Best Credit Card For Software

You want to maximize the return on your Software credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.
Whether you're shopping for computer software, hardware and cloud computing services for your business or personal use, you can rack up big rewards by using the right credit card at checkout. Some cards offer bonus rewards on these purchases, while others include purchase protection and extended warranties (check out our card Benefits section under purchase protection and extended warranty for more details). Vendors include: CDW, Dell, HP, IBM, Intuit, Lenovo, Microsoft, Newegg, Oracle, Rackspace, Sage Software, Salesforce.com, Symantec and Tiger Direct. The (+) versions of these cards have both solid bonuses and category multipliers. Regular versions include other purchases from smaller vendors with matching merchant codes. The (-) versions have limitations you should be aware of.
Chase Ink Business Cash Chase Ink Business Cash
5X | 8.0 Per Dollar Spent
If purchased through an office supply store
Chase Ultimate Rewards »
Point System
JP Morgan Chase »
Bank
$1,298
1st Year Value
75,000
Bonus Points
$7,500
Minimum Spend
1.6¢
Max Point Value
1.6¢
Max Point Value
Card Details
Amex Business Gold Amex Business Gold
4X | 6.4 Per Dollar Spent
Each month, Amex auto-selects the top 2 spend categories for 4x points. (Incl: Digital Ads, Software & Hardware, Restaurants, Gas, Transit, Wireless Telephone)
Amex Membership Rewards »
Point System
American Express »
Bank
$1,167
1st Year Value
100,000
Bonus Points
$15,000
Minimum Spend
1.6¢
Max Point Value
1.6¢
Max Point Value
Card Details
Citi Double Cash Citi Double Cash
2X | 3.2 Per Dollar Spent
All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off
Citi ThankYou Rewards »
Point System
CitiBank »
Bank
$316
1st Year Value
20,000
Bonus Points
$1,500
Minimum Spend
1.6¢
Max Point Value
1.6¢
Max Point Value
Card Details
Explore More Spend Categories

Our Top Selections for Software (+)

Multiplier Point Value Per $ Spent
Chase Ink Business Cash Chase Ink Business Cash

If purchased through an office supply store

 5x 1.6¢ 8.0¢
Amex Business Gold Amex Business Gold

Each month, Amex auto-selects the top 2 spend categories for 4x points. (Incl: Digital Ads, Software & Hardware, Restaurants, Gas, Transit, Wireless Telephone)

 4x 1.6¢ 6.4¢
Citi Double Cash Citi Double Cash

All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off

 2x 1.6¢ 3.2¢
Wells Fargo Active Cash Wells Fargo Active Cash

2% cash back on all purchases

2x 1.3¢ 2.6¢

Other Cards with Solid Value for Software (=)

Multiplier Point Value Per $ Spent
Amex Business Platinum Amex Business Platinum

purchases of $5,000 or more for up to $2 million in purchases annually

2x 1.6¢ 3.2¢
Capital One Spark Cash Business Capital One Spark Cash Business

2% cash back on all purchases

 2x 1.3¢ 2.6¢
Chase Ink Business Unlimited Chase Ink Business Unlimited

1.5x on all purchases.

 1.5x 1.6¢ 2.4¢
US Bank Business Leverage US Bank Business Leverage

On two highest categories per statement.

 2x 1.1¢ 2.2¢