Delta SkyMiles Platinum Business Credit Card Review
Key Takeaways
The Delta SkyMiles Platinum Business card makes the most sense if you expect to fly Delta once or twice per year. The 70,000 point bonus helps build your SkyMiles balance quickly, while the annual Main Cabin companion certificate alone can justify much of the $350 annual fee. The card also includes several statement credits and additional travel perks that add ongoing value. If you fly Delta more frequently, though, the Delta SkyMiles Reserve Business card may be worth considering for its larger bonus, lounge access, and stronger premium benefits.
Why This Card Could Be Right For You
The Delta SkyMiles Platinum Business card offers a 70,000 point bonus after $6,000 in purchases within the first six months. It’s the mid-tier business card among Delta’s three co-branded business options. While the card carries a $350 annual fee, the ongoing perks can make it worthwhile if you fly Delta at least once or twice per year.
Because it’s a business card, it won’t affect your 5/24 status. However, keep in mind that American Express generally only allows sign-up bonuses once every 7 years per card, so it may be worth waiting for an elevated offer if the current bonus doesn’t appeal to you.
The standout perk is the annual companion certificate, which provides a free round-trip Main Cabin ticket for a companion within the United States, Mexico, the Caribbean, or Central America. Depending on the route, this benefit alone can offset much of the annual fee.
The card also includes several additional perks:
- $200 in Delta Stays credits
- $120 in rideshare credits ($10 monthly)
- $120 in Resy credits ($10 monthly)
- Complimentary Hertz Five Star status
- 15% discount on Delta award flights
- Zone 5 priority boarding
- Free first checked bag for the cardholder and up to 8 companions on the same reservation
- Global Entry or TSA PreCheck credit
- Trip delay, baggage, and rental car protections
When The Usual Advice Doesn't Apply
Here are some exceptions where the card might not be good for you:
- You don’t fly Delta each year to take advantage of the companion certificate.
- You wouldn’t use the credits to offset the $350 annual fee.
- You want the card but prefer to wait for a elevated sign-up bonus
What to Know About Delta SkyMiles
Delta is a good point system for both domestic and international flights.
- Delta offers many cards, making initial collection relatively easy. But the Amex 1/7 Rule limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
How The Delta SkyMiles Platinum Business Credit Card Fits In The Delta SkyMiles Ecosystem
Delta offers three co-branded business cards, each aimed at a different type of traveler:
- Delta SkyMiles Gold Business: Has a $150 annual fee and a 60,000 mile bonus. It includes free checked bags and priority boarding, but does not come with a companion certificate. The card also offers a $200 flight credit after spending $10,000 annually, though we generally recommend earning a new sign-up bonus from another card instead of putting that much spend toward a single perk.
- Delta SkyMiles Platinum Business: The mid-tier option with a $350 annual fee and a 70,000 mile bonus. It includes an annual Main Cabin companion certificate, several statement credits, free checked bags, and a 15% discount on Delta award travel. For many occasional Delta flyers, this is the sweet spot in the lineup.
- Delta SkyMiles Reserve Business: Delta’s premium business card, featuring a $650 annual fee and a larger, 80,000 sign-up bonus. The Reserve includes lounge access to Delta Sky Clubs, Centurion Lounges, and Escape Lounges, plus a companion certificate valid for First Class and Comfort+ flights. It has similar statement credits to the Platinum but with higher thresholds.
No matter which card you choose, we recommend waiting for an elevated offer because of Amex’s 1/7 Rule. Historically, elevated offers have appeared two to three times per year. The Platinum and Reserve cards make the most sense for travelers who fly Delta at least once or twice annually, while the Gold card is better suited for infrequent Delta flyers who want basic airline perks without paying a high annual fee.
Card Information
Differentiating Perks
Card Extras
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Historical Card Offers
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Estimated Next Offer
Delta SkyMiles Platinum Business Application Rules
You'll be declined if you apply for a third Amex card in 90 days
This business card will not show on your personal credit report, so it won't count against your 5/24 status
You might not be allowed to get a second card for a separate business (EIN)
Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth
Card approval not subject to 5-personal-cards-in-24-months rule
Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card)
After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
