Best Credit Card For Statement Credits Benefits

All versions of card benefits are not created equal. Below is a quick reference on what cards are best for Statement Credits benefit.

You can get rewarded for using ride sharing services like Uber and Lyft.

Amex Business Platinum Amex Business Platinum
Up to $1,089 per year in statement credits (up to $209 CLEAR, $120 wireless, $150 Dell, $360 Indeed, and $250 Adobe). Credits are issued monthly, quarterly, semi-annually, or annually and unused amounts do not roll over.
Amex Platinum Amex Platinum
$2284 in annual statement credits, including CLEAR ($209), Uber ($200), Uber One ($120), Oura ($200), Digital Entertainment ($300), Equinox ($300), Lululemon ($300), Resy ($400), Walmart+ ($155), and Saks ($100).
Chase Sapphire Reserve Chase Sapphire Reserve
Up to $1,140 per calendar year in statement credits, including StubHub ($300), Chase Sapphire Reserve Exclusive Table restaurants ($300), Lyft ($120), Peloton ($120), DoorDash restaurant ($60), and DoorDash non-restaurant ($240).

Our Top Selections for Statement Credits (+)

Up to $200

Value
Amex Business Platinum Amex Business Platinum

Up to $1,089 per year in statement credits (up to $209 CLEAR, $120 wireless, $150 Dell, $360 Indeed, and $250 Adobe). Credits are issued monthly, quarterly, semi-annually, or annually and unused amounts do not roll over.

150
Amex Platinum Amex Platinum

$2284 in annual statement credits, including CLEAR ($209), Uber ($200), Uber One ($120), Oura ($200), Digital Entertainment ($300), Equinox ($300), Lululemon ($300), Resy ($400), Walmart+ ($155), and Saks ($100).

150
Chase Sapphire Reserve Chase Sapphire Reserve

Up to $1,140 per calendar year in statement credits, including StubHub ($300), Chase Sapphire Reserve Exclusive Table restaurants ($300), Lyft ($120), Peloton ($120), DoorDash restaurant ($60), and DoorDash non-restaurant ($240).

150
Citi Strata Elite Citi Strata Elite

$700 in annual statement credits including Hotel Portal ($300), Splurge ($200), and Blacklane ($200).

150
Hilton Honors Aspire Hilton Honors Aspire

Up to $609 in per year in statement credits. $400 at participating Hilton Resorts, issued as up to $200 semi-annually. Purchases must be made directly with eligible resorts and unused amounts do not roll over. Plus $209 in Clear Plus credits.

150

Other Cards with Solid Value for Statement Credits (=)

Value
American Airlines Citi AAdvantage Globe American Airlines Citi AAdvantage Globe

Up to $380 per calendar year in statement credits, including $100 for American Airlines inflight purchases, up to $180 in Turo ride credits ($30 per trip), and up to $100 in merchant-activated Splurge credits.

150
Amex Blue Cash Everyday Amex Blue Cash Everyday

Up to $15 per month in statement credits for Home Chef meal kit subscriptions and up to $7 per month for eligible Disney Bundle subscriptions purchased directly with Disney+.

150
Amex Business Gold Amex Business Gold

Up to $395 per year in statement credits (up to $240 on FedEx, Grubhub, and office supply purchases and up to $155 on Walmart+ membership).

150
Amex Gold Amex Gold

Up to $424 per year in statement credits (up to $100 Resy, $120 dining, $120 Uber, and $84 Dunkin). Credits are issued monthly or semi-annually and unused amounts do not roll over.

150
Bilt Obsidian Bilt Obsidian

Up to $100 per calendar year in statement credits for Bilt Travel Portal hotel bookings of two nights or more, issued as $50 from January–June and $50 from July–December.

150
Bilt Palladium Bilt Palladium

Up to $400 per calendar year in statement credits for Bilt Travel Portal hotel bookings of two nights or more, issued as $200 from January–June and $200 from July–December.

150
British Airways British Airways

Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.

150
Capital One Venture X Capital One Venture X

Up to $300 in statement credits per cardmember year for travel bookings made through Capital One Travel. Credits reset annually on the account anniversary.

150
Chase Freedom Unlimited Chase Freedom Unlimited

Up to $40 per year in DoorDash credits, issued as a $10 discount each quarter on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.

150
Chase Ink Business Cash Chase Ink Business Cash

Up to $20 in monthly statement credits on the first eligible Instacart order each month. Applies to item totals only and excludes fees, tips, alcohol, and restaurant orders.

150
Chase Ink Business Preferred Chase Ink Business Preferred

Up to $120 per year in DoorDash credits, issued as a $10 discount each month on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.

150
Chase Ink Business Unlimited Chase Ink Business Unlimited

Up to $20 in monthly statement credits on the first eligible Instacart order each month. Applies to item totals only and excludes fees, tips, alcohol, and restaurant orders.

150
Chase Sapphire Preferred Chase Sapphire Preferred

Up to $120 per year in DoorDash credits, issued as a $10 discount each month on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.

150
Chase Sapphire Reserve Business Chase Sapphire Reserve Business

Up to $700 per year in statement credits, including $200 for Google Workspace, $400 for ZipRecruiter, and $100 in curated gift card credits.

