Point Systems Finnair Plus

Airline
Get a clear overview of this award program, including earning shortcuts, recommended cards, transfer options, sweet spots, and helpful booking tips.
Finnair Plus

Finnair Plus

#26 Among Airlines

Point Value

1.20 ¢

Hobby Score

3.5

View Ratings

Sweet Spots

US to Hawaii in Economy on a Partner
US to Europe in Economy
US to Europe in Business
See More Sweet Spots

Top Transfers

2:1.5
69% Value Retained
5:1
40% Value Retained
See More Transfers

Booking Tips For This Reward Program

Shop Avios partners
Search early
Avoid These Pitfalls

Key Takeaways

Finnair is one of seven airlines that use Avios as their currency.

  • Earning Avios lets you transfer freely between Aer Lingus, British Airways, Iberia, Qatar, Vueling, and Loganair.
  • You can find strong value on flights between Europe and Asia or when connecting from the U.S. to Europe to Asia.
  • Finnair is useful for booking partner flights on Alaska or American to Hawaii.
  • Downsides include no co-branded U.S. credit card and only Capital One as a transfer partner.

Reward Program Ratings

1.20¢
Point Value
Yes
Points Expire
Yes
to Spouse
Yes
to Friends

Hobby Score

3.5
Brand Footprint 3
Real World Practicality 3
Earn/Redeem Efficiency 3
Policy Fairness 4
Ease of Holding 2
Product Quality 6

Travel Partner Transfers

Transfers In

69% Value Retained
2:1.5
40% Value Retained
5:1
35% Value Retained
2:1.3

Transfers Out

No direct transfers out of Finnair Plus. Finnair Plus generally cannot be moved to other point programs.

Points Transfer Guide

5,500 Finnair Plus Points

Transferable Points

Transfer to
Spouse
5,219,403
19,000
74% Value Retained
No
125,000
45,000
85% Value Retained
Yes
34,950
2,000
12% Value Retained
Yes

Associated Alliances

Finnair Plus associated alliance is oneworld Alliance

Visit oneworld Alliance

Airlines within oneworld Alliance Alliance

How to Earn Miles

Transferring from other Avios programs is the most common way for Americans to "earn" Finnair points. There are no co-branded credit cards for U.S. customers, and Capital One is the only transferable currency partner with Finnair.

Earn by Flying Finnair

You’ll earn Avios based on your ticket price (excluding taxes and fees), booking class, and elite status. The remaining base fare is multiplied by the following tier multipliers:

  • Finnair Plus Basic: Base Fare × 6
  • Finnair Plus Silver: Base Fare × 7
  • Finnair Plus Gold: Base Fare × 8
  • Finnair Plus Platinum: Base Fare × 9
  • Finnair Plus Platinum Lumo: Base Fare × 10

Earn by Opening Capital One cards

Finnair’s only credit card transfer partner is Capital One. You can transfer any miles earned with a Capital One card (that earns transferable miles) to Finnair at a 1:1 ratio. This is one weak aspect of the Finnair Plus program, but fortunately it can be overcome. Since you can transfer Avios between all seven airlines who use them, you can actually transfer from every major reward currency, just in a roundabout way.

  • Transfer from Chase to Aer Lingus, Iberia or British, then transfer those to Finnair
  • Transfer from American Express to Aer Lingus, Iberia, and British (along with Qantas, who you can also transfer Citi points to).

Flying with Partners (alliance and non-alliance partners)

You can also earn Avios by flying with Finnair partner airlines. Earnings are based on travel class, booking class, and distance flown. If you hold Finnair status, you'll receive a bonus when flying on American Airlines, British Airways, or Iberia:

  • Silver: 10% bonus
  • Gold: 15% bonus
  • Platinum & Platinum Lumo: 25% bonus

To view earning charts for each partner, go here, scroll to “Avios from oneworld flights” or “Avios from other partner airlines’ flights”, then select an airline to see full details.

Our Favorite Cards

Other Options to Earn

You can also collect Finnair Avios by spending with a variety of partners, both travel and non-travel related. Check out earning potential with their hotel partners, tour operator partners, car rental partners, shopping partners, and in the Finnair Shop.

How to Redeem Miles

Redeem for Airfare

Since Finnair uses Avios, the same currency as six other European airlines, you have a wide range of redemption possibilities. Your best value will come from using Avios for airfare on Finnair, an Avios partner, a oneworld partner, or any of their other partner airlines.

  • Search for award flights by logging in at Finnair.com, selecting “Award Flight”, and entering your route and dates.

