Best Credit Card For Cell Phone Protection Benefits
Does your heart skip a beat every time you drop your phone?! Well, here's a super card benefit: Provided you pay for your cell service with the card, your cell phone is covered against loss, theft or damage up to $1000 per phone with varying 12 month limits. It is worth noting, even though Chase Ink Preferred has the highest spend category multiplier, covers employees on your bill, but not family (unless they are employed by the company).
Wells Fargo Active Cash
Our Top Selections for Cell Phone Protection (+)
Lower $25 Deductible
| Value | ||
|---|---|---|
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Wells Fargo Active Cash Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $600 per claim. |
75 |
Other Cards with Solid Value for Cell Phone Protection (=)
| Value | ||
|---|---|---|
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Bilt Blue Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $800 per claim with a $50 deductible, up to $1,000 per 12-month period. |
75 |
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Bilt Obsidian Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $800 per claim and $1000 per calendar year. |
75 |
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Bilt Palladium Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $800 per claim and $1000 per calendar year. |
75 |
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Capital One Spark 2% Cash Plus Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $800 per claim with a $50 deductible, up to $1,000 per 12-month period. |
75 |
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Capital One Venture X Business Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $800 per claim with a $50 deductible, up to $1,000 per 12-month period. |
75 |
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Wells Fargo Autograph Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $600 per claim. |
75 |
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Wells Fargo Autograph Journey Coverage for damage or theft when the monthly wireless bill is paid with the card, up to $600 per claim with a $25 deductible. |
75 |
Cards Offering Some Value for Cell Phone Protection with Limitations (-)
| Value | ||
|---|---|---|
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Amex Business Platinum Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period. |
75 |
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Amex Platinum Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $800 per claim with a $50 deductible and up to $1,000 per 12-month period. |
75 |
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Capital One Spark 1.5x Miles Select Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $800 per claim with a $50 deductible, up to $1,000 per 12-month period. |
75 |
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Capital One Venture X Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period. |
75 |
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Chase Freedom Flex Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $800 per claim with a $50 deductible, up to $1,000 per 12-month period. |
75 |
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Chase Ink Business Preferred You, and employees on your bill get up to $600 per claim in cell phone protection against covered theft or damage. Maximum of 3 claims in a 12-month period (subject to a $100 deductible). |
75 |
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Chase Ink Business Premier Coverage for theft or damage to eligible cell phones when the monthly bill is paid with the card. Coverage up to $600 per claim with a $100 deductible. |
75 |
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Delta SkyMiles Platinum Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month |
75 |
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Delta SkyMiles Reserve Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month |
75 |
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Delta SkyMiles Reserve Business Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month |
75 |
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Marriott Bonvoy Brilliant Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month |
75 |