Best Credit Card For Statement Credits Benefits

All versions of card benefits are not created equal. Below is a quick reference on what cards are best for Statement Credits benefit.

Many travel credit cards offer additional statement credits to help offset high annual fees. These may apply to dining, shopping, rideshare, food delivery, and other eligible purchases. Depending on your spending habits, these credits can reduce the effective annual fee, but they are often more restrictive than travel credits.

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Amex Business Platinum

Up to $1,089 per year in statement credits (up to $209 CLEAR, $120 wireless, $150 Dell, $360 Indeed, and $250 Adobe). Credits are issued monthly, quarterly, semi-annually, or annually and unused amounts do not roll over.

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Amex Platinum

Up to $2,284 per year in statement credits (up to $209 CLEAR, $200 Uber, $120 Uber One, $200 Oura, $300 digital entertainment, $300 Equinox, $300 Lululemon, $400 Resy, $155 Walmart+, and $100 Saks). Credits are issued monthly, semi-annually, or annually.

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Chase Sapphire Reserve

Up to $1,140 per calendar year in statement credits, including StubHub ($300), Chase Sapphire Reserve Exclusive Table restaurants ($300), Lyft ($120), Peloton ($120), DoorDash restaurant ($60), and DoorDash non-restaurant ($240).

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Anniversary Date Bonus Points

No Foreign Transaction Fees

Our Top Selections for Statement Credits (+)

Up to $200

		Value
	Amex Business Platinum Up to $1,089 per year in statement credits (up to $209 CLEAR, $120 wireless, $150 Dell, $360 Indeed, and $250 Adobe). Credits are issued monthly, quarterly, semi-annually, or annually and unused amounts do not roll over.	150
	Amex Platinum Up to $2,284 per year in statement credits (up to $209 CLEAR, $200 Uber, $120 Uber One, $200 Oura, $300 digital entertainment, $300 Equinox, $300 Lululemon, $400 Resy, $155 Walmart+, and $100 Saks). Credits are issued monthly, semi-annually, or annually.	150
	Chase Sapphire Reserve Up to $1,140 per calendar year in statement credits, including StubHub ($300), Chase Sapphire Reserve Exclusive Table restaurants ($300), Lyft ($120), Peloton ($120), DoorDash restaurant ($60), and DoorDash non-restaurant ($240).	150
	Citi Strata Elite Up to $400 per year in statement credits (up to $200 Blacklane and $200 Splurge). Credits are issued annually and unused amounts do not roll over.	150
	Hilton Honors Aspire Up to $209 per year in statement credits for CLEAR Plus membership. Credits are issued annually and unused amounts do not roll over.	150

Other Cards with Solid Value for Statement Credits (=)

