Cards Ranked by First Year Value

Filter by What Matters to You

Clear Filters

World of Hyatt World of Hyatt »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
65,000 $15,000 1.6 ¢ $176 $95 $1361
Best Value Differentiating Perks Rules
Hyatt Hotel Stays, All Inclusives Discoverist Status, 1 free night per year, 9x points toward Hyatt hotel purchases Hyatt 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Citi American Airlines AAdvantage Platinum American Airlines Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $3,500 1.4 ¢ $0 $0 $1099
Best Value Differentiating Perks Rules
AA International Flights Free checked bag & preferred boarding on AA AA Personal 48 , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

IHG One Rewards Premier IHG Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
170,000 $4,000 0.6 ¢ $152 $99 $1097
Best Value Differentiating Perks Rules
IHG Hotels Platinum Elite status, Anniversary Free Night, 4th Reward Night Free 5/24 , Chase 2/30 , Chase 4/6

Capital One Venture Capital One Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $4,000 1.1 ¢ $0 $95 $1049
Best Value Differentiating Perks Rules
Wyndham transfers 10x Miles at hotels.com, 2x miles everything else 5/24

Chase Sapphire Preferred Chase Ultimate Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $4,000 1.6 ¢ $87 $95 $1016
Best Value Differentiating Perks Rules
Southwest, United & Hyatt transfers 3X points on dining, 2X on travel. 125% Point redemption on Chase portal 1/48 Sapphire , 5/24 , Chase 2/30 , Chase 4/6

Chase Sapphire Reserve Chase Ultimate Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $4,000 1.7 ¢ $469 $550 $1004
Best Value Differentiating Perks Rules
Travel of all kinds 3X points on travel & dining, 150% point redemption on Chase portal, complimentary priority pass membership 1/48 Sapphire , 5/24 , Chase 2/30 , Chase 4/6

Delta SkyMiles Gold Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
80,000 $3,000 1.2 ¢ $0 $0 $996
Best Value Differentiating Perks Rules
International Delta Flights Free checked bag, priority boarding Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Amex Platinum Amex Member Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
80,000 $8,000 1.5 ¢ $332 $695 $992
Best Value Differentiating Perks Rules
Delta & Hilton transfers Premier Airport Lounges, Hilton Gold Status, 5x points on Amex travel Amex 3/90 , No 5/24 , Amex 1/10

Delta SkyMiles Platinum Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
90,000 $4,000 1.2 ¢ $200 $350 $978
Best Value Differentiating Perks Rules
Delta flights $100 credit with Delta purchase, Anniversary companion pass Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Delta SkyMiles Reserve Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $6,000 1.2 ¢ $310 $650 $932
Best Value Differentiating Perks Rules
Delta flights Delta sky club access, annual companion certificate Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Citi Strata Premier Citi ThankYou Points »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $4,000 1.2 ¢ $21 $95 $874
Best Value Differentiating Perks Rules
ThankYou points 3x Points on travel, 2x Points on dining, Transfer toward statement credit, airfare, hotels TY 1/24 , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Alaska Airlines Alaska Airlines Mileage Plan »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $3,000 1.3 ¢ $0 $95 $854
Best Value Differentiating Perks Rules
Alaskan Airline Flights Annual $99 companion Fare No 5/24

Chase Aeroplan Air Canada Aeroplan »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $3,000 1.4 ¢ $45 $95 $832
Best Value Differentiating Perks Rules
Automatic Aeroplan 25K Status annually for New cardmember,3x points on grocery stores & Restaurant 5/24 , Chase 2/30 , Chase 4/6

Wells Fargo Autograph Journey Wells Fargo Go Far Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $4,000 1.4 ¢ $0 $95 $801
Best Value Differentiating Perks Rules
No 5/24

Marriott Bonvoy Boundless Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $3,000 0.7 ¢ $125 $95 $751
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs 2x on all other purchases, annual free night Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6

American Airlines AAvantage Aviator American Airlines Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $1 1.4 ¢ $0 $99 $741
Best Value Differentiating Perks Rules
AA Travel Only 1 purchase needed to receive sign up bonus, checked bag free, preferred boarding No 5/24 , Barclay 0/6

