Best Credit Card For Travel Credits Benefits

All versions of card benefits are not created equal. Below is a quick reference on what cards are best for Travel Credits benefit.

Some of the best travel cards offer statement credits for travel-related purchases like flights, hotels, and car rentals. These credits directly reduce the effective annual fee. For example, a $550 annual fee with a $300 travel credit brings the net cost down to $250. Other benefits and rewards can help offset the remaining cost. Travel credits are typically easier to use and closer to cash value.

Only Show Cards I Own

Amex Business Platinum

Up to $1,100 per year in travel credits (up to $600 Fine Hotels + Resorts and The Hotel Collection, $300 onboard credit, and $200 Hilton). Credits are issued quarterly, semi-annually, or annually and unused amounts do not roll over.

Card Details

Amex Platinum

Up to $600 per year in travel credits on prepaid Fine Hotels + Resorts and The Hotel Collection bookings through Amex Travel. The Hotel Collection requires a two-night minimum stay. Credits are issued semi-annually and unused amounts do not roll over.

Card Details

Chase Sapphire Reserve

Up to $1050 per calendar year in travel credits, including $300 for any travel purchase, up to $500 for prepaid The Edit bookings, plus a separate $250 Chase Travel hotel credit available in 2026 only.

Card Details

Explore More Card Benefits

Travel Credits

Lounge Access

Cell Phone Protection

See All Benefits

Anniversary Date Bonus Points

No Foreign Transaction Fees

Our Top Selections for Travel Credits (+)

Eligible as a credit on all Travel charges

		Value
	Amex Business Platinum Up to $1,100 per year in travel credits (up to $600 Fine Hotels + Resorts and The Hotel Collection, $300 onboard credit, and $200 Hilton). Credits are issued quarterly, semi-annually, or annually and unused amounts do not roll over.
	Amex Platinum Up to $600 per year in travel credits on prepaid Fine Hotels + Resorts and The Hotel Collection bookings through Amex Travel. The Hotel Collection requires a two-night minimum stay. Credits are issued semi-annually and unused amounts do not roll over.
	Chase Sapphire Reserve Up to $1050 per calendar year in travel credits, including $300 for any travel purchase, up to $500 for prepaid The Edit bookings, plus a separate $250 Chase Travel hotel credit available in 2026 only.
	Chase Sapphire Reserve Business Up to $1,050 per year in travel credits (up to $300 on travel purchases, $500 on prepaid The Edit bookings, and $250 Chase Travel credit in 2026).
	United Quest Up to $580 in annual travel credits (up to $200 United TravelBank, $150 Renowned Hotels and Resorts bookings, $150 JSX purchases, and $80 Avis or Budget rentals. Credits are issued per cardmember year and unused amounts do not roll over.

Other Cards with Solid Value for Travel Credits (=)

		Value
	Amex Green Up to $209 in statement credits per calendar year for CLEAR Plus membership after enrollment. Applies to purchases charged to the card and covers combined spending across all users.
	Bilt Palladium Up to $400 per calendar year in statement credits for Bilt Travel Portal hotel bookings of two nights or more, issued as $200 from January–June and $200 from July–December.
	British Airways Up to $600 per year in statement credits for taxes and fees on eligible British Airways Avios reward flights. Earn up to $200 per booking on premium cabins and up to $100 on economy bookings, limited to three per year.
	Capital One Venture X Business Up to $300 in annual travel credits for bookings made through the Capital One Business Travel portal and expires on your account anniversary.
	Chase Sapphire Preferred Up to $50 per year in statement credits for hotel bookings made through the Chase Travel portal. Valid once per year and unused amounts are forfeited.
	Citi Strata Elite Up to $300 per year in travel credits on hotel bookings made through the Citi Travel portal. Credits are issued annually and unused amounts do not roll over.
	Citi Strata Premier Up to $100 per year in travel credits on prepaid hotel bookings of $500 or more made through the Citi Travel portal. Credit is applied at booking and unused amounts do not roll over.
	Delta SkyMiles Platinum Up to $150 per year in travel credits on prepaid hotel and vacation rental bookings made through Delta Stays. Credits are issued annually and unused amounts do not roll over.
	Delta SkyMiles Reserve Business Up to $250 per year in statement credits for prepaid hotel and vacation rental bookings made through Delta Stays. Purchases must be made through Delta Stays and unused amounts do not roll over.
	Hilton Honors Aspire Up to $600 per year in travel credits (up to $400 Hilton Resorts and $200 flights). Credits are issued quarterly or semi-annually and unused amounts do not roll over.
	IHG One Rewards Premier Up to $50 per year in United TravelBank credits for eligible United flights, issued as two $25 deposits. Credits expire one year after posting and unused amounts do not roll over.
	JetBlue Premier Up to $300 per year in statement credits for TrueBlue Travel bookings of $250 or more. Earn $50 per qualifying booking, up to six times annually.
	United Business Up to $275 per year in travel credits (up to $100 United Hotels, up to $50 United TravelBank from Avis or Budget rentals, up to $100 JSX, and up to $25 FareLock). Unused amounts do not roll over.
	United Club Business Up to $550 per year in travel credits. Renowned Hotels ($200); JSX ($200); Avis or Budget rentals ($100 in United TravelBank); Farelock ($50). Credits are issued annually and unused amounts do not roll over.

