Special Offer Credit Card Rankings

Truly objective card rankings built on math, not paid placements. Customize by what matters to you and save your personalized rankings with a free, forever account.
Personalized
Limited Offer
Limited Offer
Atmos Rewards Summit Visa Infinite
Personal Airline

Atmos Rewards Summit Visa Infinite

Atmos Rewards
Bonus Points
100,000
Minimum Spend
$6,500 / 3mo
Point Value
1.6 ¢
Annual Value
$360
Annual Fee
$395

Differentiating Perks

Anniversary 25,000-Point Certificate Quarterly Alaska Lounge Passes (2) Free Checked Bag + 6 Guests 3x on International Spend Yearly 100,000-Point Certificate after $60,000 Spend

Rules

B of A 1/24 B of A 2/3/4 No 5/24

Bonus Extra

25,000-point Global Companion Certificate and 50% flight discount code
1st Year Value
$1,539
View Details Secure Application
Limited Offer
Limited Offer
United Business
Business Airline

United Business

United MileagePlus
Bonus Points
100,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
$185
Annual Fee
$150

Differentiating Perks

Yearly United Club Passes (2) Free Checked Bag + 1 Guest 7X on United Flight Purchases 2X on Gas Stations 2X on Office Supply Stores 2X on Local Transit

Rules

No CR 24 from Bonus 5/24 Chase 2/30 Chase 4/6

Bonus Extra

2,000 Premier qualifying points (PQP)
1st Year Value
$1,300
View Details Secure Application
Limited Offer
Limited Offer
Marriott Bonvoy Brilliant
Personal Hotel

Marriott Bonvoy Brilliant

Marriott Bonvoy
Bonus Points
200,000
Minimum Spend
$6,000 / 6mo
Point Value
0.7 ¢
Annual Value
$600
Annual Fee
$650

Differentiating Perks

Anniversary Free Night Marriott Bonvoy Platinum Elite Status Priority Pass Select Lounge Access Monthly $25 Dining Statement Credit 21X on Marriot Bonvoy Stays 3X on Restaurants 3X on Flights 2X on All Purchases

Rules

Amex 2/90 Amex 4 Credit Bonvoy 1/24 No 5/24 Amex 1/7 Amex Popup Jail
1st Year Value
$1,272
View Details Secure Application
Limited Offer
Limited Offer
World of Hyatt Business
Business Hotel

World of Hyatt Business

World of Hyatt
Bonus Points
80,000
Minimum Spend
$10,000 / 3mo
Point Value
1.7 ¢
Annual Value
$130
Annual Fee
$199

Differentiating Perks

World of Hyatt Elite Discoverist Status 9X on Hyatt Hotels 2X on Fitness & Memberships

Rules

No CR 24 from Bonus 5/24 Chase 2/30 Chase 4/6
1st Year Value
$1,261
View Details Secure Application
Limited Offer
Limited Offer
United Quest
Personal Airline

United Quest

United MileagePlus
Bonus Points
90,000
Minimum Spend
$4,000 / 3mo
Point Value
1.3 ¢
Annual Value
$443
Annual Fee
$350

Differentiating Perks

Yearly $200 United TravelBank Free Checked Bags (2) + 1 Guest 2X on Travel 2X on Restaurants 8X on United Flights

Rules

24 from Bonus 5/24 Chase 2/30 Chase 4/6

Bonus Extra

3,000 Premier qualifying points (PQP)
1st Year Value
$1,235
View Details Secure Application
Limited Offer
Limited Offer
Atmos Rewards Visa Business
Business Airline

Atmos Rewards Visa Business

Atmos Rewards
Bonus Points
80,000
Minimum Spend
$5,000 / 3mo
Point Value
1.6 ¢
Annual Value
$20
Annual Fee
$70

Differentiating Perks

Anniversary $99 Companion Fare after $6,000 Spend Free Checked Bag + 6 Guests 3X on Hawaiian & Alaska Airlines Purchases

Rules

No CR B of A 1/24 No 5/24

Bonus Extra

$99 Companion Fare
1st Year Value
$1,210
View Details Secure Application
Limited Offer
Limited Offer
Atmos Rewards Ascent Visa Signature
Personal Airline

Atmos Rewards Ascent Visa Signature

Atmos Rewards
Bonus Points
80,000
Minimum Spend
$4,000 / 3mo
Point Value
1.6 ¢
Annual Value
$5
Annual Fee
$95

Differentiating Perks

Anniversary $99 Companion Fare after $6,000 Spend 2X on Gas Stations & EV Charging 2X on Local Transit 2X on Cable & Streaming Services* 3X on Hawaiian & Alaska Airlines Purchases

Rules

B of A 1/24 B of A 2/3/4 No 5/24

Bonus Extra

$99 Companion Fare and 50% flight discount code
1st Year Value
$1,174
View Details Secure Application
Limited Offer
Limited Offer
United Explorer
Personal Airline

United Explorer

United MileagePlus
Bonus Points
70,000
Minimum Spend
$3,000 / 3mo
Point Value
1.3 ¢
Annual Value
$255
Annual Fee
$0