Finnair still uses an award chart for both its own flights and partner flights. They guarantee a minimum number of award seats on every flight:

  • 4 seats on European routes
  • 8 seats on long-haul flights between Europe and Asia, North America, and Dubai

Award seats open 360 days before departure. The chart applies to one-way awards. If your booking includes a connection, you’ll be charged for each segment except flights within Finland and Northern Europe (zone 1). Click here and scroll about halfway down to see the award chart. Finnair also charges surcharges on all flights, but it is a flat rate depending on the route and class of service, and they are very reasonable. These must be paid in cash, not Avios. You can see the surcharge chart on the same page as the award chart.

Partner Airline Bookings

You can book award flights on British Airways, Cathay Pacific, Iberia, Japan Airlines, Qantas, and Qatar Airways directly through the Finnair website. For all other partners, you must book through Finnair’s chat service (bottom right of the site) or by calling customer service. Always confirm availability and pricing before calling.

  • Finnair uses individual award charts for each partner airline.
  • These charts vary by partner. Go to this page, scroll down the partner page and click each airline to view its specific chart.

Sweet Spots Finder

Discover your points' highest-value redemption options. Use the filters to find the optimal sweet spot for your next trip.

Booking Tips

There are pros and cons with seven airlines all using the same reward currency. The pros are that they all offer different sweet spots, and you can often find a better deal on one airline vs. the other. The cons are that it’s time consuming to search for award flights through every airline’s program. But it is worth it, as you can save lots of Avios and/or money when it comes to surcharges

Changing your flight with Finnair Plus

  • €50 change fee per ticket if you want to chance after the ticket has been issued

Canceling your flight with Finnair Plus

  • If you cancel a flight more than 24 hours before departure, you will receive all Avios back into your account, but any taxes or other passenger fees will not be refunded

Who is it best for?

If you travel to northern Europe or are based in the region, Finnair Plus can be a good program to join. Finnair offers solid coverage and strong redemption options to Asia. For U.S.-based customers, though, Finnair Plus won’t offer much value. The main advantage is that they use Avios, so redeeming Avios earned from a Finnair flight is simple.

You can freely transfer Avios between the seven airlines that use them, giving you flexible redemption options. Finnair is also part of oneworld, so redeeming Finnair Plus Avios with partner airlines is straightforward. They’re most valuable on Finnair flights, for certain partner sweet spots, or after transferring them to programs like British Airways, Iberia, or Qatar.

The challenge isn’t using Avios—it’s earning them. Finnair Plus isn’t ideal for U.S.-based travelers because there’s no co-branded credit card and only one transfer partner (Capital One). If you already have Finnair Plus Avios, you’ll find ways to use them without trouble, but we don’t recommend trying to actively earn them unless you fly Finnair or travel to northern Europe on a regular basis.

Status Levels Explained

Finnair Plus has five tiers of elite status, starting with Basic. You begin as a Basic member when you join for free, and your personal one-year tracking period starts at that time.

  • Status is earned by collecting tier points within each 12-month period.
  • When you reach a new tier, that status continues for the rest of your current tracking period plus an additional 12 months.
  • You earn tier points and Avios at the same time, so every Avios-earning activity also moves you toward elite status.

Elite Status Levels

Here are the five elite tiers, requirements you’ll need to get to each level, and the benefits of each

  • Collect tier points and Avios
  • Take advantage of member offers
  • Earn a milestone rewards of 3000 Avios when you collect 12,000 Tier Points
  • Message package for entire flight

Loyalty Point Rewards

In addition to earning elite status levels, you can also earn other extra benefits by reaching certain levels of Tier Points during the status qualification period

FAQs

Click hereIs Finnair a good airline for international flights?
Yes, Finnair gets strong reviews for long-haul flights, especially compared to U.S. airlines. Most routes use the A350 with in-seat entertainment. Comfort is similar to other carriers, and onboard service is consistently rated high by travelers.
What is the difference between Finnair Plus and Avios?
Finnair Plus is the airline’s loyalty program. It is free to join and lets you earn and redeem Avios. Avios is the shared currency used by Finnair and six other airlines. You earn Avios and tier points, and tier points determine your status level within Finnair Plus.
What does Finnair Premium Economy include?
Finnair’s premium economy offers more space than economy on long-haul flights, plus two meals. You’ll get a high-quality three-course meal and a lighter second meal or snack before landing. Complimentary drinks are included, except for sparkling wine.
Is Finnair partners with American Airlines?
Yes, Finnair and American Airlines are both in oneworld. You can book American flights with Finnair Plus Avios, but the booking must be done by phone. It’s often easier, and sometimes cheaper, to book those flights with British Airways or Iberia instead.