Wyndham Rewards Earner Credit Card Review
Key Takeaways
We do not recommend this card. While the 30,000 (current special 30,000) point signup bonus and low $1,000 (currently $1,000) requirement are appealing, the long-term value falls short. The Earner Plus and Earner Business cards offer better status, stronger anniversary rewards, and benefits that justify their annual fees, making them the better choices for most travelers.
Why This Card Could Be Right For You
The Wyndham Rewards Earner credit card offers several good benefits for those who stay at Wyndham properties occasionally, particularly for a card with no annual fee:
- Earn 30,000 (current special 30,000) points after spending just $1,000 (currently $1,000) in the first 90 days of card membership.
- Free nights start at just 6,750 points (10% discount off the standard 7,500-point redemption rate), meaning your sign-up bonus could provide up to 4 free hotel stays.
The card also provides the following spending multipliers:
- 5x points at Wyndham properties
- 5x points on gas purchases
- 2x points on dining and groceries
- 1x points on all other purchases
Additionally, you receive automatic Wyndham Gold Status, which includes perks like preferred room selection, late checkout, and a dedicated customer service line.
While the card advertises 7,500 bonus points on your account anniversary, this benefit requires spending $15,000 annually to qualify. Unfortunately, this spending requirement significantly diminishes the value of this perk, as that same spending could potentially earn more valuable rewards through other credit card welcome offers.
When The Usual Advice Doesn't Apply
Here are situations where this card might not be suitable for you:
- You plan to keep the card beyond the first year, as both the Wyndham Rewards Earner Plus and Business cards offer better benefits despite having annual fees
- You already have one or more hotel-specific cards and don't have room for another
- You value stays at other properties over Wyndham
- Wyndham Gold status isn't as valuable as complimentary statuses offered through credit cards at many other hotel chains
What to Know About Wyndham Rewards
Wyndham is towards the bottom of our hotel points list. It’s not a good utility point system to just hold points.
- Questionable room quality and cleanliness.
- Their points expire – even when you’re a cardholder.
- Difficulty in collecting points for more than a few stays.
- If you love a specific Wyndham hotel (including resorts), getting a card might be worth it.
How The Wyndham Rewards Earner Credit Card Fits In The Wyndham Rewards Ecosystem
Wyndham offers three different credit cards, with the Wyndham Rewards Earner card being the least appealing option. While its main selling point is having no annual fee, the other two cards provide significantly better value that justifies their modest annual fees.
- Both the Wyndham Rewards Earner Plus and Wyndham Rewards Earner Business cards offer 45,000 point welcome bonuses
- The Business card requires $3,000 in spending to earn its bonus, while the Earner Plus requires only $1,000
- The Business card provides 15,000 bonus points each anniversary year with a $95 annual fee
- The Earner Plus offers 7,500 anniversary bonus points with a $75 fee
Neither the Business nor the Earner Plus card requires additional spending to earn their anniversary bonuses, making them significantly more valuable than the basic Earner card. Additionally, the Business card offers Diamond Status while the Earner Plus provides Platinum Status. The Business card also features enhanced point-earning multipliers on everyday spending categories.
When considering long-term value, either premium option outperforms the no-annual-fee Earner card.
Card Information
Differentiating Perks
Rules
Historical Card Offers
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Estimated Next Offer
Wyndham Rewards Earner Application Rules
Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months.
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
