Best Credit Card For Statement Credits Benefits

All versions of card benefits are not created equal. Below is a quick reference on what cards are best for Statement Credits benefit.

You can get rewarded for using ride sharing services like Uber and Lyft.

Amex Business Platinum Amex Business Platinum
Statement credits: $209 CLEAR, $10/month wireless phone, $150 in Dell credits (+$1000 back if you spend $5000 in a year); $90/quarter Indeed, $250 Adobe (after spending $600), $50/quarterly Hilton
Amex Platinum Amex Platinum
Annual statement credits including CLEAR ($209), Uber ($200), Uber One ($120), Oura ($200), Digital Entertainment ($300), Equinox ($300), Lululemon ($300), Resy ($400), Walmart+ ($155), and Saks ($100).
Chase Sapphire Reserve Chase Sapphire Reserve
Up to $1,140 per calendar year in statement credits, including StubHub ($300), Chase Sapphire Reserve Exclusive Table restaurants ($300), Lyft ($120), Peloton ($120), DoorDash restaurant ($60), and DoorDash non-restaurant ($240).

Our Top Selections for Statement Credits (+)

Up to $200

Value
Amex Business Platinum Amex Business Platinum

Statement credits: $209 CLEAR, $10/month wireless phone, $150 in Dell credits (+$1000 back if you spend $5000 in a year); $90/quarter Indeed, $250 Adobe (after spending $600), $50/quarterly Hilton

150
Amex Platinum Amex Platinum

Annual statement credits including CLEAR ($209), Uber ($200), Uber One ($120), Oura ($200), Digital Entertainment ($300), Equinox ($300), Lululemon ($300), Resy ($400), Walmart+ ($155), and Saks ($100).

150
Chase Sapphire Reserve Chase Sapphire Reserve

Up to $1,140 per calendar year in statement credits, including StubHub ($300), Chase Sapphire Reserve Exclusive Table restaurants ($300), Lyft ($120), Peloton ($120), DoorDash restaurant ($60), and DoorDash non-restaurant ($240).

150
Citi Strata Elite Citi Strata Elite

Annual statement credits including Hotel Portal ($300), Splurge ($200), and Blacklane ($200).

150
Hilton Honors Aspire Hilton Honors Aspire

Up to $400 in statement credits per calendar year at eligible Hilton resorts. Up to $200 in statement credits per calendar year for eligible flight purchases.

150

Other Cards with Solid Value for Statement Credits (=)

Value
American Airlines Citi AAdvantage Globe American Airlines Citi AAdvantage Globe

Up to $380 per calendar year in statement credits, including $100 for American Airlines inflight purchases, up to $180 in Turo ride credits ($30 per trip), and up to $100 in merchant-activated Splurge credits.

150
Amex Blue Cash Everyday Amex Blue Cash Everyday

Up to $15 per month in statement credits for Home Chef meal kit subscriptions and up to $7 per month for eligible Disney Bundle subscriptions purchased directly with Disney+.

150
Amex Business Gold Amex Business Gold

Up to $240 in statement credits per year (up to $20 a month) for eligible purchases at FedEx, Grubhub and office supply stores (Enrollment required) and monthly Walmart+ membership credit of up to a $12.95

150
Amex Gold Amex Gold

You will receive the following statement credits: $100 (split into two, $50 semi-annual credits) at Resy restaurants, $10 monthly dining credit, $10 monthly Uber/Uber Eats credit, and $7 monthly Dunkin credit.

150
Bilt Obsidian Bilt Obsidian

Up to $100 per calendar year in statement credits for Bilt Travel Portal hotel bookings of two nights or more, issued as $50 from January–June and $50 from July–December.

150
Bilt Palladium Bilt Palladium

Up to $400 per calendar year in statement credits for Bilt Travel Portal hotel bookings of two nights or more, issued as $200 from January–June and $200 from July–December.

150
Capital One Venture X Capital One Venture X

Up to $300 in statement credits per cardmember year for travel bookings made through Capital One Travel. Credits must be applied at checkout and expire each year on the account anniversary.

150
Chase Sapphire Preferred Chase Sapphire Preferred

Receive an annual $50 hotel credit when booking a hotel through the Chase Travel portal

150
Chase Sapphire Reserve Business Chase Sapphire Reserve Business

Up to $700 per year in statement credits, including $200 for Google Workspace, $400 for ZipRecruiter, and $100 in curated gift card credits.

150
Delta SkyMiles Gold Delta SkyMiles Gold

$200 Delta Flight Credit towards travelling after you spend $10,000 in eligible purchases on your Card in a calendar year. Also get up to up to $150 to book prepaid hotels or vacation rentals through Delta Stays on delta.com.

150
Delta SkyMiles Gold Business Delta SkyMiles Gold Business

Get up to $150 in statement credits to book prepaid hotels or vacation rentals through Delta Stays on delta.com. Earn a $200 Delta Flight Credit for travel after you spend $10,000 in purchases on your Card in a calendar year.

150
Delta SkyMiles Platinum Delta SkyMiles Platinum

Get up to up to $150 to book prepaid hotels or vacation rentals through Delta Stays on delta.com ,get up to $10 back each month for U.S. rideshare purchases with select providers and up to $10 per month on eligible purchases with U.S. Resy restaurants

150
Delta SkyMiles Platinum Business Delta SkyMiles Platinum Business

Get up to $200 in Delta Stay credits annually

150
Delta SkyMiles Reserve Delta SkyMiles Reserve

Annual statement credit of up to $200 on hotels booked through Delta Stays on delta.com, get up to $10 back each month for U.S. rideshare purchases with select providers and and up to $20 per month on eligible purchases with U.S. Resy restaurants

150
Delta SkyMiles Reserve Business Delta SkyMiles Reserve Business

Annual statement credit of up to $250 on hotels booked through Delta Stays on delta.com.

150
Hilton Honors Business Hilton Honors Business

$60 in statement credits each quarter at Hilton properties

150
Hilton Honors Surpass Hilton Honors Surpass

$50 in statement credits each quarter at Hilton properties

150
IHG One Rewards Premier Business IHG One Rewards Premier Business

Up to $50 in United TravelBank cash per calendar year after registering the card with a United MileagePlus account. Issued as two $25 deposits and each expires one year after posting.

150
Marriott Bonvoy Brilliant Marriott Bonvoy Brilliant

Get up to $300 back annually in statement credits for eligible purchases at restaurants worldwide (broken down into $25 per month increments).

150
United Quest United Quest

Up to $246 in statement credits per calendar year across rideshare, DoorDash, and Instacart benefits. Credits are issued monthly or quarterly depending on the benefit and unused amounts do not roll over.

150
World of Hyatt Business World of Hyatt Business

Up to $100 in statement credits per cardmember year on Hyatt purchases. Earn a $50 credit after a single Hyatt charge of $50 or more, up to two times per year.

150

Cards Offering Some Value for Statement Credits with Limitations (-)

Value
Citi Strata Premier Citi Strata Premier

Receive a $100 statement credit if you book a stay of $500 or more through the Citi Travel Portal

150
United Club United Club

$200 in annual credits on prepaid hotel stays through Renowned Hotels. $100 in United TravelBank cash annually when booking rentals through Avis or Budget. $200 in credits when purchasing directly with JSX

150
United Club Business United Club Business

$200 in annual credits on prepaid hotel stays through Renowned Hotels. $100 in United TravelBank cash annually when booking rentals through Avis or Budget. $200 in credits when purchasing directly with JSX

150
US Bank Triple Cash Rewards Business US Bank Triple Cash Rewards Business

Up to $100 annual software credit

150