points
100,000
Minimum Spend
$8,000 / 6mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$350
1st Year Value
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Differentiating Perks
Annual Delta Companion Certificate
Annual $200 Delta Hotel Portal Credit
Delta Upgrade Priority
Free Checked Bag + 8 Guests
15% Discount on Every Delta Flight
3X on Delta Purchases
3X on Hotels
Card Extras
Extra
Worth/Fit
Est. Value
Total Annual Value
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No extras to display for this card.
Card Benefits
No benefits are available for this card.
Historical Card Offers
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Average Frequency
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Average Offer Length
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Estimated Next Offer
Start Date
Offer Length
Bonus
Minimum Spend
Spend Categories
3.6¢
Per Dollar
Spent
Spent
3.6¢
Per Dollar
Spent
Spent
1.8¢
Per Dollar
Spent
Spent
$5,000+ Purchases
1.8¢
Per Dollar
Spent
Spent
1.8¢
Per Dollar
Spent
Spent
1.2¢
Per Dollar
Spent
Spent
Delta SkyMiles Platinum Business Application Rules
You'll be declined if you apply for a third Amex card in 90 days
This business card will not show on your personal credit report, so it won't count against your 5/24 status
You might not be allowed to get a second card for a separate business (EIN)
Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth
Card approval not subject to 5-personal-cards-in-24-months rule
Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card)
After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus
Point Transfer Options
+4 Lower Value Transfers Show
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
Rank
5th
Honorable Mention