Differentiating Perks

Yearly United Club Passes (2) Free Checked Bags + 1 Guest 7X on United Flight Purchases 2X on Hotels 2X on Restaurants

Rules

24 from Bonus 5/24 Chase 2/30 Chase 4/6
1st Year Value
$1,144
View Details Secure Application
Limited Offer
Limited Offer
Chase Aeroplan
Personal Airline

Chase Aeroplan

Air Canada Aeroplan
Bonus Points
85,000
Minimum Spend
$4,000 / 3mo
Point Value
1.4 ¢
Annual Value
$68
Annual Fee
$95

Differentiating Perks

Aeroplan Elite 25K Status Free Checked Bag + 8 Guests 3X on Grocery Stores 3X on Restaurants 3X on Air Canada Purchases

Rules

24 from Bonus 5/24 Chase 2/30 Chase 4/6
1st Year Value
$1,139
View Details Secure Application
Limited Offer
Limited Offer
IHG One Rewards Premier Business
Business Hotel

IHG One Rewards Premier Business

IHG One Rewards
Bonus Points
140,000
Minimum Spend
$4,000 / 3mo
Point Value
0.6 ¢
Annual Value
$360
Annual Fee
$99

Differentiating Perks

Anniversary Free Night 3X on All Purchases 5X on Restaurants 5X on Gas Stations 5X on Advertising & Marketing 5X on Office Supply Stores 10X on IHG Hotels & Resorts IHG One Rewards Platinum Elite Status

Rules

No CR 24 from Bonus 5/24 Chase 2/30 Chase 4/6

Bonus Extra

Earn an additional 60,000 points after spending $9,000 total on purchases within 6 months
1st Year Value
$1,045
View Details Secure Application
Limited Offer
Limited Offer
American Airlines Citi AAdvantage Business
Business Airline

American Airlines Citi AAdvantage Business

American Airlines Miles
Bonus Points
75,000
Minimum Spend
$5,000 / 3mo
Point Value
1.4 ¢
Annual Value
$0
Annual Fee
$0

Differentiating Perks

Free Checked Bag + 4 Guests 2X on Gas Stations 2X on Car Rentals 2X on American Airlines Purchases

Rules

No CR Citi 1/95 No 2nd Biz 48 From Bonus No 5/24 Citi 2/65 Citi 1/8 Citi 6/6 Citi 5 Day Rule
1st Year Value
$1,020
View Details Secure Application
Limited Offer
Limited Offer
United Club
Personal Airline

United Club

United MileagePlus
Bonus Points
100,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
$440
Annual Fee
$695

Differentiating Perks

United Club Membership Free Checked Bags (2) + 1 Guest 9X on United Flight Purchases

Rules

24 from Bonus 5/24 Chase 2/30 Chase 4/6

Bonus Extra

3,000 Premier qualifying points (PQP)
1st Year Value
$1,010
View Details Secure Application
Limited Offer
Limited Offer
Capital One Venture Rewards
Personal Hotel

Capital One Venture Rewards

Capital One Miles
Bonus Points
75,000
Minimum Spend
$4,000 / 3mo
Point Value
1.3 ¢
Annual Value
$0
Annual Fee
$95

Differentiating Perks

Unlimited 2X Miles on All Purchases

Rules

Cap One Venture Family No 5/24 Cap One 1/6

Bonus Extra

$250 Travel Portal Credit
1st Year Value
$977
View Details Secure Application
Limited Offer
Limited Offer
United Club Business
Business Airline

United Club Business

United MileagePlus
Bonus Points
100,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
$386
Annual Fee
$695

Differentiating Perks

United Club Membership Free Checked Bags (2) + 1 Guest 7X on United Flight Purchases

Rules

No CR 24 from Bonus 5/24 Chase 2/30 Chase 4/6

Bonus Extra

2,000 Premier qualifying points (PQP)
1st Year Value
$956
View Details Secure Application
Limited Offer
Limited Offer
Hilton Honors Aspire
Personal Hotel

Hilton Honors Aspire

Hilton Honors
Bonus Points
175,000
Minimum Spend
$6,000 / 6mo
Point Value
0.5 ¢
Annual Value
$692
Annual Fee
$550

Differentiating Perks

Annual Unlimited Free Night Semi-Annual $200 Hilton Resorts Credits Quarterly $50 Flight Credits Hilton Honors Diamond Status 14X on Hilton Hotels & Resorts 7X on U.S. Restaurants 3X on All Purchases

Rules

Amex 2/90 Amex 4 Credit No 5/24 Amex 1/7 Amex Popup Jail
1st Year Value
$927
View Details Secure Application
Limited Offer
Limited Offer
Marriott Bonvoy Bevy
Personal Hotel

Marriott Bonvoy Bevy

Marriott Bonvoy
Bonus Points
175,000
Minimum Spend
$5,000 / 3mo
Point Value
0.7 ¢
Annual Value
$0
Annual Fee
$250

Differentiating Perks

Marriott Bonvoy Gold Elite Status 6X on Marriott Hotels 2X on All Purchases

Rules

Amex 2/90 Amex 4 Credit Bonvoy 1/24 No 5/24 Amex 1/7 Amex Popup Jail
1st Year Value
$910
View Details Secure Application
Limited Offer
Limited Offer
JetBlue Plus
Personal Airline

