Cash Back Credit Card Rankings

Ranked by First Year Value
  • American Express
  • Bank Of America
  • Capital One
  • CitiBank
  • Discover
  • JP Morgan Chase
  • US Bank
  • Wells Fargo
  • Capital One Miles
  • Cash in Cents
  • Chase Ultimate Rewards
  • Citi ThankYou Points
  • US Bank Flex Perks
  • Wells Fargo Go Far Rewards
  • Car Rental Insurance
  • Cell Phone Protection
  • Concierge
  • Extended Warranty
  • No Foreign Transaction Fees
  • Preferred Boarding
  • Price Protection
  • Purchase Protection
  • Roadside Assistance
  • Statement Credits
  • Travel Insurance
  • Any
  • No Annual Fee
  • $100 or under
  • Any
  • $1000 or under
  • $3000 or under
  • $5000 or under
Clear Filters

Capital One Spark Cash Plus

Capital One Miles »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
200,000 $30,000 1.3 ¢ $0 $150
$2840
Best Value Differentiating Perks Rules
Airline partner transfers 2% back on every purchase. No CR , No 5/24 , Cap One 1/6
Capital One Spark Cash Plus I Already Own Make Personal Notes   

Capital One Spark Cash Business

Capital One Miles »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
150,000 $15,000 1.3 ¢ $0 $0
$2145
Best Value Differentiating Perks Rules
Airline partner transfers 2% Back on every purchase No 5/24 , Cap One 1/6
Capital One Spark Cash Business I Already Own Make Personal Notes   

US Bank Business Leverage

US Bank Flex Perks »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
75,000 $7,500 1.1 ¢ $0 $0
$908
Best Value Differentiating Perks Rules
US Bank Travel Portal 2x back on unique spend categories not offered by other cards. No CR , No 5/24 , Citi 6/6
US Bank Business Leverage I Already Own Make Personal Notes   

Wells Fargo Signify Business

Wells Fargo Go Far Rewards »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
50,000 $5,000 1.3 ¢ $0 $0
$715
Best Value Differentiating Perks Rules
No CR , No 5/24
Wells Fargo Signify Business I Already Own Make Personal Notes   

Capital One Spark Cash Select

Capital One Miles »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
50,000 $4,500 1.3 ¢ $0 $0
$709
Best Value Differentiating Perks Rules
1.5 Miles on every purchase No 5/24 , Cap One 1/6
Capital One Spark Cash Select I Already Own Make Personal Notes   

US Bank Triple Cash Rewards Business

US Bank Flex Perks »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
50,000 $4,500 1.1 ¢ $0 $0
$600
Best Value Differentiating Perks Rules
Up to 3% cash back on select categories No CR , No 5/24 , Citi 6/6
US Bank Triple Cash Rewards Business I Already Own Make Personal Notes   

Wells Fargo Active Cash

Wells Fargo Go Far Rewards »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $500 1.3 ¢ $75 $0
$342
Best Value Differentiating Perks Rules
Travel, Gift Cards, Cash Back 2% Cash Back every purchase Wells Fargo 1/6 , No 5/24
Wells Fargo Active Cash I Already Own Make Personal Notes   

Chase Freedom Unlimited

Chase Ultimate Rewards »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $500 1.6 ¢ $0 $0
$328
Best Value Differentiating Perks Rules
Cash Back, Ultimate Rewards: Southwest, United & Hyatt transfers. 3% Cash back on purchases up to $20000 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Chase Freedom Unlimited I Already Own Make Personal Notes   

Citi Custom Cash

Citi ThankYou Points »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,500 1.4 ¢ $0 $0
$301
Best Value Differentiating Perks Rules
No 5/24 , Citi 2/65 , Citi 1/8 , Citi 6/6
Citi Custom Cash I Already Own Make Personal Notes   

US Bank Shopper Cash Rewards

US Bank Flex Perks »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
25,000 $2,000 1.1 ¢ $1 $0
$298
Best Value Differentiating Perks Rules
Cash Back, Gift Cards 6% cash back on personally selected categories. US Bank Lifetime , No 5/24 , Citi 6/6
US Bank Shopper Cash Rewards I Already Own Make Personal Notes   

