The Clickable List of Everything
Point Systems
Most articles give a frustrating mix of half information on the card, the point system, the bank, and the rules. If you already know about the point system, it is frustrating to have to weed through it every time. If you don’t know about it, it isn’t nearly enough information to be truly informative.
The Points Navigator approaches everything differently. We split the information up in a well organized way and inner related everything. The result is you get concise comprehensive information on what you are looking for, and applicable, convenient links on all accompanying information. For point systems that includes: all associated cards, rules, guides, transfer value information, even point redemption videos.
Point Transfers
See what card points transfer to which partners — and at what rates. Rollover connections to see transfer rates
Approval Rules
The key to collecting points is getting approved for as many cards as you reasonably can. And the key to getting approved is understanding the approval rules for all the different banks, point systems, and cards. Keeping track can be a part-time job, and that’s where we can help.
The Point Navigator makes it easy for you. First, we describe each of the rules clearly and concisely. We then link each rule to all applicable cards, banks, and point systems. The net result is fingertip access to the rules on virtually every page.
To make even easier for you — as long as you keep up with entering your card history, we’ll keep track of which rules you have, or are about to trip. And when the banks update their rules, we update everything immediately, so you’ll never be left wondering if this is outdated information.
Banks
Understanding your relationship with the banks is critical to your success in collecting points. But in most articles on other sites, bank information is an afterthought. In many cases, they’re giving you bad (or incomplete) advice, just so they can sell you a card and make some money on your click.
The Points Navigator organizes everything differently (and better). For Banks, we give you everything you need to know in one place. A comprehensive write-up, application rules, reconsideration numbers, associated point systems, related guides, and all cards applicable to this hobby.
Spend Categories
Other sites, and the card advertisements they promote, want to lure you with 2x, 3x, even 5x points on spend categories. Keeping track of which card offers what is a nightmare. And telling you how many points you might earn, still doesn’t get to the actual value of each point.
We think you’ll find the Point Navigator’s approach to spend categories uniquely helpful.
First, we don’t leave it to meaningless multipliers to show you which cards are “best” for your spend. We break our point values down to “cash back” equivalents. We give pertinent information to consider in a concise summary. We give the pertinent details for each card on the same page. And we rank (+) versions that you should strongly consider and (-) versions that may look good, but have hidden limitations.
Benefits
If you’re like us, you’ve got a dozen cards in your points collecting portfolio. And you know they have great benefits. Keeping track, though, is just too much work. Even if you wanted to, you have to read all the fine print on a dozen different 20 page benefit booklets. Don’t worry — we got your back on this one.
The Point Navigator has done all of the hard work for you. And we’ve organized it exactly the way you want it. First we help define what to look for as the best version for each benefit — and what to avoid for each benefit. We then rank cards accordingly and include the pertinent fine print for every card.
