Best Credit Card for Grocery Stores

Since you probably spend thousands of dollars every year at grocery stores, you should probably have a go-to card. You'll rack up points with purchases made directly with stores having the Supermarket merchant code such as: Gristedes, Foodtown, Food Lion, Meijer, Shoprite, Stop and Shop, Vons, Whole Foods, Winn-Dixie. Purchases from smaller vendors with a matching business categories are included. Superstores such as Wal-Mart, and Warehouse clubs such as Costco are excluded. In our rankings the (+) versions have both solid category multipliers and signup bonuses. (-) versions have limitations to be aware of.

Only Show Cards I Own

Our Top Selections for Grocery Stores (+)

	Multiplier	Point Value	Per $ Spent
American Express Blue Preferred at U.S. supermarkets (up to $6,000 a year)	6x	1.0¢	6.0¢
American Express Gold Personal Earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases.	4x	1.4¢	5.6¢
Citi Premier Card Excludes warehouse stores and superstores.	3x	1.1¢	3.3¢
Marriott Bonvoy Bountiful Up to $15000 in combined purchases within your first 6 months from account opening	4x	0.6¢	2.4¢
Marriott Bonvoy Boundless Up to $6000 in combined purchases within your first 6 months from account opening	3x	0.6¢	1.8¢

Other Cards with Solid Value for Grocery Stores (=)

	Multiplier	Point Value	Per $ Spent
Wyndham Rewards Earner Plus Excludes Target and Walmart.	4x	1.0¢	4.0¢
Chase Aeroplan Excluding Target and Walmart	3x	1.2¢	3.6¢
Hilton Honors Surpass Amex Only supermarkets located in the United States.	6x	0.6¢	3.6¢
Capital One Savor One Rewards Excludes Target and Walmart	3x	1.0¢	3.0¢
Hilton Honors Amex Only supermarkets located in the United States.	5x	0.6¢	3.0¢
Wells Fargo Active Cash 2% cash back on all purchases	2x	1.5¢	3.0¢
Delta SkyMiles Gold Personal Only in US Supermarkets.	2x	1.2¢	2.4¢
Delta Skymiles Platinum Personal Only in US Supermarkets.	2x	1.2¢	2.4¢
JetBlue card	2x	1.2¢	2.4¢
JetBlue Plus	2x	1.2¢	2.4¢
Marriott Bonvoy Bevy Purchases directly from U.S. Grocery Stores	4x	0.6¢	2.4¢
US Bank Altitude Connect Visa Excludes Purchases at delivery from discount/retail stores	2x	1.2¢	2.4¢
Capital One Spark Cash Plus Business 2% cash back on all purchases	2x	1.1¢	2.2¢
Citi Rewards Plus Card up to $6,000 per year in purchases	2x	1.1¢	2.2¢
Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off	2x	1.0¢	2.0¢
Wyndham Rewards Earner Excludes Target and Walmart	2x	1.0¢	2.0¢
IHG Rewards Club Traveler Excludes warehouse clubs, discount stores.	3x	0.6¢	1.8¢
Bank of America Travel Rewards	1.5x	1.0¢	1.5¢
Marriott Bonvoy Bold	2x	0.6¢	1.2¢

Cards Offering Some Value for Grocery Stores with Limitations (-)

	Multiplier	Point Value	Per $ Spent
Chase Sapphire Preferred 3x on Online Grocery. This includes purchases for pickup & delivery placed online with grocery stores, specialty food stores or delivery service merchants that classify as grocery stores (excluding membership fees, Walmart, Target, Costco & BJs)	3x	1.6¢	4.8¢
Amazon Business Amex Earn 5% back on Whole Foods Market purchases with an eligible Prime membership	5x	0.7¢	3.5¢
Amazon Prime Rewards Visa Earn 5% back on Whole Foods Market purchases with an eligible Prime membership	5x	0.7¢	3.5¢
Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only	3x	1.0¢	3.0¢
AAdvantage MileUp card	2x	1.3¢	2.6¢
US Bank Leverage On two highest categories per statement.	2x	1.2¢	2.4¢
US Bank CashPlus Visa Must choose either Gas Stations, Grocery Stores or Restaurants.	2x	1.0¢	2.0¢