		Value
	American Airlines Citi AAdvantage Globe Up to $380 per calendar year in statement credits, including $100 for American Airlines inflight purchases, up to $180 in Turo ride credits ($30 per trip), and up to $100 in merchant-activated Splurge credits.	150
	Amex Blue Cash Everyday Up to $15 per month in statement credits for Home Chef meal kit subscriptions and up to $7 per month for eligible Disney Bundle subscriptions purchased directly with Disney+.	150
	Amex Business Gold Up to $395 per year in statement credits (up to $240 on FedEx, Grubhub, and office supply purchases and up to $155 on Walmart+ membership).	150
	Amex Gold Up to $424 per year in statement credits (up to $100 Resy, $120 dining, $120 Uber, and $84 Dunkin). Credits are issued monthly or semi-annually and unused amounts do not roll over.	150
	Bilt Obsidian Up to $100 per calendar year in statement credits for Bilt Travel Portal hotel bookings of two nights or more, issued as $50 from January–June and $50 from July–December.	150
	British Airways Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	Chase Freedom Unlimited Up to $40 per year in DoorDash credits, issued as a $10 discount each quarter on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.	150
	Chase Ink Business Cash Up to $20 per month in Instacart credits for purchases made through the Instacart app after enrolling in Instacart+. Credits reset monthly and unused amounts do not roll over.	150
	Chase Ink Business Preferred Up to $120 per year in DoorDash credits, issued as a $10 discount each month on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.	150
	Chase Ink Business Unlimited Up to $20 per month in Instacart credits for purchases made through the Instacart app after enrolling in Instacart+. Credits reset monthly and unused amounts do not roll over.	150
	Chase Sapphire Preferred Up to $120 per year in DoorDash credits, issued as a $10 discount each month on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.	150
	Chase Sapphire Reserve Business Up to $700 per year in statement credits (up to $200 Google Workspace, $400 ZipRecruiter, and $100 curated gift cards).	150
	Delta SkyMiles Platinum Up to $240 per year in statement credits (up to $120 rideshare and $120 Resy). Credits are issued monthly and unused amounts do not roll over.	150
	Delta SkyMiles Platinum Business Up to $240 per year in statement credits (up to $10 monthly for dining through Resy and up to $10 monthly for rideshare).	150
	Delta SkyMiles Reserve Up to $360 per year in statement credits (up to $20 monthly for dining through Resy and up to $10 monthly for rideshare).	150
	Delta SkyMiles Reserve Business Up to $360 per year in statement credits (up to $20 monthly for dining through Resy and up to $10 monthly for rideshare).	150
	IHG One Rewards Premier Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	IHG One Rewards Premier Business Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	Marriott Bonvoy Bold Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	Marriott Bonvoy Boundless Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	Marriott Bonvoy Brilliant Up to $300 per calendar year in statement credits on eligible restaurant purchases, issued as up to $25 per month. Credits reset monthly and unused amounts do not roll over.	150
	Southwest Rapid Rewards Performance Business Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	Southwest Rapid Rewards Plus Up to $40 per year in DoorDash credits, issued as a $10 discount each quarter on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.	150
	Southwest Rapid Rewards Premier Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	Southwest Rapid Rewards Priority Up to $160 per year in statement credits (up to $120 on Instacart and up to $40 on DoorDash). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	United Business Up to $260 per year in statement credits (up to $100 rideshare, up to $120 Instacart, and up to $40 DoorDash). Credits are issued monthly or quarterly.	150
	United Explorer Up to $220 per year in statement credits (up to $60 rideshare, up to $120 Instacart, and up to $40 DoorDash). Credits are issued monthly or quarterly.	150
	United Gateway Up to $40 per year in DoorDash credits, issued as a $10 discount each quarter on one eligible non-restaurant order. Applies to the order subtotal and unused amounts do not roll over.	150
	United Quest Up to $316 per year in statement credits (up to $96 rideshare, $40 DoorDash, and $180 Instacart). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	World of Hyatt Up to $120 per year in statement credits on Instacart. Credits are issued monthly and unused amounts do not roll over.	150
	World of Hyatt Business Up to $40 per year in statement credits on eligible DoorDash purchases. Credits are issued quarterly and unused amounts do not roll over.	150

Cards Offering Some Value for Statement Credits with Limitations (-)

		Value
	American Airlines Citi AAdvantage Executive Up to $240 per year in statement credits (up to $120 on Lyft rides and up to $120 on Grubhub purchases). Credits are issued monthly and unused amounts do not roll over.	150
	American Airlines Citi AAdvantage Platinum Up to $180 per year in statement credits on Turo bookings, with up to $30 per completed trip booked directly through Turo. Credits apply after the trip is completed and charged.	150
	Capital One Venture Business Up to $50 per year in statement credits on eligible advertising and software purchases. Credits are issued annually and unused amounts do not roll over.	150
	United Club Up to $430 per year in statement credits (up to $150 rideshare, up to $240 Instacart, and up to $40 DoorDash). Credits are issued monthly or quarterly.	150
	United Club Business Up to $310 per year in statement credits. Rideshare ($150); Instacart ($120); DoorDash ($40). Credits are issued monthly or quarterly and unused amounts do not roll over.	150
	US Bank Triple Cash Rewards Business Up to $100 annual software credit	150