Chase Aeroplan Credit Card Review
Key Takeaways
This card works best for those who fly Air Canada regularly, as its perks can justify the $95 annual fee. With strategic timing, you can earn up to two years of 25k Aeroplan Status. Even occasional flyers can benefit from the 60,000 (current special 85,000)-mile bonus and Aeroplan’s extensive partner network.
Why This Card Could Be Right For You
The Chase Aeroplan Card stands out for its strong sign-up bonus and the ability to redeem miles across a network of ~45 airline partners, giving you excellent flexibility.
- 60,000 (current special 85,000) miles after $3,000 (currently $4,000) in the first three months
- 10,000 bonus miles each year after your annual fee renewal
- 3x points on groceries, restaurants, and Air Canada purchases
- 500 bonus points for every $2,000 spent each month (up to 1,500 points)
Beyond earning, the card offers meaningful travel perks, especially if you fly Air Canada a few times per year:
- Free first checked bag for cardholer and up to 8 traveling companions on the same reservation
- Aeroplan 25k Status for the rest of the current year plus the next, which can approach two full years if timed right. 25k Status perks include:
- Priority check-in and boarding
- Free checked bags
- 2 Maple Leaf lounge passes
- 20 eUpgrade credits
- Access to preferred seating and award pricing.
You’ll also receive a $120 credit every four years for Global Entry, TSA PreCheck, or NEXUS.
The Pay Yourself Back feature lets you redeem points at 1.25¢ each toward travel purchases. While you can often get better value through flight redemptions, particularly in premium cabins, this becomes more appealing when stacking transfer bonuses. Aeroplan offers a 10% bonus when transferring 50k+ Chase points, and Chase frequently runs additional transfer bonuses of up to 20%, allowing you to reach ~1.65¢ per point in value for travel redemptions you can't typically use points for, like vacation rentals and rental cars, to name a few.
When The Usual Advice Doesn't Apply
Here are a few scenarios where this card might not work for you:
- While you can redeem points on up to 45 different airlines, you won’t enjoy all of the same travel perks if you’re not flying on Air Canada–operated flights.
- If you prefer to open a new card and spend toward a new sign-up bonus instead of putting spending on this card to unlock more benefits, another card may be more appealing.
What to Know About Air Canada Aeroplan
If you live in the United States, Air Canada is a complicated alternative to United Airlines, though better value can be found.
- Similar to United, you can access Star Alliance international flights through Air Canada, but sometimes at lowerr point totals
- You cannot book flights between two U.S. cities
- Air Canada can be useful for international flights that naturally route through Canada.
- Aeroplan allows up to two stopovers per flight for 5,000 points each
How The Chase Aeroplan Credit Card Fits In The Air Canada Aeroplan Ecosystem
The Chase Aeroplan Card is the only co-branded Air Canada credit card available to U.S. residents. If you live in Canada, there are several different Air Canada–affiliated cards you can explore.
If you don’t want a co-branded card, keep in mind that points from American Express, Capital One, Chase, Bilt, and Marriott Bonvoy can all be transferred to Aeroplan. Most of these programs offer a 1:1 transfer ratio (Marriott transfers at 3:1). This means you can still take advantage of Air Canada flights if you have points from any of these other cards.
Card Information
Differentiating Perks
Rules
Card Extras
No extras to display for this card.
Historical Card Offers
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Estimated Next Offer
Chase Aeroplan Application Rules
If you've received a bonus from this card within the last 24 month, you are not eligible for another bonus.
Chase applications will be declined if 5 new cards have been added to your personal credit report in the past 24 months.
You'll be declined if you apply for a third Chase card of any kind within 30 days
Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database: