Best Credit Card For Rideshare and Transit
Chase Sapphire Reserve
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Chase Ultimate Rewards »
Point System
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JP Morgan Chase »
Bank
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$1,009
1st Year Value
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60,000 Bonus Points
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$4,000 Minimum Spend
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1.7¢
Max Point Value
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1.7¢
Max Point Value
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Chase Sapphire Preferred
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Chase Ultimate Rewards »
Point System
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JP Morgan Chase »
Bank
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$1,021
1st Year Value
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60,000 Bonus Points
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$4,000 Minimum Spend
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1.6¢
Max Point Value
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1.6¢
Max Point Value
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Amex Business Gold
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Amex Member Rewards »
Point System
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American Express »
Bank
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$1,237
1st Year Value
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100,000 Bonus Points
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$15,000 Minimum Spend
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1.4¢
Max Point Value
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1.4¢
Max Point Value
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Our Top Selections for Rideshare and Transit (+)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Chase Sapphire Reserve Earn 10x total points on Lyft rides. Plus, get a complimentary 2-year Lyft Pink All Access membership, including member-exclusive pricing & benefits |
10x | 1.7¢ | 17.0¢ |
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Chase Sapphire Preferred Earn 5x points on Lyft rides through March 31, 2025 |
5x | 1.6¢ | 8.0¢ |
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Amex Business Gold | 4x | 1.4¢ | 5.6¢ |
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World of Hyatt Earn 2 points per $1 spent on local transit and commuting. |
2x | 1.6¢ | 3.2¢ |
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United Business Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.3¢ | 2.6¢ |
Other Cards with Solid Value for Rideshare and Transit (=)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Citi American Airlines AAdvantage Executive Car rentals booked through aa.com/cars. |
10x | 1.4¢ | 14.0¢ |
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Capital One Venture X Car rentals purchased through Capital One Travel using this Rewards card account. |
10x | 1.1¢ | 11.0¢ |
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Chase Freedom Unlimited 5% cash back on Lyft rides through March 31, 2025 |
5x | 1.6¢ | 8.0¢ |
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Chase Ink Business Preferred 5% cash back on Lyft rides through March 31, 2025 |
5x | 1.6¢ | 8.0¢ |
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Chase Ink Business Unlimited 5% cash back on Lyft rides through March 31, 2025 |
5x | 1.6¢ | 8.0¢ |
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US Bank Shopper Cash Rewards If selected as one of two 6x categories quarterly |
6x | 1.1¢ | 6.6¢ |
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US Bank Cash Plus If selected as one of two 5x categories quarterly. |
5x | 1.0¢ | 5.0¢ |
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Citi Custom Cash Booked on CitiTravel.com through December 30th 2026 |
4x | 1.2¢ | 4.8¢ |
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Amex Green from rideshares and subway swipes to monthly tolls and ferry rides. |
3x | 1.4¢ | 4.2¢ |
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Wells Fargo Autograph | 3x | 1.4¢ | 4.2¢ |
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Chase Ink Business Premier 5% cash back on Lyft rides through March 31, 2025 |
5x | 0.7¢ | 3.3¢ |
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Amex Blue Cash Preferred parking, tolls, ride-sharing, subway, etc. |
3x | 1.0¢ | 3.0¢ |
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Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only |
3x | 1.0¢ | 3.0¢ |
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United Gateway Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.4¢ | 2.9¢ |
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Wells Fargo Active Cash 2% cash back on all purchases |
2x | 1.4¢ | 2.8¢ |
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Southwest Rapid Rewards Performance Business Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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Southwest Rapid Rewards Plus Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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Southwest Rapid Rewards Premier Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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Southwest Rapid Rewards Premier Business Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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Southwest Rapid Rewards Priority Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. |
2x | 1.3¢ | 2.6¢ |
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United Club Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.3¢ | 2.6¢ |
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United Quest Includes taxicabs, mass transit, tolls and ride-share services. |
2x | 1.3¢ | 2.6¢ |
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Capital One Spark Cash 2% cash back on all purchases |
2x | 1.1¢ | 2.2¢ |
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Capital One Spark Cash Plus 2% cash back on all purchases |
2x | 1.1¢ | 2.2¢ |
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Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.0¢ | 2.0¢ |
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Delta SkyMiles Platinum Business | 1.5x | 1.2¢ | 1.8¢ |
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Delta SkyMiles Reserve Business | 1.5x | 1.2¢ | 1.8¢ |
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Bank of America Travel Rewards On all purchases. |
1.5x | 1.0¢ | 1.5¢ |
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Marriott Bonvoy Bold | 2x | 0.7¢ | 1.4¢ |
Cards Offering Some Value for Rideshare and Transit with Limitations (-)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Capital One Venture X Business Car rentals purchased through Capital One Travel using this Rewards card account. |
10x | 1.1¢ | 11.0¢ |
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Capital One Spark Cash Select Booked through Capital One |
5x | 1.1¢ | 5.5¢ |
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Capital One Spark Miles Select Booked through Capital One Travel |
5x | 1.1¢ | 5.5¢ |
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Capital One Venture Rewards Car rentals purchased through Capital One Travel using this Rewards card account. |
5x | 1.1¢ | 5.5¢ |
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Capital One Savor Car rentals purchased through Capital One Travel using this Rewards card account. |
5x | 1.0¢ | 5.0¢ |
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World of Hyatt Business Each quarter, Chase auto-selects the top 3 spend categories for 2x points. (8 categories Incl: Digital Ads, Restaurants, Gas, Shipping, Transit, Car Rental, Airlines & Internet/Phone) |
2x | 1.6¢ | 3.2¢ |
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Alaska Airlines Includes rideshare, trains, even tolls and ferries. |
2x | 1.4¢ | 2.8¢ |
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Alaska Airlines Business 2 miles for every $1 spent on local transit (including rideshare) purchases |
2x | 1.4¢ | 2.8¢ |
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Amazon Prime Local transit and commuting, including rideshare. |
2x | 0.7¢ | 1.4¢ |
What To Do With Your Points When You Can't Travel