24 from Bonus

Understanding the 24 from Bonus rule:

This rule is becoming more of a norm on cards if no other 24 month rule is in play, especially with Chase. Sometimes it also includes all cards within that system. For example, you can't get an additional sign-up Bonvoy bonus if you've already gotten one on a Bonvoy card within the last 24 months from any Bonvoy bonus. Aside from being a Chase card, Bonvoy handles limitations with their own specific rules and explanations. If this is the rule applied, it means they are only looking at whether you received a bonus in the last 24 month from this specific card.

About Approval Rules

Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards.  So here’s what you need to know:

• Approval rules are rarely fully publicized by the banks
• We use our own research and data points from other users in creating the rules listing
• Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
• There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.