Cards Offering Some Value for Travel Credits with Limitations (-)

		Value
	American Airlines Citi AAdvantage Executive Up to $120 per calendar year in statement credits on prepaid Avis or Budget car rentals. Bookings must be made directly with Avis or Budget and paid in advance.
	Capital One Venture Business Up to $50 per year in travel credits on bookings made through Capital One Business Travel. Credits are issued annually, can be used across multiple purchases, and expire on the account anniversary.
	Capital One Venture X Up to $300 per year in travel credits on bookings made through Capital One Travel. Credits reset annually on the account anniversary and unused amounts do not roll over.
	Delta SkyMiles Gold Up to $100 per year in travel credits on prepaid hotel and vacation rental bookings made through Delta Stays. Purchases must be made through Delta Stays and unused amounts do not roll over.
	Delta SkyMiles Gold Business Up to $150 per year in travel credits on prepaid hotel and vacation rental bookings made through Delta Stays. Purchases must be made through Delta Stays and unused amounts do not roll over.
	Delta SkyMiles Platinum Business Up to $200 per year in statement credits for prepaid hotel and vacation rental bookings made through Delta Stays. Purchases must be made through Delta Stays and unused amounts do not roll over.
	Delta SkyMiles Reserve Up to $200 per year in travel credits for prepaid hotel and vacation rental bookings made through Delta Stays. Purchases must be made through Delta Stays and unused amounts do not roll over.
	Hilton Honors Business Up to $240 per year in travel credits on eligible Hilton purchases, issued as up to $60 per quarter. Purchases must be made directly with Hilton and unused amounts do not roll over.
	Hilton Honors Surpass Up to $200 per year in travel credits on eligible Hilton purchases, issued as up to $50 per quarter. Purchases must be made directly with Hilton and unused amounts do not roll over.
	IHG One Rewards Premier Business Up to $50 per year in United TravelBank credits for eligible United flights, issued as two $25 deposits. Credits expire one year after posting and unused amounts do not roll over.
	JetBlue Business Up to $100 in statement credits per calendar year on JetBlue Vacations package purchases of $100 or more. Purchases must be made directly through JetBlue Vacations.
	JetBlue Plus Up to $100 in statement credits per calendar year on JetBlue Vacations package purchases of $100 or more. Purchases must be made directly through JetBlue Vacations.
	United Club Up to $500 per year in travel credits (up to $200 Renowned Hotels, up to $200 JSX, and up to $100 United TravelBank from Avis or Budget rentals).
	United Explorer Up to $250 per year in travel credits (up to $100 United Hotels, up to $50 United TravelBank from Avis or Budget rentals, and up to $100 JSX). Unused amounts do not roll over.
	World of Hyatt Business Up to $100 per year in travel credits on eligible Hyatt purchases, issued as up to $50 twice per year. Credits are issued per purchase and unused amounts do not roll over.