Best Credit Card For Travel Credits Benefits

All versions of card benefits are not created equal. Below is a quick reference on what cards are best for Travel Credits benefit.

Some of the best travel cards will give you a $100 to $325 credit statement on airline tickets, hotels and car rentals. That means your annual fee is -- in effect -- reduced by your travel credit. So a $550 annual fee on a card that gives you $300 back is a net of $250 for an annual fee. The multipliers and benefits may very well offset the $250. The (+) version receive a credit on all travel chages (-) version is limited to specific travel services

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Amex Business Platinum

$600 statement credit (one $300 credit every six months) on prepaid Fine Hotels + Resorts and The Hotel Collection stays (minimum 2 night stay at Hotel Collections)

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Amex Platinum

Up to $600 per calendar year in statement credits for prepaid Fine Hotels + Resorts and The Hotel Collection stays booked through Amex Travel. The Hotel Collection requires a two-night minimum stay.

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Chase Sapphire Reserve

Up to $300 per calendar year in statement credits for travel purchases. Up to $500 per calendar year for prepaid The Edit bookings. Separate $250 Chase Travel credit available in 2026.

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Travel Credits

Lounge Access

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Anniversary Date Bonus Points

No Foreign Transaction Fees

Our Top Selections for Travel Credits (+)

Eligible as a credit on all Travel charges

		Value
	Amex Business Platinum $600 statement credit (one $300 credit every six months) on prepaid Fine Hotels + Resorts and The Hotel Collection stays (minimum 2 night stay at Hotel Collections)
	Amex Platinum Up to $600 per calendar year in statement credits for prepaid Fine Hotels + Resorts and The Hotel Collection stays booked through Amex Travel. The Hotel Collection requires a two-night minimum stay.
	Chase Sapphire Reserve Up to $300 per calendar year in statement credits for travel purchases. Up to $500 per calendar year for prepaid The Edit bookings. Separate $250 Chase Travel credit available in 2026.
	Chase Sapphire Reserve Business Up to $300 per calendar year in statement credits for travel purchases. Up to $500 per calendar year for prepaid The Edit bookings. Separate $250 Chase Travel credit available in 2026.
	United Quest Up to $540 in annual travel credits across United TravelBank, Renowned Hotels and Resorts bookings, JSX purchases, and Avis or Budget rentals. Credits are issued per cardmember year and unused amounts do not roll over.

Other Cards with Solid Value for Travel Credits (=)

		Value
	Amex Green $199 annual CLEAR credit
	British Airways Get back $200 per booking for taxes, fees and charges paid on a first class or business class ticket. And $100 on economy and premium economy
	Capital One Venture X Business Up to $300 in annual travel credits for bookings made through the Capital One Business Travel portal and expires on your account anniversary.
	Chase Disney Premier Disney Rewards Dollars may be redeemed for a statement credit using Pay Yourself Back toward purchases made with your Disney Premier Visa Card
	Hilton Honors Aspire $100 on-property credit on eligible hotel stays. Up to $200 in statement credits per calendar year at participating Hilton resorts.
	JetBlue Premier Up to $300 per year in statement credits for TrueBlue Travel bookings of $250 or more. Earn $50 per qualifying booking, up to six times annually.
	United Business Two $50 credits on prepaid hotel stays through United Hotels. Two $25 annual credits issued in United TravelBank cash when booking car rentals through Avis or Budget. $100 in credits when purchasing directly with JSX

Cards Offering Some Value for Travel Credits with Limitations (-)

		Value
	JetBlue Business Get $100 statement credit annually when you purchase a JetBlue Vacation package for at least $100.
	JetBlue Plus Get $100 statement credit annually when you purchase a JetBlue Vacation package for at least $100.
	United Explorer Two $50 credits on prepaid hotel stays through United Hotels. Two $25 annual credits issued in United TravelBank cash when booking car rentals through Avis or Budget. $100 in credits when purchasing directly with JSX.