United Explorer United MileagePlus »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
50,000 $3,000 1.3 ¢ $45 $0 $734
Best Value Differentiating Perks Rules
Int. Biz Class 2 United Club Passes Annually, Free Bag for you and a companion, Priority boarding 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6

British Airways British Airway Executive Avios »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $5,000 1.0 ¢ $20 $95 $725
Best Value Differentiating Perks Rules
Short haul flights that don't include London 5/24 , Chase 2/30 , Chase 4/6

United Quest United MileagePlus »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $4,000 1.3 ¢ $120 $250 $702
Best Value Differentiating Perks Rules
Int. Biz Class $125 annual United purchase credit & 2 bags free for you & 1 companion 5/24 , Chase 2/30 , Chase 4/6

Hilton Honors Surpass Hilton Honors »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
130,000 $2,000 0.6 ¢ $51 $150 $693
Best Value Differentiating Perks Rules
Hilton Stays & Perks 6x Points restaurants, supermarkets and gas. Complimentary Gold Status. 10 Free Priority Pass airport lounge visits annually. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

United Club Infinite United MileagePlus »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
80,000 $5,000 1.3 ¢ $95 $525 $675
Best Value Differentiating Perks Rules
Int. Biz Class United Club Access + Star Alliance lounges, 2 bags free for you & 1 companion 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6

Bank of America Premium Rewards Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $4,000 1.0 ¢ $70 $95 $615
Best Value Differentiating Perks Rules
Cash Airline Incidentals B of A 1/24 , No 5/24

Hilton Honors Aspire Hilton Honors »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
150,000 $4,000 0.6 ¢ $240 $550 $614
Best Value Differentiating Perks Rules
Hilton Stays & Perks 14x Points Hilton hotel purchases. $250 Resort Statement Credit. $200 Airline Fee Credit. $100 Hilton On-property credit. Unlimited lounge visits you+2 guest. Hilton Diamond status. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

IHG One Rewards Traveler IHG Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $2,000 0.6 ¢ $0 $0 $612
Best Value Differentiating Perks Rules
IHG hotels Gold Elite status, 4th Reward Night Free 5/24 , Chase 2/30 , Chase 4/6

Amex Gold Amex Member Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $6,000 1.4 ¢ $1 $325 $600
Best Value Differentiating Perks Rules
Delta & Hilton transfers 4x Points at restaurants and supermarkets, $120 Dining credit, $100 Airline credit Amex 3/90 , No 5/24 , Amex 1/10

Wyndham Rewards Earner Plus Wyndham Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
45,000 $1,000 1.0 ¢ $205 $75 $590
Best Value Differentiating Perks Rules
Wyndham Hotels, All Inclusives 7,500 bonus points annually, Avis & Budget upgrade No 5/24 , Barclay 0/6

Chase Freedom Flex Chase Ultimate Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $500 1.6 ¢ $250 $0 $578
Best Value Differentiating Perks Rules
Cash Back, Ultimate Rewards: Southwest, United & Hyatt transfers. 5X points back on quarterly rotating categories,5X on travel,3x on drug store and 3x on dining.Combine points with a Sapphire Reserve Card for more value. 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6

Capital One Venture X Capital One Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $4,000 1.1 ¢ $80 $395 $554
Best Value Differentiating Perks Rules
Wyndham transfers 10x Miles at hotels.com,5xMiles at flights.com & 2x miles everything else 5/24

JetBlue Plus jetBlue trueBlue »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
50,000 $1,000 1.2 ¢ $0 $99 $513
Best Value Differentiating Perks Rules
JetBlue Flights 6x Points on JetBlue purchases, Free first checked bag, 50% inflight savings. No 5/24 , Barclay 0/6

Lufthansa Miles and More Lufthansa Miles and More »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
50,000 $3,000 1.1 ¢ $0 $89 $494
Best Value Differentiating Perks Rules
Lufthansa flights 2 lounge vouchers & anniversary companion ticket No 5/24 , Barclay 0/6

Hilton Honors Hilton Honors »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
80,000 $1,000 0.6 ¢ $0 $0 $486
Best Value Differentiating Perks Rules
Hilton Stays & Perks 6x Points restaurants, supermarkets and gas. Complimentary Silver Status. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Citi American Airlines AAdvantage Executive American Airlines Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $7,000 1.4 ¢ $0 $595 $483
Best Value Differentiating Perks Rules
AA International Flights Admirals Club membership gives lounge access you and your immediate family or up to two guest AA Personal 48 , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Amex Green Amex Member Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
40,000 $3,000 1.4 ¢ $0 $150 $452
Best Value Differentiating Perks Rules
Delta & Hilton transfers 3x points on travel,Transit and restaurants,$100 annual CLEAR credit ,$199 annual LoungeBuddy credit Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Marriott Bonvoy Bold Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $2,000 0.7 ¢ $0 $0 $434
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6

JetBlue Premier jetBlue trueBlue »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $5,000 1.2 ¢ $0 $499 $401
Best Value Differentiating Perks Rules
JetBlue Flights 6x Points on JetBlue purchases & Free first checked bag No 5/24 , Barclay 0/6

Marriott Bonvoy Bevy Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
85,000 $5,000 0.7 ¢ $0 $250 $380
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Amex 3/90 , No 5/24 , Amex 1/10

Marriott Bonvoy Bountiful Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
85,000 $4,000 0.7 ¢ $1 $250 $374
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs 2x on all other purchases, annual free night 5/24 , Chase 2/30 , Chase 4/6

Southwest Rapid Rewards Plus Southwest Rapid Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $4,000 1.3 ¢ $0 $69 $373
Best Value Differentiating Perks Rules
US & Caribbean Flights 3000 bonus points annually SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Wells Fargo Active Cash Wells Fargo Go Far Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $500 1.4 ¢ $75 $0 $362
Best Value Differentiating Perks Rules
Travel, Gift Cards, Cash Back 2% Cash Back every purchase No 5/24

Southwest Rapid Rewards Premier Southwest Rapid Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $4,000 1.3 ¢ $0 $99 $343
Best Value Differentiating Perks Rules
US & Caribbean Flights Companion Pass, 6000 bonus points annually SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Chase Freedom Unlimited Chase Ultimate Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $500 1.6 ¢ $0 $0 $328
Best Value Differentiating Perks Rules
Cash Back, Ultimate Rewards: Southwest, United & Hyatt transfers. 3% Cash back on purchases up to $20000 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6

Bank of America Premium Rewards Elite Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $5,000 1.0 ¢ $70 $550 $320
Best Value Differentiating Perks Rules
No 5/24

Wyndham Rewards Earner Wyndham Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $1,000 1.0 ¢ $0 $0 $310
Best Value Differentiating Perks Rules
Wyndham Hotels Gold level, 5x points at Wyndham properties, $0 annual fee. No 5/24 , Barclay 0/6

United Gateway United MileagePlus »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,000 1.4 ¢ $0 $0 $300
Best Value Differentiating Perks Rules
5/24 , Chase 2/30 , Chase 4/6

Southwest Rapid Rewards Priority Southwest Rapid Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $4,000 1.3 ¢ $0 $149 $293
Best Value Differentiating Perks Rules
Companion Pass, US & Caribbean Flights 7500 bonus points annually, 4 A-list boarding, $75 travel credit SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Amazon Prime Other Point System »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $0 0.7 ¢ $150 $0 $290
Best Value Differentiating Perks Rules
Amazon Purchases 5% back on Amazon & at Whole Foods 5/24 , Chase 2/30 , Chase 4/6

Amex Blue Cash Preferred Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
25,000 $3,000 1.0 ¢ $2 $0 $282
Best Value Differentiating Perks Rules
Delta & Hilton transfers 6% bonus at U.S. supermarkets limited to $6,000 in purchases per year Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Bank of America Travel Rewards Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
25,000 $1,000 1.0 ¢ $0 $0 $260
Best Value Differentiating Perks Rules
Statement credit toward travel purchases No annual fee and no foreign transaction fees No 5/24

