Hotel Credit Card Rankings

Ranked by First Year Value
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Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
200,000 $9,000 0.6 ¢ $125 $99
$1100
Differentiating Perks Rules
Platinum Elite status, Anniversary Free Night No CR , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
125,000 $3,000 0.7 ¢ $125 $95
$1090
Bonus Extra Differentiating Perks Rules
50,000 point free night certificate 2x on all other purchases, annual free night Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
60,000 $15,000 1.7 ¢ $176 $95
$1056
Differentiating Perks Rules
Discoverist Status, 1 free night per year Hyatt 1/24 , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
165,000 $3,000 0.6 ¢ $152 $99
$1001
Differentiating Perks Rules
Platinum Elite status, Anniversary Free Night, 4th Reward Night Free IHG Personal 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
60,000 $5,000 1.7 ¢ $50 $199
$856
Differentiating Perks Rules
Discoverist Status & 9x points toward Hyatt hotel purchases No CR , Hyatt 1/24 , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
75,000 $4,000 1.3 ¢ $0 $95
$852
Differentiating Perks Rules
10x Miles at hotels.com, 2x miles everything else 48 From Bonus , No 5/24 , Cap One 1/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
155,000 $3,000 0.5 ¢ $51 $150
$631
Differentiating Perks Rules
6x Points restaurants, supermarkets and gas. Complimentary Gold Status. 10 Free Priority Pass airport lounge visits annually. Amex 3/90 , Amex 4 Credit , No 5/24 , Amex 1/7 , Amex Popup Jail
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
175,000 $8,000 0.5 ¢ $50 $195
$610
Differentiating Perks Rules
Room Upgrades,Free breakfast, Late Checkout, 12X points on Hilton bookings, 6X on many other purchases, 10 Lounge passes Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , No 5/24 , Amex 1/7 , Amex Popup Jail
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
100,000 $2,000 0.6 ¢ $0 $0
$572
Differentiating Perks Rules
Gold Elite status, 4th Reward Night Free IHG Personal 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
45,000 $1,000 1.0 ¢ $205 $75
$570
Differentiating Perks Rules
7,500 bonus points annually, Avis & Budget upgrade Barclay 6/24 , No 5/24 , Barclay 0/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
90,000 $6,000 0.7 ¢ $125 $125
$552
Differentiating Perks Rules
Solid 4x categories, annual free room Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , Bonvoy 1/24 , No 5/24 , Amex 1/7 , Amex Popup Jail
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
45,000 $3,000 1.0 ¢ $205 $95
$530
Differentiating Perks Rules
15,000 bonus points annually, Avis & Budget upgrade and Suite upgrades. No CR , No 5/24 , Barclay 0/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
175,000 $6,000 0.5 ¢ $240 $550
$475
Differentiating Perks Rules
14x Points Hilton hotel purchases. $250 Resort Statement Credit. $200 Airline Fee Credit. $100 Hilton On-property credit. Unlimited lounge visits you+2 guest. Hilton Diamond status. Amex 3/90 , Amex 4 Credit , No 5/24 , Amex 1/7 , Amex Popup Jail
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
100,000 $2,000 0.5 ¢ $0 $0
$470
Differentiating Perks Rules
6x Points restaurants, supermarkets and gas. Complimentary Silver Status. Amex 3/90 , Amex 4 Credit , No 5/24 , Amex 1/7 , Amex Popup Jail
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
60,000 $1,000 0.7 ¢ $0 $0
$407
Differentiating Perks Rules
Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
85,000 $4,000 0.7 ¢ $1 $250
$294
Differentiating Perks Rules
2x on all other purchases, annual free night Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
30,000 $1,000 1.0 ¢ $0 $0
$290
Differentiating Perks Rules
Gold level, 5x points at Wyndham properties, $0 annual fee. Barclay 6/24 , No 5/24 , Barclay 0/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
85,000 $5,000 0.7 ¢ $0 $250
$280
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
100,000 $6,000 0.7 ¢ $175 $650
$147
Differentiating Perks Rules
$300 Statement Credit on Marriott purchases, free night annually Amex 3/90 , Amex 4 Credit , Bonvoy 1/24 , No 5/24 , Amex 1/7 , Amex Popup Jail