Wyndham Rewards Earner Premier Credit Card Review
Key Takeaways
The Wyndham Rewards Earner Premier is designed for travelers who stay at Wyndham properties regularly and can maximize its ongoing benefits. The $395 annual fee is the highest in Wyndham's card lineup, but the first-year value is easy to justify thanks to the 90,000 (current special 90,000)-point welcome offer and complimentary Diamond status. Long term, the card's value comes from its 30,000 annual anniversary points, 25% discount on award stays, Diamond status benefits, and collection of statement credits, all of which can help offset the annual fee for loyal Wyndham travelers.
Why This Card Could Be Right For You
Wyndham enters the premium card space with the Rewards Earner Premier, a card designed for travelers who stay at Wyndham properties regularly. It offers the highest welcome offer in Wyndham's card lineup, with 90,000 (current special 90,000) points after spending $6,000 (currently $6,000) in purchases and paying the $395 annual fee in full within the first four months. An elevated offer is also available that adds another 30,000 points after spending $750 at Hotels by Wyndham within the first six months.
The welcome offer alone can justify the annual fee in the first year, but the card's ongoing benefits are what make it compelling long term. The standout features include:
- Complimentary Diamond Status, Wyndham's highest elite tier, which includes:
- Suite upgrades when available, early check-in, late checkout, a welcome amenity, and a 20% points earning bonus on stays
- 30,000 bonus points each account anniversary
- 25% off award redemptions, reducing the cost of Wyndham's least expensive award nights to just 5,625 points
- An additional 30,000 bonus points each year after completing five paid Wyndham nights during the calendar year
There are also several valuable credits and perks that can help offset the annual fee:
- $100 statement credit after spending $100 or more at a Wyndham property
- $10 in monthly statement credits on eligible food delivery services, totaling up to $120 annually
- $100 in annual credits on eligible streaming services
- $65 in annual credits for wholesale club memberships
- $120 in statement credits every four years for TSA PreCheck or Global Entry
- Complimentary Wyndham Rewards Insider membership (a $95 annual value)
- Complimentary Emerald Club Executive Status with National Car Rental
- Your Wyndham points don't expire if you hold this card; otherwise they expire after 18 months of inactivity of 4 years after you've earned them
The card also offers strong everyday earning rates, helping you build additional Wyndham points throughout the year:
- 8x points on purchases made directly with Wyndham
- 4x points on eligible Wyndham Vacation Club purchases, travel purchases (including airfare, rideshares, rental cars, gas stations, EV charging, trains, and tolls), dining, and grocery store purchases (excluding Target and Walmart)
When The Usual Advice Doesn't Apply
This card may not be a good fit for you if:
- You don't regularly stay at Wyndham properties
- You aren't in the market for a high annual fee card
What to Know About Wyndham Rewards
Wyndham Rewards has become a much stronger program thanks to its revamped credit card lineup, increased number of transfer partners, and solid redemption opportunities.
- Wyndham now offers four co-branded credit cards, with the top three providing excellent long-term value through elite status, anniversary points, and award discounts.
- Award nights currently follow three pricing tiers, making Wyndham one of the few hotel programs that still resembles an award chart. A fourth tier launches September 15, 2026.
- Wyndham has a solid collection of all-inclusive resorts, many of which can provide excellent value when redeeming points.
- Wyndham partners with five transferable points programs, including Wells Fargo at a favorable 1:2 transfer ratio.
How The Wyndham Rewards Earner Premier Credit Card Fits In The Wyndham Rewards Ecosystem
With the introduction of the Wyndham Rewards Earner Premier, Wyndham now offers a card for nearly every type of traveler, from occasional guests to frequent Wyndham loyalists. If the Premier isn't the right fit, consider these alternatives:
- Wyndham Rewards Earner Plus: Wyndham's mid-tier card offers a 45,000-point welcome offer and a $95 annual fee. Highlights include:
- 15,000 anniversary points each year, a 10% discount on award stays, automatic Diamond status for the first year followed by Platinum status on renewals, and a $50 annual food delivery credit
- Wyndham Rewards Earner: Wyndham's no-annual-fee card comes with a 30,000-point welcome offer. Key benefits include:
- Complimentary Gold Elite Status, and a 10% discount on award stays plus 5x earning on Wyndham purchases plus 3x on dining, grocery stores, gas stations, EV charging, and eligible Wyndham Vacation Club purchases
- Wyndham Rewards Earner Business: Wyndham's business card does not count against Chase's 5/24 rule and offers a 45,000-point welcome offer with a $149 annual fee. Highlights include:
- Automatic Diamond status, 15,000 anniversary points each year, a 20% discount on award stays, a $65 annual wholesale club credit, and a $50 annual accounting software credit
Card Information
Differentiating Perks
Rules
Card Extras
No extras to display for this card.
Historical Card Offers
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Estimated Next Offer
Wyndham Rewards Earner Premier Application Rules
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months.