Amex Blue Cash Preferred

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
25,000 $3,000 1.0 ¢ $2 $0
$282
Best Value Differentiating Perks Rules
Delta & Hilton transfers 6% bonus at U.S. supermarkets limited to $6,000 in purchases per year Amex 3/90 , Amex 4 Credit , Amex Family , No 5/24 , Amex 1/10 , Amex Popup Jail
Amex Blue Cash Preferred I Already Own Make Personal Notes   

Amex Blue Business Cash

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
25,000 $3,000 1.0 ¢ $0 $0
$280
Best Value Differentiating Perks Rules
Cash Back Amex 3/90 , No CR , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail
Amex Blue Business Cash I Already Own Make Personal Notes   

Amex Blue Cash Everyday

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $2,000 1.0 ¢ $0 $0
$220
Best Value Differentiating Perks Rules
3% bonus at U.S. supermarkets Amex 3/90 , Amex 4 Credit , Amex Family , No 5/24 , Amex 1/10 , Amex Popup Jail
Amex Blue Cash Everyday I Already Own Make Personal Notes   

Citi Double Cash

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,500 1.0 ¢ $0 $0
$215
Best Value Differentiating Perks Rules
Cash back 2% cash-back earnings on all purchases — 1% when you buy and another 1% when you pay No 5/24 , Citi 2/65 , Citi 1/8 , Citi 6/6
Citi Double Cash I Already Own Make Personal Notes   

US Bank Cash Plus

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,000 1.0 ¢ $1 $0
$211
Best Value Differentiating Perks Rules
Cash Back, Gift Cards 5% cash back on personally selected categories. US Bank Lifetime , No 5/24 , Citi 6/6
US Bank Cash Plus I Already Own Make Personal Notes   

Bank of America Customized Cash Rewards

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,000 1.0 ¢ $0 $0
$210
Best Value Differentiating Perks Rules
Cash Back 3% cash back in the category of your choice B of A 1/24 , B of A 2/3/4 , No 5/24
Bank of America Customized Cash Rewards I Already Own Make Personal Notes   

Bank of America Unlimited Cash Rewards

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,000 1.0 ¢ $0 $0
$210
Best Value Differentiating Perks Rules
Cash Back unlimited 1.5% cash back on all purchases B of A 1/24 , B of A 2/3/4 , No 5/24
Bank of America Unlimited Cash Rewards I Already Own Make Personal Notes   

Capital One Savor

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $500 1.0 ¢ $0 $0
$205
Best Value Differentiating Perks Rules
Cash Back 3% Cash Back on Dining & Entertainment, 3% Grocery, $200 Cash Bonus. No 5/24 , Cap One 1/6
Capital One Savor I Already Own Make Personal Notes   

Capital One Quicksilver

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $500 1.0 ¢ $0 $0
$205
Best Value Differentiating Perks Rules
Easier approval for those looking to build credit No 5/24 , Cap One 1/6
Capital One Quicksilver I Already Own Make Personal Notes   

Amex Blue Business Plus

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
15,000 $3,000 1.0 ¢ $0 $0
$180
Best Value Differentiating Perks Rules
Cash Back Amex 3/90 , No CR , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail
Amex Blue Business Plus I Already Own Make Personal Notes   

Discover It Cash Back

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
1 $1 1.0 ¢ $1 $0
$1
Best Value Differentiating Perks Rules
Cash Back, Gift Cards Discover will match all cash back at the year end, making rotating categories 10% for the first year No 5/24 , Discover 1/12
Discover It Cash Back I Already Own Make Personal Notes   

Citi Costco

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
0 $0 1.0 ¢ $0 $0
$0
Best Value Differentiating Perks Rules
Cash Back Earn 4% on eligible gas purchases, plus 3% on restaurant and all eligible travel purchases worldwide. No 5/24 , Citi 2/65 , Citi 1/8 , Citi 6/6
Citi Costco I Already Own Make Personal Notes   

Discover It Chrome

Cash in Cents »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
1 $1 0.0 ¢ $0 $0
$0
Best Value Differentiating Perks Rules
Cash Back Discover will match Cash back after the first year with no cap, 2x Cash Back for gas and restaurants up to $4,000 annually No 5/24 , Discover 1/12
Discover It Chrome I Already Own Make Personal Notes