Citi 1/8

Understanding the Citi 1/8 rule:

You'll be declined if you apply for a second Citi card within 8 days. This rule rarely gets flagged. But if you have a business -- and decide to apply for a personal card and a business card at the same time -- this rule could trip you up.

About Approval Rules

Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards.  So here’s what you need to know:

• Approval rules are rarely fully publicized by the banks
• We use our own research and data points from other users in creating the rules listing
• Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
• There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.