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Rideshare and Transit

You want the maximize the return on your Rideshare and Transit credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.

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Best Credit Card for Rideshare and Transit

It costs money to get around. Whether you're paying for tolls and parking -- or for ride-sharing services (Uber and Lyft), cabs, trains and subways -- you can get rewarded by using the right credit card. The (+) version are the cards we recommend based on multiplier and signup bonus. The (-) versions have limitations you should be aware of. One other thing to be aware of in this category are cards that offer ride-share credits as a benefit.

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Our Top Selections for Rideshare and Transit (+)

	Multiplier	Point Value	Per $ Spent
Chase Sapphire Reserve Earn 10x total points on Lyft rides. Plus, get a complimentary 2-year Lyft Pink All Access membership, including member-exclusive pricing & benefits	10x	1.7¢	17.0¢
Chase Sapphire Preferred Earn 5x points on Lyft rides through March 31, 2025	5x	1.6¢	8.0¢
Amex Business Gold	4x	1.4¢	5.6¢
World of Hyatt Earn 2 points per $1 spent on local transit and commuting.	2x	1.6¢	3.2¢
United Business Includes taxicabs, mass transit, tolls and ride-share services.	2x	1.3¢	2.6¢

Other Cards with Solid Value for Rideshare and Transit (=)

	Multiplier	Point Value	Per $ Spent
Citi American Airlines AAdvantage Executive Car rentals booked through aa.com/cars.	10x	1.4¢	14.0¢
Capital One Venture X Car rentals purchased through Capital One Travel using this Rewards card account.	10x	1.1¢	11.0¢
Chase Freedom Unlimited 5% cash back on Lyft rides through March 31, 2025	5x	1.6¢	8.0¢
Chase Ink Business Preferred 5% cash back on Lyft rides through March 31, 2025	5x	1.6¢	8.0¢
Chase Ink Business Unlimited 5% cash back on Lyft rides through March 31, 2025	5x	1.6¢	8.0¢
Citi Rewards Plus Booked on CitiTravel.com through December 31, 2025.2	5x	1.2¢	6.0¢
Chase Ink Business Premier 5% cash back on Lyft rides through March 31, 2025	5x	1.0¢	5.2¢
US Bank Cash Plus If selected as one of two 5x categories quarterly.	5x	1.0¢	5.0¢
Citi Custom Cash Booked on CitiTravel.com through December 30th 2026	4x	1.2¢	4.8¢
Amex Green from rideshares and subway swipes to monthly tolls and ferry rides.	3x	1.4¢	4.2¢
Amex Blue Cash Preferred parking, tolls, ride-sharing, subway, etc.	3x	1.0¢	3.0¢
Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only	3x	1.0¢	3.0¢
United Gateway Includes taxicabs, mass transit, tolls and ride-share services.	2x	1.4¢	2.9¢
Wells Fargo Active Cash 2% cash back on all purchases	2x	1.4¢	2.8¢
Southwest Rapid Rewards Performance Business Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages.	2x	1.3¢	2.6¢
Southwest Rapid Rewards Plus Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages.	2x	1.3¢	2.6¢
Southwest Rapid Rewards Premier Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages.	2x	1.3¢	2.6¢
Southwest Rapid Rewards Premier Business Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages.	2x	1.3¢	2.6¢
Southwest Rapid Rewards Priority Include passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages.	2x	1.3¢	2.6¢
United Club Infinite Includes taxicabs, mass transit, tolls and ride-share services.	2x	1.3¢	2.6¢
United Quest Includes taxicabs, mass transit, tolls and ride-share services.	2x	1.3¢	2.6¢
Capital One Spark Cash 2% cash back on all purchases	2x	1.1¢	2.2¢
Capital One Spark Cash Plus 2% cash back on all purchases	2x	1.1¢	2.2¢
Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off	2x	1.0¢	2.0¢
Delta SkyMiles Platinum Business	1.5x	1.2¢	1.8¢
Delta SkyMiles Reserve Business	1.5x	1.2¢	1.8¢
Bank of America Travel Rewards On all purchases.	1.5x	1.0¢	1.5¢
Marriott Bonvoy Bold	2x	0.7¢	1.4¢

Cards Offering Some Value for Rideshare and Transit with Limitations (-)

	Multiplier	Point Value	Per $ Spent
Capital One Venture X Business Car rentals purchased through Capital One Travel using this Rewards card account.	10x	1.1¢	11.0¢
Capital One Spark Cash Select Booked through Capital One	5x	1.1¢	5.5¢
Capital One Spark Miles Select Booked through Capital One Travel	5x	1.1¢	5.5¢
Capital One Venture Car rentals purchased through Capital One Travel using this Rewards card account.	5x	1.1¢	5.5¢
Capital One Savor Car rentals purchased through Capital One Travel using this Rewards card account.	5x	1.0¢	5.0¢
World of Hyatt Business Each quarter, Chase auto-selects the top 3 spend categories for 2x points. (8 categories Incl: Digital Ads, Restaurants, Gas, Shipping, Transit, Car Rental, Airlines & Internet/Phone)	2x	1.6¢	3.2¢
Alaska Airlines Includes rideshare, trains, even tolls and ferries.	2x	1.3¢	2.6¢
Alaska Airlines Business 2 miles for every $1 spent on local transit (including rideshare) purchases	2x	1.3¢	2.6¢
Amazon Prime Local transit and commuting, including rideshare.	2x	0.7¢	1.4¢

Best Credit Card for Rideshare and Transit

Our Top Selections for Rideshare and Transit (+)

Other Cards with Solid Value for Rideshare and Transit (=)

Cards Offering Some Value for Rideshare and Transit with Limitations (-)

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