Chase Aeroplan Credit Card Review
Key Takeaways
The Chase Aeroplan Credit Card is best for travelers who fly Air Canada enough to take advantage of automatic Aeroplan 25K Status, a free checked bag, 15% off eligible Air Canada award flights, and up to $100 in annual Air Canada credits. The $195 annual fee is harder to justify if you rarely fly Air Canada, although the 60,000 (current special 75,000)-point welcome offer and Aeroplan's extensive airline partner network can still provide significant value.
Why This Card Could Be Right For You
The Chase Aeroplan Card stands out for its strong welcome offer, automatic Aeroplan 25K Status, and the ability to redeem points across a network of more than 45 airline partners.
- 60,000 (current special 75,000) points after $4,000 (currently $4,000) in purchases within the first three months
- Automatic Aeroplan 25K Status with no spending requirement
- 3x points on travel purchases, including 5x on Air Canada (3X from the Aeroplan Card plus up to 2X from Air Canada as an Aeroplan 25K member)
- 2x points on groceries, dining, and gas
The card also offers valuable perks for travelers who regularly fly Air Canada:
- 15% off eligible Air Canada award flights
- Up to $100 per year in Air Canada credits, split into two $50 semiannual credits
- Free first checked bag for the cardholder and up to 8 companions on the same reservation
- Priority check-in and Zone 2 boarding through Aeroplan 25K Status
- 5,000 Status Qualifying Credits each year to help reach higher Aeroplan elite status
You’ll also receive up to a $120 credit every four years for Global Entry, TSA PreCheck, or NEXUS.
Bonus Card Features
- Fourth Night and Day Free: Get the fourth night free on eligible hotel award stays and the fourth day free on eligible car rental awards booked with Aeroplan points.
- Pay Yourself Back: Redeem Aeroplan points toward eligible travel, dining, grocery, and gas purchases made with the card.
When The Usual Advice Doesn't Apply
Here are a few scenarios where this card might not work for you:
- Aeroplan points can be redeemed across a large network of airline partners, but many of the card’s best perks, including the 15% award discount and $100 annual credit, are tied specifically to Air Canada.
- If you rarely fly Air Canada, you may have trouble getting enough value from the card’s perks to justify the $195 annual fee.
What to Know About Air Canada Aeroplan
Air Canada Aeroplan offers access to one of the largest airline partner networks in the world and accepts transfers from multiple major credit card programs.
- Like United, Aeroplan provides access to Star Alliance flights, but some routes can be booked for fewer points.
- Aeroplan does not pass along carrier-imposed fuel surcharges, making many partner awards cheaper than booking through the airline's own loyalty program.
- The program is especially useful for international travel, including flights that route through Canada and partner airlines that impose high surcharges through their own programs.
- Aeroplan allows one stopover on each one-way itinerary for 5,000 points.
How The Chase Aeroplan Credit Card Fits In The Air Canada Aeroplan Ecosystem
The Chase Aeroplan Card is the only co-branded Air Canada credit card available to U.S. residents. Canadian residents have access to several additional Air Canada-affiliated cards.
If you don't want a co-branded card, points from American Express, Capital One, Chase, Bilt, and Marriott Bonvoy can also be transferred to Aeroplan. Most transfer at 1:1, while Marriott transfers at 3:1, giving you several ways to build Aeroplan points without holding the Air Canada card.
Card Information
Bonus Extra
Differentiating Perks
Rules
Card Extras
No extras to display for this card.
Historical Card Offers
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Estimated Next Offer
Chase Aeroplan Application Rules
If you've received a bonus from this card within the last 24 month, you are not eligible for another bonus.
Chase applications will be declined if 5 new cards have been added to your personal credit report in the past 24 months.
You'll be declined if you apply for a third Chase card of any kind within 30 days
Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database: