Freedom Flex's 5% categories for October through December include: McDonald's | PayPal | Pet Shops and Vet Services | Select Charities. You can find more details including a list of charities here. You must activate each quarter here.
Chase Freedom Flex
Apply now Award System
Bank
Reconsideration Phone
800.935.9935
Breaking Points
October 1, 2024
Freedom Flex 5% Categories
March 6, 2023
Mini Points - March 2023
- JetBlue Plus Card - Limited time offer - Barclay Bank - earn 60,000 points after spending $1000 in 3 months, $99/annual fee.
- Venture One Card - Limited time offer - Capital One Bank - earn 40,000 miles after spending $1000 in 3 months, $0/annual fee.
- Alaska Airlines Business Card - Limited time offer - Bank of America - earn 70,000 miles after spending $4000 in 3 months, $70/annual fee.
- Marriott Bonvoy Business Card - Limited time offer - American Express - earn 125,000 points after spending $5000 in 3 months, $125/annual fee.
- Chase Freedom / Chase Freedom Flex cardholders Q2 2023 - Activation is now open - Amazon & Lowes.
- Discover It - cash back Categories are Live - April - June Restaurants & Wholesale Clubs.
December 15, 2022
Mini Points - December 2022
- Activation is now open for Chase Freedom & Chase Freedom Flex Cardholders, for Q1 running 1/01/2023 - 3/31/2023.
- Discover has released it's Cash Back calendar for quarterly categories.
- Southwest is offering an extension for expiring Companion Passes or refund flights that experienced disrupted holiday travel from 12/24/22 - 1/2/23.
June 16, 2022
5% Categories Open for Q3 on Freedom Cards
Don't forget to activate your 5% back earnings on Chases Freedom Cards. The new quarter just opened up and it's the perfect time to earn while you spend on everyday summer fun like gas, movie tickets, car rentals and more.
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
|---|---|---|---|---|---|
| 20,000 | $500 | 1.6 ¢ | $250 | $0 | $578 |
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Cash Back, Ultimate Rewards: Southwest, United & Hyatt transfers. | 5X points back on quarterly rotating categories,5X on travel,3x on drug store and 3x on dining.Combine points with a Sapphire Reserve Card for more value. | 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Type:
Personal
Spend Categories
Restaurants = »
3X points
4.8¢ Per Dollar Spent
Drug Stores + »
3X points
4.8¢ Per Dollar Spent
Digital Wallet + »
5X points
8¢ Per Dollar Spent
Card Benefits
Cell Phone Protection »
your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period.(Maximum of 2 claims)
your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period.(Maximum of 2 claims)
Car Rental Insurance »
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle.
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle.
Travel Insurance »
Trip cancellation insurance up to $1,500 per person and $6,000 per trip.
Trip cancellation insurance up to $1,500 per person and $6,000 per trip.
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Your new purchases are covered for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Extended Warranty »
This card extends the manufacturer's warranty by 1 additional year on warranties of 3 years or less, up to $10,000 per claim, max $50,000 per account.
This card extends the manufacturer's warranty by 1 additional year on warranties of 3 years or less, up to $10,000 per claim, max $50,000 per account.
Point Transfer Options
Transfer To Spouse/Partner Yes
Transfer To Friends No
Travel Partner Transfers
Chase Ultimate Rewards Outside Point System
Transfers Out To
Air Canada Aeroplan
1:1 75% value retained
British Airway Executive Avios
1:1 63% value retained
Cash in Cents
1:1 63% value retained
Flying Blue and Air France
1:1 75% value retained
IHG Rewards
1:1 38% value retained
jetBlue trueBlue
1:1 75% value retained
Marriott Bonvoy
1:1 38% value retained
Singapore KrisFlyer
1:1 81% value retained
Southwest Rapid Rewards
1:1 81% value retained
United MileagePlus
1:1 94% value retained
Virgin Atlantic Flying Club
1:1 94% value retained
World of Hyatt
1:1 100% value retained
Why You Might Want This Card
This is a card worth getting if you are either (i) just getting started in the hobby, or (ii) have gotten a bunch of other Chase cards and now you need a card to get more Chase Ultimate Rewards. You'll have to put in some work to collect points. That's because the nicest feature of this card is a 5x multiplier on rotating categories. But a little bit of effort can get you a decent haul of Ultimate Rewards (the most valuable and flexible points for travel).
Bottom Line
Application Rules
If you've received a bonus from this card within the last 24 month, you are not eligible for another bonus.
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
You'll be declined if you apply for a third Chase card of any kind within 30 days
Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months
Ranking of Cards Offering Chase Ultimate Rewards
Breaking Points
October 1, 2024
March 6, 2023
Mini Points - March 2023
- JetBlue Plus Card - Limited time offer - Barclay Bank - earn 60,000 points after spending $1000 in 3 months, $99/annual fee.
- Venture One Card - Limited time offer - Capital One Bank - earn 40,000 miles after spending $1000 in 3 months, $0/annual fee.
- Alaska Airlines Business Card - Limited time offer - Bank of America - earn 70,000 miles after spending $4000 in 3 months, $70/annual fee.
- Marriott Bonvoy Business Card - Limited time offer - American Express - earn 125,000 points after spending $5000 in 3 months, $125/annual fee.
- Chase Freedom / Chase Freedom Flex cardholders Q2 2023 - Activation is now open - Amazon & Lowes.
- Discover It - cash back Categories are Live - April - June Restaurants & Wholesale Clubs.
December 15, 2022
Mini Points - December 2022
- Activation is now open for Chase Freedom & Chase Freedom Flex Cardholders, for Q1 running 1/01/2023 - 3/31/2023.
- Discover has released it's Cash Back calendar for quarterly categories.
- Southwest is offering an extension for expiring Companion Passes or refund flights that experienced disrupted holiday travel from 12/24/22 - 1/2/23.
June 16, 2022
5% Categories Open for Q3 on Freedom Cards
Don't forget to activate your 5% back earnings on Chases Freedom Cards. The new quarter just opened up and it's the perfect time to earn while you spend on everyday summer fun like gas, movie tickets, car rentals and more.
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