150
Delta SkyMiles Gold Delta SkyMiles Gold

Up to $100 in statement credits for prepaid hotels or vacation rentals through Delta Stays on delta.com. Earn a $200 Delta Flight Credit for travel after you spend $10,000 in purchases on your Card in a calendar year.

150
Delta SkyMiles Gold Business Delta SkyMiles Gold Business

Up to $150 in statement credits for prepaid hotels or vacation rentals through Delta Stays on delta.com. Earn a $200 Delta Flight Credit for travel after you spend $10,000 in purchases on your Card in a calendar year.

150
Delta SkyMiles Platinum Delta SkyMiles Platinum

Up to $390 per year in statement credits (up to $150 Delta Stays, $120 rideshare, and $120 Resy). Credits are issued monthly or annually and unused amounts do not roll over.

150
Delta SkyMiles Platinum Business Delta SkyMiles Platinum Business

Up to $240 per year in statement credits (up to $10 monthly for dining through Resy and up to $10 monthly for rideshare).

150
Delta SkyMiles Reserve Delta SkyMiles Reserve

Up to $360 per year in statement credits (up to $20 monthly for dining through Resy and up to $10 monthly for rideshare).

150
Delta SkyMiles Reserve Business Delta SkyMiles Reserve Business

Up to $360 per year in statement credits (up to $20 monthly for dining through Resy and up to $10 monthly for rideshare).

150
Hilton Honors Business Hilton Honors Business

Up to $240 per year in statement credits on eligible Hilton purchases, issued as up to $60 per quarter. Purchases must be made directly with Hilton and unused amounts do not roll over.

150
Hilton Honors Surpass Hilton Honors Surpass

Up to $200 per year in statement credits on eligible Hilton purchases, issued as up to $50 per quarter. Purchases must be made directly with Hilton and unused amounts do not roll over.

150
IHG One Rewards Premier IHG One Rewards Premier

Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.

150
IHG One Rewards Premier Business IHG One Rewards Premier Business

Up to $170 per year in statement credits, including up to $50 in United TravelBank cash and up to $120 in Instacart credits. Credits are issued monthly or annually and unused amounts do not roll over.

150
Marriott Bonvoy Bold Marriott Bonvoy Bold

Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.

150
Marriott Bonvoy Boundless Marriott Bonvoy Boundless

Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.

150
Marriott Bonvoy Brilliant Marriott Bonvoy Brilliant

Up to $300 per calendar year in statement credits on eligible restaurant purchases, issued as up to $25 per month. Credits reset monthly and unused amounts do not roll over.

150
Southwest Rapid Rewards Performance Business Southwest Rapid Rewards Performance Business

Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.

150
Southwest Rapid Rewards Plus Southwest Rapid Rewards Plus

Up to $40 per year in DoorDash credits, issued as a $10 discount each quarter on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.

150
Southwest Rapid Rewards Premier Southwest Rapid Rewards Premier

Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.

150
Southwest Rapid Rewards Priority Southwest Rapid Rewards Priority

Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.

150
United Business United Business

Up to $260 per year in statement credits (up to $100 rideshare, up to $120 Instacart, and up to $40 DoorDash). Credits are issued monthly or quarterly.

150
United Explorer United Explorer

Up to $220 per year in statement credits (up to $60 rideshare, up to $120 Instacart, and up to $40 DoorDash). Credits are issued monthly or quarterly.

150
United Gateway United Gateway

Up to $40 per year in DoorDash credits, issued as a $10 discount each quarter on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.

150
United Quest United Quest

Up to $246 in statement credits per calendar year across rideshare, DoorDash, and Instacart benefits. Credits are issued monthly or quarterly depending on the benefit and unused amounts do not roll over.

150
World of Hyatt World of Hyatt

Up to $120 per year in statement credits on Instacart. Credits are issued monthly or quarterly and unused amounts do not roll over.

150
World of Hyatt Business World of Hyatt Business

Up to $100 in statement credits per cardmember year on Hyatt purchases. Earn a $50 credit after a single Hyatt charge of $50 or more, up to two times per year.

150

Cards Offering Some Value for Statement Credits with Limitations (-)

Value
American Airlines Citi AAdvantage Executive American Airlines Citi AAdvantage Executive

Up to $240 per year in statement credits (up to $120 on Lyft rides and up to $120 on Grubhub purchases). Credits are issued monthly and unused amounts do not roll over.

150
American Airlines Citi AAdvantage Platinum American Airlines Citi AAdvantage Platinum

Up to $180 per year in statement credits on Turo bookings, with up to $30 per completed trip booked directly through Turo. Credits apply after the trip is completed and charged.

150
Citi Strata Premier Citi Strata Premier

$100 discount on a prepaid hotel stay of $500 or more booked through the Citi Travel portal. Valid once per calendar year and applied at booking.

150
United Club United Club

Up to $480 per year in statement credits (up to $150 rideshare, up to $240 Instacart, and up to $40 DoorDash). Credits are issued monthly or quarterly.

150
United Club Business United Club Business

Up to $310 per year in statement credits. Rideshare ($150); Instacart ($120); DoorDash ($40). Credits are issued monthly or quarterly and unused amounts do not roll over.

150
US Bank Triple Cash Rewards Business US Bank Triple Cash Rewards Business

Up to $100 annual software credit

150