Citi Strata Elite is offering 100,000 points after spending $6000 in 3 months with a $595 annual fee.. That's up 20,000 points over their standard offer of 80,000 after spending $4000 in 3 months.
Reconsideration Phone
Personal Cards
800.870.1073
Business Cards
877.528.0990
Associated Point Systems
Breaking Points
October 8, 2025
Citi Strata Elite
October 2, 2025
American Airlines CitiBusiness
American Airlines CitiBusiness is offering 75,000 points after spending $5000 in 5 months with a $0 for first year ,then $99 annual fee.. That's up 10,000 points over their standard offer of 65,000 after spending $4000 in 3 months
July 11, 2025
Citi AAdvantage Platinum Select WE MC
Citi AAdvantage Platinum Select WE MC is offering 80,000 points after spending $3500 in 4 months with a $0 for first year ,then $99 annual fee.. That's up 30,000 points over their standard offer of 50,000 after spending $3000 in 3 months.
May 22, 2025
Citi American Airlines AAdvantage Executive
Citi American Airlines AAdvantage Executive is offering 100,000 points after spending $10,000 in 3 months with a $595 annual fee.. That's up 30,000 points over their standard offer of 70,000 after spending $7000 in 3 months
Bank
CitiBank
The Highlights
Citi is a second tier bank in the points hobby that does have some great cards and transfer partners. Read more about Citi ThankYou points. Citi’s rules for getting approved are relatively unique, in particular on canceling cards.
Citi doesn’t allow for referrals on their cards, have fewer ongoing benefits, and make you wait 24 months after CANCELLATION. So we tend to keep them for a shorter amount of time than comparable cards from other banks.
When points appear
The statement credit should appear in two to three business days.
Application Rules
Card approval not subject to 5-personal-cards-in-24-months rule
You'll be declined if you apply for a third Citi card within 65 days
You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days
You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months
You may be rejected when applying for a Citi credit card if your credit has been pulled within the last five days (by any bank).
What to Know Before Canceling
CitiBank may credit you your unused annual fee.
Cards From This Bank
Citi American Airlines AAdvantage MileUp
Citi Costco
Citi Costco Business
Citi Custom Cash
Citi Double Cash
Citi Strata PremierBest for Series
Below is a snapshot of where this bank performs best compared to the other banks in our database:
Rank
4th
Breaking Points
October 8, 2025
Citi Strata Elite
Citi Strata Elite is offering 100,000 points after spending $6000 in 3 months with a $595 annual fee.. That's up 20,000 points over their standard offer of 80,000 after spending $4000 in 3 months.
October 2, 2025
American Airlines CitiBusiness
American Airlines CitiBusiness is offering 75,000 points after spending $5000 in 5 months with a $0 for first year ,then $99 annual fee.. That's up 10,000 points over their standard offer of 65,000 after spending $4000 in 3 months
July 11, 2025
Citi AAdvantage Platinum Select WE MC
Citi AAdvantage Platinum Select WE MC is offering 80,000 points after spending $3500 in 4 months with a $0 for first year ,then $99 annual fee.. That's up 30,000 points over their standard offer of 50,000 after spending $3000 in 3 months.
May 22, 2025
Citi American Airlines AAdvantage Executive
Citi American Airlines AAdvantage Executive is offering 100,000 points after spending $10,000 in 3 months with a $595 annual fee.. That's up 30,000 points over their standard offer of 70,000 after spending $7000 in 3 months