Best Credit Card For Grocery Stores

You want to maximize the return on your Grocery Stores credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.
Since you probably spend thousands of dollars every year at grocery stores, you should probably have a go-to card. You'll rack up points with purchases made directly with stores having the Supermarket merchant code such as: Gristedes, Foodtown, Food Lion, Meijer, Shoprite, Stop and Shop, Vons, Whole Foods, Winn-Dixie. Purchases from smaller vendors with a matching business categories are included. Superstores such as Wal-Mart, and Warehouse clubs such as Costco are excluded. In our rankings the (+) versions have both solid category multipliers and signup bonuses. (-) versions have limitations to be aware of.
Amex Blue Cash Preferred Amex Blue Cash Preferred
6X | 6.0 Per Dollar Spent
at U.S. supermarkets (up to $6,000 a year)
Cash in Cents »
Point System
American Express »
Bank
$282
1st Year Value
25,000
Bonus Points
$3,000
Minimum Spend
1.0¢
Max Point Value
1.0¢
Max Point Value
Card Details
Amex Gold Amex Gold
4X | 5.6 Per Dollar Spent
Earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases.
Amex Member Rewards »
Point System
American Express »
Bank
$600
1st Year Value
60,000
Bonus Points
$6,000
Minimum Spend
1.4¢
Max Point Value
1.4¢
Max Point Value
Card Details
Discover It Cash Back Discover It Cash Back
5X | 5.0 Per Dollar Spent
Quarterly category, ends June 30th
Cash in Cents »
Point System
Discover »
Bank
$1
1st Year Value
1
Bonus Points
$1
Minimum Spend
1.0¢
Max Point Value
1.0¢
Max Point Value
Card Details
Explore More Spend Categories

Our Top Selections for Grocery Stores (+)

Multiplier Point Value Per $ Spent
Amex Blue Cash Preferred Amex Blue Cash Preferred

at U.S. supermarkets (up to $6,000 a year)

 6x 1.0¢ 6.0¢
Amex Gold Amex Gold

Earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases.

 4x 1.4¢ 5.6¢
Discover It Cash Back Discover It Cash Back

Quarterly category, ends June 30th

5x 1.0¢ 5.0¢
Citi Strata Premier Citi Strata Premier

Excludes warehouse stores and superstores.

 3x 1.2¢ 3.6¢
Marriott Bonvoy Bountiful Marriott Bonvoy Bountiful

Up to $15000 in combined purchases within your first 6 months from account opening

 4x 0.7¢ 2.8¢
Marriott Bonvoy Boundless Marriott Bonvoy Boundless

Up to $6000 in combined purchases within your first 6 months from account opening

 3x 0.7¢ 2.1¢

Other Cards with Solid Value for Grocery Stores (=)

Multiplier Point Value Per $ Spent
US Bank Shopper Cash Rewards US Bank Shopper Cash Rewards

If selected as one of two 6x categories quarterly

 6x 1.1¢ 6.6¢
Citi Custom Cash Citi Custom Cash

Auto-selects the top spend categories for 5x points. Includes :Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment

 5x 1.2¢ 6.0¢
Chase Aeroplan Chase Aeroplan

Excluding Target and Walmart

 3x 1.4¢ 4.2¢
Wyndham Rewards Earner Plus Wyndham Rewards Earner Plus

Excludes Target and Walmart.

 4x 1.0¢ 4.0¢
Hilton Honors Surpass Hilton Honors Surpass

Only supermarkets located in the United States.

 6x 0.6¢ 3.6¢
Amex Blue Cash Everyday Amex Blue Cash Everyday

at U.S. supermarkets (up to $6,000 a year)

 3x 1.0¢ 3.0¢
Capital One Savor Capital One Savor

Excludes Target and Walmart

 3x 1.0¢ 3.0¢
Hilton Honors Hilton Honors

Only supermarkets located in the United States.

 5x 0.6¢ 3.0¢
Marriott Bonvoy Bevy Marriott Bonvoy Bevy

Purchases directly from U.S. Grocery Stores

4x 0.7¢ 2.8¢
Wells Fargo Active Cash Wells Fargo Active Cash

2% cash back on all purchases

 2x 1.4¢ 2.8¢
Delta SkyMiles Gold Delta SkyMiles Gold

Only in US Supermarkets.

 2x 1.2¢ 2.4¢
Delta SkyMiles Platinum Delta SkyMiles Platinum

Only in US Supermarkets.

 2x 1.2¢ 2.4¢
JetBlue JetBlue 2x 1.2¢ 2.4¢
JetBlue Plus JetBlue Plus 2x 1.2¢ 2.4¢
Capital One Spark Cash Capital One Spark Cash

2% cash back on all purchases

 2x 1.1¢ 2.2¢
Capital One Spark Cash Plus Capital One Spark Cash Plus

2% cash back on all purchases

 2x 1.1¢ 2.2¢
US Bank Altitude Connect US Bank Altitude Connect

Excludes Purchases at delivery from discount/retail stores

2x 1.1¢ 2.2¢
US Bank Altitude Go US Bank Altitude Go 2x 1.1¢ 2.2¢
Bank of America Customized Cash Rewards Bank of America Customized Cash Rewards 2x 1.0¢ 2.0¢
Citi Double Cash Citi Double Cash

All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off

 2x 1.0¢ 2.0¢
Wyndham Rewards Earner Wyndham Rewards Earner

Excludes Target and Walmart

2x 1.0¢ 2.0¢
IHG One Rewards Traveler IHG One Rewards Traveler

Excludes warehouse clubs, discount stores.

 3x 0.6¢ 1.8¢
Bank of America Travel Rewards Bank of America Travel Rewards 1.5x 1.0¢ 1.5¢
Marriott Bonvoy Bold Marriott Bonvoy Bold 2x 0.7¢ 1.4¢

Cards Offering Some Value for Grocery Stores with Limitations (-)

Multiplier Point Value Per $ Spent
Chase Sapphire Preferred Chase Sapphire Preferred

3x on Online Grocery. This includes purchases for pickup & delivery placed online with grocery stores, specialty food stores or delivery service merchants that classify as grocery stores (excluding membership fees, Walmart, Target, Costco & BJs)

 3x 1.6¢ 4.8¢
Amazon Business Prime Amazon Business Prime

Earn 5% back on Whole Foods Market purchases with an eligible Prime membership

 5x 0.7¢ 3.5¢
Amazon Prime Amazon Prime

Earn 5% back on Whole Foods Market purchases with an eligible Prime membership

 5x 0.7¢ 3.5¢
Discover It Miles Discover It Miles

1.5x back on statement plus 1.5x matching at the end of year one only

 3x 1.0¢ 3.0¢
Citi American Airlines AAdvantage MileUp Citi American Airlines AAdvantage MileUp 2x 1.4¢ 2.8¢
JetBlue Premier JetBlue Premier 2x 1.2¢ 2.4¢
US Bank Business Leverage US Bank Business Leverage

On two highest categories per statement.

 2x 1.1¢ 2.2¢
US Bank Cash Plus US Bank Cash Plus

Must choose either Gas Stations, Grocery Stores or Restaurants.

 2x 1.0¢ 2.0¢
Hawaiian Airlines Hawaiian Airlines 2x 0.7¢ 1.4¢