Best Credit Card For Travel Credits Benefits

All versions of card benefits are not created equal. Below is a quick reference on what cards are best for Travel Credits benefit.

Some of the best travel cards will give you a $100 to $325 credit statement on airline tickets, hotels and car rentals. That means your annual fee is -- in effect -- reduced by your travel credit. So a $550 annual fee on a card that gives you $300 back is a net of $250 for an annual fee. The multipliers and benefits may very well offset the $250. The (+) version receive a credit on all travel chages (-) version is limited to specific travel services

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Amex Business Platinum

$600 statement credit (one $300 credit every six months) on prepaid Fine Hotels + Resorts and The Hotel Collection stays (minimum 2 night stay at Hotel Collections)

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Amex Platinum

Up to $600 per calendar year in statement credits for prepaid Fine Hotels + Resorts and The Hotel Collection stays booked through Amex Travel. The Hotel Collection requires a two-night minimum stay.

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Chase Sapphire Reserve

$300 in statement credits annually for any travel purchases charged to your card. $250 in statement credits twice per year for prepaid bookings made with The Edit. Receive a separate $250 credit for select Chase Travel in 2026.

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Travel Credits

Lounge Access

Cell Phone Protection

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Anniversary Date Bonus Points

No Foreign Transaction Fees

Our Top Selections for Travel Credits (+)

Eligible as a credit on all Travel charges

		Value
	Amex Business Platinum $600 statement credit (one $300 credit every six months) on prepaid Fine Hotels + Resorts and The Hotel Collection stays (minimum 2 night stay at Hotel Collections)
	Amex Platinum Up to $600 per calendar year in statement credits for prepaid Fine Hotels + Resorts and The Hotel Collection stays booked through Amex Travel. The Hotel Collection requires a two-night minimum stay.
	Chase Sapphire Reserve $300 in statement credits annually for any travel purchases charged to your card. $250 in statement credits twice per year for prepaid bookings made with The Edit. Receive a separate $250 credit for select Chase Travel in 2026.
	Chase Sapphire Reserve Business $300 in statement credits annually for any travel purchases charged to your card. $250 in statement credits twice per year for prepaid bookings made with The Edit. Receive a separate $250 credit for select Chase Travel in 2026.
	United Quest $150 in annual credits on prepaid hotel stays through Renowned Hotels. $80 in United TravelBank cash annually when booking rentals through Avis or Budget. $150 in credits when purchasing directly with JSX

Other Cards with Solid Value for Travel Credits (=)

		Value
	Amex Green $199 annual CLEAR credit
	British Airways Get back $200 per booking for taxes, fees and charges paid on a first class or business class ticket. And $100 on economy and premium economy
	Capital One Venture X Business Get $300 in statement credits annually for bookings made through Capital One including flights, hotels, car rentals, etc.
	Chase Disney Premier Disney Rewards Dollars may be redeemed for a statement credit using Pay Yourself Back toward purchases made with your Disney Premier Visa Card
	Hilton Honors Aspire $100 on-property credit on eligible hotel stays. Up to $200 in statement credits per calendar year at participating Hilton resorts.
	JetBlue Premier Earn up to $300 in annual statement credits for Paisly travel purchases.
	United Business Two $50 credits on prepaid hotel stays through United Hotels. Two $25 annual credits issued in United TravelBank cash when booking car rentals through Avis or Budget. $100 in credits when purchasing directly with JSX

Cards Offering Some Value for Travel Credits with Limitations (-)

		Value
	Citi Costco Business
	JetBlue Business Get $100 statement credit annually when you purchase a JetBlue Vacation package for at least $100.
	JetBlue Plus Get $100 statement credit annually when you purchase a JetBlue Vacation package for at least $100.
	United Explorer Two $50 credits on prepaid hotel stays through United Hotels. Two $25 annual credits issued in United TravelBank cash when booking car rentals through Avis or Budget. $100 in credits when purchasing directly with JSX.