JetBlue Plus

JetBlue TrueBlue
Bonus Points
70,000
Minimum Spend
$1,000 / 3mo
Point Value
1.3 ¢
Annual Value
$5
Annual Fee
$99

Differentiating Perks

Anniversary 5,000 Bonus Points Free Checked Bag + 3 Guests 6X on JetBlue Purchases 2X on Restaurants 2X on Grocery Stores

Rules

Barclay 6/24 No 5/24 Barclay 0/6
1st Year Value
$809
View Details Secure Application
Limited Offer
Limited Offer
Air France KLM
Personal Airline

Air France KLM

Flying Blue (Air France-KLM)
Bonus Points
70,000
Minimum Spend
$3,000 / 3mo
Point Value
1.3 ¢
Annual Value
$0
Annual Fee
$89

Differentiating Perks

3X on Restaurants Anniversary 5,000 Bonus Miles* Anniversary 20 Experience Points 3X on Air France, KLM & SkyTeam Purchases

Rules

B of A 2/3/4 No 5/24

Bonus Extra

100 XP
1st Year Value
$800
View Details Secure Application
Limited Offer
Limited Offer
US Bank Business Altitude Connect
Business

US Bank Business Altitude Connect

U.S. Bank FlexPerks
Bonus Points
75,000
Minimum Spend
$6,000 / 4mo
Point Value
1.0 ¢
Annual Value
$50
Annual Fee
$0

Differentiating Perks

2X on Restaurants 2X on Cell Phone Services 4X on Travel* $25 Statement Credit after Ride Share Purchases

Rules

No CR No 5/24 Citi 6/6
1st Year Value
$740
View Details Secure Application
Limited Offer
Limited Offer
US Bank Triple Cash Rewards Business
Business Cash Back

US Bank Triple Cash Rewards Business

U.S. Bank FlexPerks
Bonus Points
75,000
Minimum Spend
$6,000 / 3mo
Point Value
1.0 ¢
Annual Value
$50
Annual Fee
$0

Differentiating Perks

Annual $100 Recurring Software Credit 3% Cash Back on Gas & EV Charging 3% Cash Back on Restaurants 3% Cash Back on Office Supply Stores 3% Cash Back on Cell Phone Service 0% Intro APR for 12 Months

Rules

No CR No 5/24 Citi 6/6
1st Year Value
$740
View Details Secure Application
Limited Offer
Limited Offer
Hilton Honors Business
Business Hotel

Hilton Honors Business

Hilton Honors
Bonus Points
175,000
Minimum Spend
$8,000 / 6mo
Point Value
0.5 ¢
Annual Value
$120
Annual Fee
$195
1st Year Value
$680
View Details Secure Application
Limited Offer
Limited Offer
JetBlue Premier
Personal Airline

JetBlue Premier

JetBlue TrueBlue
Bonus Points
80,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
$150
Annual Fee
$499
1st Year Value
$656
View Details Secure Application
Limited Offer
Limited Offer
Hilton Honors Surpass
Personal Hotel

Hilton Honors Surpass

Hilton Honors
Bonus Points
130,000
Minimum Spend
$3,000 / 6mo
Point Value
0.5 ¢
Annual Value
$100
Annual Fee
$150
1st Year Value
$555
View Details Secure Application
Limited Offer
Limited Offer
Chase Freedom Unlimited
Personal Cash Back

Chase Freedom Unlimited

Chase Ultimate Rewards
Bonus Points
25,000
Minimum Spend
$500 / 3mo
Point Value
1.65 ¢
Annual Value
$50
Annual Fee
$0
1st Year Value
$461
View Details Secure Application
Limited Offer
Limited Offer
Bank of America Business Advantage Travel
Business

Bank of America Business Advantage Travel

Bank of America
Bonus Points
50,000
Minimum Spend
$5,000 / 3mo
Point Value
1.0 ¢
Annual Value
$0
Annual Fee
$0
1st Year Value
$450
View Details Secure Application
Limited Offer
Limited Offer
Wyndham Rewards Earner Plus
Personal Hotel

Wyndham Rewards Earner Plus

Wyndham Rewards
Bonus Points
45,000
Minimum Spend
$1,000 / 3mo
Point Value
1.0 ¢
Annual Value
$0
Annual Fee
$75
1st Year Value
$365
View Details Secure Application
Limited Offer
Limited Offer
Hilton Honors
Personal Hotel

Hilton Honors

Hilton Honors
Bonus Points
70,000
Minimum Spend
$2,000 / 6mo
Point Value
0.5 ¢
Annual Value
$0
Annual Fee
$0
1st Year Value
$320
View Details Secure Application
Limited Offer
Limited Offer
Wyndham Rewards Earner
Personal Hotel

Wyndham Rewards Earner

Wyndham Rewards
Bonus Points
30,000
Minimum Spend
$1,000 / 3mo
Point Value
1.0 ¢
Annual Value
$0
Annual Fee
$0
1st Year Value
$290
View Details Secure Application