Ranked by First Year Value Special Offer Credit Card Rankings
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Limited Offer
Limited Offer
Differentiating Perks
3X on Travel*
3X on Advertising & Marketing*
3X on Shipping Purchases*
3X on Internet, Cable & Phone Services*
Limited Offer
Limited Offer
Bonus Points
125,000
Minimum Spend
$15,000 / 6mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$650
Differentiating Perks
Delta Sky Club Visits (15)
Anniversary Companion Certificate
Annual Delta Sky Club Guest Passes (4)
Centurion Lounge Access
Annual $250 Delta Hotel Portal Credit
Delta Upgrade Priority
15% Discount on Every Delta Flight
Free Checked Bag + 8 Guests
3X on Delta Purchases
Limited Offer
Limited Offer
Differentiating Perks
Yearly United Club Passes (2)
Free Checked Bag + 1 Guest
7X on United Flight Purchases
2X on Gas Stations
2X on Office Supply Stores
2X on Local Transit
Limited Offer
Limited Offer
Differentiating Perks
Anniversary Free Night
Marriott Bonvoy Platinum Elite Status
Priority Pass Select Lounge Access
Monthly $25 Dining Statement Credit
21X on Marriot Bonvoy Stays
3X on Restaurants
3X on Flights
2X on All Purchases
Limited Offer
Limited Offer
Differentiating Perks
Free Checked Bags + 4 Guests
Limited Offer
Limited Offer
Differentiating Perks
World of Hyatt Elite Discoverist Status
9X on Hyatt Hotels
2X on Fitness & Memberships
Limited Offer
Limited Offer
Differentiating Perks
Yearly United Club Passes (2)
Free Checked Bags + 1 Guest
7X on United Flight Purchases
2X on Hotels
2X on Restaurants
Rules
Limited Offer
Limited Offer
Differentiating Perks
Aeroplan Elite 25K Status
Free Checked Bag + 8 Guests
3X on Grocery Stores
3X on Restaurants
3X on Air Canada Purchases
Rules
Limited Offer
Limited Offer
Differentiating Perks
Annual $150 Delta Hotel Portal Credit
Delta Priority Boarding
15% Discount on Every Delta Flight
Free Checked Bag + 8 Guests
2X on Delta Purchases
2X on U.S. Shipping Services
2X on U.S. Advertising & Marketing
Limited Offer
Limited Offer
Differentiating Perks
Yearly $200 United TravelBank
Free Checked Bags (2) + 1 Guest
2X on Travel
2X on Restaurants
8X on United Flights
Rules
Limited Offer
Limited Offer
Differentiating Perks
Annual Delta Companion Certificate
Annual $200 Delta Hotel Portal Credit
Delta Upgrade Priority
Free Checked Bag + 8 Guests
15% Discount on Every Delta Flight
3X on Delta Purchases
3X on Hotels
Limited Offer
Limited Offer
Differentiating Perks
Delta Sky Club Visits (15)
Anniversary Companion Certificate
Annual Delta Sky Club Guest Passes (4)
Centurion Lounge Access
Annual $200 Delta Hotel Portal Credit
Delta Upgrade Priority
15% Discount on Every Delta Flight
Free Checked Bag + 8 Guests
3X on Delta Purchases
Limited Offer
Limited Offer
Differentiating Perks
Anniversary $99 Companion Fare after $6,000 Spend
Free Checked Bag + 6 Guests
3X on Hawaiian & Alaska Airlines Purchases
Rules
Bonus Extra
$99 Companion Fare
Limited Offer
Limited Offer
Differentiating Perks
Anniversary Free Night
3X on All Purchases
5X on Restaurants
5X on Gas Stations
5X on Advertising & Marketing
5X on Office Supply Stores
10X on IHG Hotels & Resorts
IHG One Rewards Platinum Elite Status
Limited Offer
Limited Offer
Differentiating Perks
Free Checked Bag + 4 Guests
2X on Gas Stations
2X on Car Rentals
2X on American Airlines Purchases
Limited Offer
Limited Offer
Differentiating Perks
