Best Credit Card for Software and Hardware

Whether you're shopping for computer software, hardware and cloud computing services for your business or personal use, you can rack up big rewards by using the right credit card at checkout. Some cards offer bonus rewards on these purchases, while others include purchase protection and extended warranties (check out our card Benefits section under purchase protection and extended warranty for more details). Vendors include: CDW, Dell, HP, IBM, Intuit, Lenovo, Microsoft, Newegg, Oracle, Rackspace, Sage Software, Salesforce.com, Symantec and Tiger Direct. The (+) versions of these cards have both solid bonuses and category multipliers. Regular versions include other purchases from smaller vendors with matching merchant codes. The (-) versions have limitations you should be aware of.

Our Top Selections for Software and Hardware (+)

Multiplier Point Value Per $ Spent
Chase Ink Business Cash Chase Ink Business Cash

If purchased through an office supply store

5x 1.6¢ 8.0¢
American Express Business Gold American Express Business Gold

Each month, Amex auto-selects the top 2 spend categories for 4x points. (Incl: Digital Ads, Software & Hardware, Restaurants, Gas, Transit, Wireless Telephone)

4x 1.4¢ 5.6¢
US Bank Leverage US Bank Leverage

On two highest categories per statement.

2x 1.2¢ 2.4¢

Other Cards with Solid Value for Software and Hardware (=)

Multiplier Point Value Per $ Spent
Wells Fargo Active Cash Wells Fargo Active Cash

2% cash back on all purchases

2x 1.5¢ 3.0¢
Chase Ink Business Unlimited Chase Ink Business Unlimited

1.5x on all purchases.

1.5x 1.6¢ 2.4¢
American Express Platinum Business American Express Platinum Business

purchases of $5,000 or more for up to $2 million in purchases annually

1.5x 1.5¢ 2.3¢
Capital One Spark Cash Plus Business Capital One Spark Cash Plus Business

2% cash back on all purchases

2x 1.1¢ 2.2¢
Citi Double Cash Citi Double Cash

All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off

2x 1.0¢ 2.0¢