Best Credit Card for Rideshare and Transit
It costs money to get around. Whether you're paying for tolls and parking -- or for ride-sharing services (Uber and Lyft), cabs, trains and subways -- you can get rewarded by using the right credit card. The (+) version are the cards we recommend based on multiplier and signup bonus. The (-) versions have limitations you should be aware of. One other thing to be aware of in this category are cards that offer ride-share credits as a benefit.
10X | 17.0Per Dollar Spent
Earn 10x total points on Lyft rides. Plus, get a complimentary 2-year Lyft Pink All Access membership, including member-exclusive pricing & benefits
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Chase Ultimate Rewards »
Point System
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JP Morgan Chase »
Bank
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$1,004 1st Year Value
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60,000 Bonus Points
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$4,000 Minimum Spend
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1.7¢ Max Point Value
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5X | 8.0Per Dollar Spent
Earn 5x points on Lyft rides through March 31, 2025
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Chase Ultimate Rewards »
Point System
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JP Morgan Chase »
Bank
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$1,016 1st Year Value
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60,000 Bonus Points
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$4,000 Minimum Spend
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1.6¢ Max Point Value
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Amex Member Rewards »
Point System
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American Express »
Bank
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$1,237 1st Year Value
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100,000 Bonus Points
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$15,000 Minimum Spend
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1.4¢ Max Point Value
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Our Top Selections for Rideshare and Transit (+)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Chase Sapphire Reserve Earn 10x total points on Lyft rides. Plus, get a complimentary 2-year Lyft Pink All Access membership, including member-exclusive pricing & benefits |
10x | 1.7¢ | 17.0¢ |
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Chase Sapphire Preferred Earn 5x points on Lyft rides through March 31, 2025 |
5x | 1.6¢ | 8.0¢ |
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American Express Business Gold | 4x | 1.4¢ | 5.6¢ |
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World Of Hyatt Card Earn 2 points per $1 spent on local transit and commuting. |
2x | 1.6¢ | 3.2¢ |
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United Business Card Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.5¢ | 3.0¢ |
Other Cards with Solid Value for Rideshare and Transit (=)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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AAdvantage Executive World Elite Car rentals booked through aa.com/cars. |
10x | 1.3¢ | 13.0¢ |
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Capital One Venture X Car rentals purchased through Capital One Travel using this Rewards card account. |
10x | 1.1¢ | 11.0¢ |
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Chase Freedom Unlimited 5% cash back on Lyft rides through March 31, 2025 |
5x | 1.6¢ | 8.0¢ |
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Chase Ink Business Preferred 5% cash back on Lyft rides through March 31, 2025 |
5x | 1.6¢ | 8.0¢ |
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Chase Ink Business Unlimited 5% cash back on Lyft rides through March 31, 2025 |
5x | 1.6¢ | 8.0¢ |
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Citi Rewards Plus Card Booked on CitiTravel.com through December 31, 2025.2 |
5x | 1.1¢ | 5.5¢ |
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Chase Ink Business Premier 5% cash back on Lyft rides through March 31, 2025 |
5x | 1.0¢ | 5.2¢ |
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US Bank CashPlus Visa If selected as one of two 5x categories quarterly. |
5x | 1.0¢ | 5.0¢ |
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American Express Green Personal from rideshares and subway swipes to monthly tolls and ferry rides. |
3x | 1.4¢ | 4.2¢ |
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American Express Blue Preferred parking, tolls, ride-sharing, subway, etc. |
3x | 1.0¢ | 3.0¢ |
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Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only |
3x | 1.0¢ | 3.0¢ |
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United Club Infinite Card Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.5¢ | 3.0¢ |
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United Quest Card Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.5¢ | 3.0¢ |
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Wells Fargo Active Cash 2% cash back on all purchases |
2x | 1.5¢ | 3.0¢ |
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Southwest Performance Business Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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Southwest Plus Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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Southwest Premier Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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Southwest Premier Business Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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Southwest Priority Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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Capital One Spark Cash Plus Business 2% cash back on all purchases |
2x | 1.1¢ | 2.2¢ |
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Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.0¢ | 2.0¢ |
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Delta SkyMiles Platinum Business | 1.5x | 1.2¢ | 1.8¢ |
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Delta Skymiles Reserve Business | 1.5x | 1.2¢ | 1.8¢ |
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Bank of America Travel Rewards On all purchases. |
1.5x | 1.0¢ | 1.5¢ |
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Marriott Bonvoy Bold | 2x | 0.6¢ | 1.2¢ |
Cards Offering Some Value for Rideshare and Transit with Limitations (-)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Capital One Venture Reward Car rentals purchased through Capital One Travel using this Rewards card account. |
5x | 1.1¢ | 5.5¢ |
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Capital One Savor One Rewards Car rentals purchased through Capital One Travel using this Rewards card account. |
5x | 1.0¢ | 5.0¢ |
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World Of Hyatt Business card Each quarter, Chase auto-selects the top 3 spend categories for 2x points. (8 categories Incl: Digital Ads, Restaurants, Gas, Shipping, Transit, Car Rental, Airlines & Internet/Phone) |
2x | 1.6¢ | 3.2¢ |
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Alaska Airlines Visa Business 2 miles for every $1 spent on local transit (including rideshare) purchases |
2x | 1.3¢ | 2.6¢ |
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Alaska Airlines Visa Signature Includes rideshare, trains, even tolls and ferries. |
2x | 1.3¢ | 2.6¢ |
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Amazon Prime Rewards Visa Local transit and commuting, including rideshare. |
2x | 0.7¢ | 1.4¢ |
What To Do With Your Points When You Can’t Travel