Special Offer Credit Card Rankings
Ranked by First Year Value
All Cards
Personal 
Business 
Airline 
Hotel 
Cash 
Special Offers
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 150,000 | $20,000 | 1.6 ¢ | $230 | $695 |
$2255
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Airline partner transfers | Premier Airport Lounges, Hilton & Marriott Gold Status, $200 Hilton credit | No CR , No 2nd Biz , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 150,000 | $15,000 | 1.3 ¢ | $0 | $0 |
$2145
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Airline partner transfers | 2% Back on every purchase | No 5/24 , Cap One 1/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $15,000 | 1.6 ¢ | $2 | $375 |
$1467
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Airline partner transfers | Unique 4X spend categories | No CR , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 65,000 | $12,000 | 1.7 ¢ | $176 | $95 |
$1390
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Hyatt stays, All inclusives | Discoverist Status, 1 free night per year | Hyatt 1/24 , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $5,000 | 1.3 ¢ | $125 | $150 |
$1340
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Intl Biz Class | 2 United Club Passes Annually, Free Bag for you and a companion, Priority boarding | No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $4,000 | 1.3 ¢ | $21 | $99 |
$1274
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| US & Caribbean Flights | 3000 bonus points annually | SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $4,000 | 1.3 ¢ | $1 | $149 |
$1204
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| US & Caribbean Flights | Companion Pass, 6000 bonus points annually | SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $3,500 | 1.4 ¢ | $0 | $0 |
$1169
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| AA International Flights | Free checked bag & preferred boarding on AA | AA Personal 48 , No 5/24 , Citi 2/65 , Citi 1/8 , Citi 6/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $4,000 | 1.3 ¢ | $125 | $350 |
$1127
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Int. Biz Class | $125 annual United purchase credit & 2 bags free for you & 1 companion | 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $4,000 | 1.3 ¢ | $1 | $229 |
$1124
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Companion Pass, US & Caribbean Flights | 7500 bonus points annually, 4 A-list boarding, $75 travel credit | SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 90,000 | $2,000 | 1.0 ¢ | $205 | $75 |
$1050
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Wyndham Hotels, All Inclusives | 7,500 bonus points annually, Avis & Budget upgrade | Barclay 6/24 , No 5/24 , Barclay 0/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 75,000 | $12,000 | 1.0 ¢ | $205 | $95 |
$980
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Wyndham Hotels, All Inclusives | 15,000 bonus points annually, Avis & Budget upgrade and Suite upgrades. | No CR , No 5/24 , Barclay 0/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 155,000 | $5,000 | 0.7 ¢ | $0 | $250 |
$870
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Marriott stays & transfer top-offs | Amex 3/90 , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $5,000 | 1.3 ¢ | $195 | $695 |
$865
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Int. Biz Class | United Club Access + Star Alliance lounges, 2 bags free for you & 1 companion | No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 185,000 | $6,000 | 0.7 ¢ | $175 | $650 |
$862
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Marriott stays & transfer top-offs | $300 Statement Credit on Marriott purchases, free night annually | Amex 3/90 , Amex 4 Credit , Bonvoy 1/24 , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 175,000 | $10,000 | 0.5 ¢ | $50 | $195 |
$780
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Hilton Stays & Perks | Room Upgrades,Free breakfast, Late Checkout, 12X points on Hilton bookings, 6X on many other purchases, 10 Lounge passes | Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 130,000 | $3,000 | 0.5 ¢ | $51 | $0 |
$716
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Hilton Stays & Perks | 6x Points restaurants, supermarkets and gas. Complimentary Gold Status. 10 Free Priority Pass airport lounge visits annually. | Amex 3/90 , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 50,000 | $3,000 | 1.5 ¢ | $0 | $95 |
$700
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Alaskan Airline Flights | Annual $99 companion Fare | B of A 1/24 , B of A 2/3/4 , No 5/24 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 60,000 | $2,000 | 1.0 ¢ | $0 | $0 |
$620
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Wyndham Hotels | Gold level, 5x points at Wyndham properties, $0 annual fee. | Barclay 6/24 , No 5/24 , Barclay 0/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 175,000 | $6,000 | 0.5 ¢ | $240 | $550 |
$595
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Hilton Stays & Perks | 14x Points Hilton hotel purchases. $250 Resort Statement Credit. $200 Airline Fee Credit. $100 Hilton On-property credit. Unlimited lounge visits you+2 guest. Hilton Diamond status. | Amex 3/90 , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $2,000 | 0.5 ¢ | $0 | $0 |
$510
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Hilton Stays & Perks | 6x Points restaurants, supermarkets and gas. Complimentary Silver Status. | Amex 3/90 , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 20,000 | $0 | 0.8 ¢ | $150 | $0 |
$310
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Amazon Purchases | 5% back on Amazon & at Whole Foods | 5/24 , Chase 2/30 , Chase 4/6 |