Anniversary $99 Companion Fare after $6,000 Spend
2X on Gas Stations & EV Charging
2X on Local Transit
2X on Cable & Streaming Services*
3X on Hawaiian & Alaska Airlines Purchases
Rules
Bonus Extra
$99 Companion Fare
Limited Offer
Limited Offer
Differentiating Perks
Unlimited 2X Miles on All Purchases
Bonus Extra
$250 Travel Portal Credit
Limited Offer
Limited Offer
Differentiating Perks
United Club Membership
Free Checked Bags (2) + 1 Guest
7X on United Flight Purchases
Limited Offer
Limited Offer
Differentiating Perks
Annual Unlimited Free Night
Semi-Annual $200 Hilton Resorts Credits
Quarterly $50 Flight Credits
Hilton Honors Diamond Status
14X on Hilton Hotels & Resorts
7X on U.S. Restaurants
3X on All Purchases
Limited Offer
Limited Offer
Differentiating Perks
Marriott Bonvoy Gold Elite Status
6X on Marriott Hotels
2X on All Purchases
Limited Offer
Limited Offer
Differentiating Perks
Anniversary 5,000 Bonus Points
Free Checked Bag + 3 Guests
6X on JetBlue Purchases
2X on Restaurants
2X on Grocery Stores
Rules
Limited Offer
Limited Offer
Differentiating Perks
Annual $100 Delta Hotel Portal Credit
15% Discount on Every Delta Flight
Free Checked Bag + 8 Guests
2X on Delta Purchases
2X on U.S. Restaurants
2X on U.S. Grocery Stores
Limited Offer
Limited Offer
Differentiating Perks
Anniversary Companion Certificate
15% Discount on Every Delta Flight
3X on Hotels
3X on Delta Purchases
2X on U.S. Restaurants
2X on U.S. Grocery Stores
Limited Offer
Limited Offer
Differentiating Perks
3X on Restaurants
Anniversary 5,000 Bonus Miles*
Anniversary 20 Experience Points
3X on Air France, KLM & SkyTeam Purchases
Rules
Bonus Extra
Silver Status with A Free Checked Bag
Limited Offer
Limited Offer
Limited Offer
Limited Offer
Differentiating Perks
Hilton Honors Gold Status
Quarterly $60 Hilton Credits
National Car Rental Emerald Club Executive Status
12X on Hilton Hotels & Resorts
5X on All Purchases*
Bonus Extra
1 Free Night Reward
Limited Offer
Limited Offer
Differentiating Perks
Annual $50 TrueBlue Travel Credits (6)
Priority Pass & BlueHouse Lounge Access
Priority Group A Boarding
Anniversary 5,000 Bonus Points
Free Checked Bag + 3 Guests
6X on JetBlue Purchases
2X on Restaurants
Rules
Limited Offer
Limited Offer
Differentiating Perks
Hilton Honors Gold Status
Quarterly $50 Hilton Credits
National Car Rental Emerald Club Executive Status
12X on Hilton Hotels & Resorts
6X on Restaurants
6X on Grocery Stores
6X on Gas Stations
4X on U.S. Online Retail
3X on All Purchases
Bonus Extra
1 Free Night Reward
Limited Offer
Limited Offer
Differentiating Perks
3% Cash Back on Restaurants
3% Cash Back on Pharmacy & Drugstores
1.5% Cash Back on All Purchases
0% Intro APR for 15 Months
Rules
Limited Offer
Limited Offer
Differentiating Perks
0% Intro APR for 7 Months
Rules
Limited Offer
Limited Offer
Differentiating Perks
Hilton Honors Silver Status
7X on Hilton Hotels & Resorts
5X on Gas Stations
5X on U.S. Restaurants
5X on U.S. Grocery Stores
3X on All Purchases
Bonus Extra
A Free Night Reward
Limited Offer
Limited Offer
Differentiating Perks
Wyndham Rewards Gold Status
5X on Hotels by Wyndham
5X on Gas Stations
2X on Restaurants
2X on Grocery Stores*
Rules
Bonus Extra
30,000
Limited Offer
Limited Offer
Differentiating Perks
Wyndham Rewards Platinum Status
Anniversary 7,500 Bonus Points
6X on Hotels by Wyndham
6X on Gas Stations
4X on Restaurants
4X on Grocery Stores*
0% Intro APR for 15 Months