Platinum Benefit

Cell Phone Protection

All versions of card benefits are not created equal. Below is a quick reference on what cards are best for Cell Phone Protection benefit.

Details

Does your heart skip a beat every time you drop your phone?! Well, here's a super card benefit: Provided you pay for your cell service with the card, your cell phone is covered against loss, theft or damage up to $1000 per phone with varying 12 month limits. It is worth noting, even though Chase Ink Preferred has the highest spend category multiplier, covers employees on your bill, but not family (unless they are employed by the company).

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Our Top Selections for Cell Phone Protection (+)

Lower $25 Deductible

		Value
	Wells Fargo Active Cash You and up to 3 additional lines get up to $600 protection (subject to a $25 deductible) on damage or theft of your cell phone when you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card.	75

Cards Offering Some Value for Cell Phone Protection with Limitations (-)

Higher $100 Deductible

		Value
	American Express Platinum Business Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period.	65
	American Express Platinum Personal Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month	65
	Capital One Venture X your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period.	65
	Chase Freedom Flex your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period.(Maximum of 2 claims)	65
	Chase Ink Business Preferred You, and employees on your bill get up to $600 per claim in cell phone protection against covered theft or damage. Maximum of 3 claims in a 12-month period (subject to a $100 deductible).	65
	Chase Ink Business Premier You, and employees on your bill get up to $600 per claim in cell phone protection against covered theft or damage. Maximum of 3 claims in a 12-month period (subject to a $100 deductible).	65
	Delta Skymiles Platinum Personal Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month	65
	Delta Skymiles Reserve Business Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month	65
	Delta SkyMiles Reserve Personal Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month	65