Citi Rewards Plus Citi ThankYou Points »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,500 1.2 ¢ $0 $0 $258
Best Value Differentiating Perks Rules
ThankYou points Round Up to the nearest 10 points on every purchase, 10% points back for redeemed ThankYou points. No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Citi Custom Cash Citi ThankYou Points »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,500 1.2 ¢ $0 $0 $258
Best Value Differentiating Perks Rules
No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Capital One Savor Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
25,000 $500 1.0 ¢ $0 $0 $255
Best Value Differentiating Perks Rules
Cash Back 3% Cash Back on Dining & Entertainment, 3% Grocery, $200 Cash Bonus. 5/24

Marriott Bonvoy Brilliant Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
95,000 $6,000 0.7 ¢ $175 $650 $232
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs $300 Statement Credit on Marriott purchases, free night annually Amex 4 Credit , Bonvoy 1/24 , Amex 3/90 , No 5/24 , Amex 1/10

US Bank Altitude Connect US Bank Flex Perks »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,000 1.1 ¢ $0 $0 $231
Best Value Differentiating Perks Rules
US Bank Travel Portal $30 credit for annual streaming service purchases & 2x on streaming services 5/24 , Citi 6/6

US Bank Altitude Go US Bank Flex Perks »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,000 1.1 ¢ $0 $0 $231
Best Value Differentiating Perks Rules
4X in Restaurant & 2x in Grocery store 5/24 , Citi 6/6

Capital One VentureOne Capital One Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $500 1.1 ¢ $0 $0 $226
Best Value Differentiating Perks Rules
Wyndham transfers Solid benefits for a card with no annual 5/24

Amex Blue Cash Everyday Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $2,000 1.0 ¢ $0 $0 $220
Best Value Differentiating Perks Rules
3% bonus at U.S. supermarkets Amex 3/90 , No 5/24 , Amex 1/10

Citi American Airlines AAdvantage MileUp American Airlines Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
15,000 $500 1.4 ¢ $0 $0 $217
Best Value Differentiating Perks Rules
No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Citi Double Cash Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,500 1.0 ¢ $0 $0 $215
Best Value Differentiating Perks Rules
Cash back 2% cash-back earnings on all purchases — 1% when you buy and another 1% when you pay No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

US Bank Cash Plus Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,000 1.0 ¢ $1 $0 $211
Best Value Differentiating Perks Rules
Cash Back, Gift Cards 5% cash back on personally selected categories. 5/24 , Citi 6/6

Capital One Quicksilver Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $500 1.0 ¢ $0 $0 $205
Best Value Differentiating Perks Rules
Easier approval for those looking to build credit 5/24

Chase Disney Premier Other Point System »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $1,000 0.7 ¢ $0 $49 $168
Best Value Differentiating Perks Rules
Disney parks and Resorts 2% Disney Rewards Dollars on gas station, grocery stores & restaurants 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6

Delta SkyMiles Blue Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
10,000 $1,000 1.2 ¢ $0 $0 $132
Best Value Differentiating Perks Rules
Delta flights Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

JetBlue jetBlue trueBlue »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
10,000 $1,000 1.2 ¢ $0 $0 $132
Best Value Differentiating Perks Rules
JetBlue flights 3x Points on JetBlue purchases & 50% inflight savings. B of A 1/24 , No 5/24 , Barclay 0/6

Citi Costco Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
0 $0 1.0 ¢ $0 $0 $0
Best Value Differentiating Perks Rules
Cash Back Earn 4% on eligible gas purchases, plus 3% on restaurant and all eligible travel purchases worldwide. No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Discover It Cash Back Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
1 $1 1.0 ¢ $0 $0 $0
Best Value Differentiating Perks Rules
Cash Back, Gift Cards Discover will match all cash back at the year end, making rotating categories 10% for the first year No 5/24

Discover It Miles Discover IT Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
0 $1 1.0 ¢ $0 $0 $0
Best Value Differentiating Perks Rules
Cash Back, Travel Discover will match every mile for the first year giving 3% cash back on all categories for the first year No 5/24

Discover It Chrome Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
1 $1 0.0 ¢ $0 $0 $0
Best Value Differentiating Perks Rules
Cash Back Discover will match Cash back after the first year with no cap, 2x Cash Back for gas and restaurants up to $4,000 annually No 5/24