Best Credit Card For Hotels

Chase Ultimate Rewards »
Point System
|
JP Morgan Chase »
Bank
|
$1,009
1st Year Value
|
60,000 Bonus Points
|
$4,000 Minimum Spend
|
1.7¢
Max Point Value
|
1.7¢
Max Point Value
|

IHG Rewards »
Point System
|
JP Morgan Chase »
Bank
|
$911
1st Year Value
|
140,000 Bonus Points
|
$3,000 Minimum Spend
|
0.6¢
Max Point Value
|
0.6¢
Max Point Value
|

World of Hyatt »
Point System
|
JP Morgan Chase »
Bank
|
$1,281
1st Year Value
|
60,000 Bonus Points
|
$15,000 Minimum Spend
|
1.6¢
Max Point Value
|
1.6¢
Max Point Value
|
Our Top Selections for Hotels (+)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
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Chase Sapphire Reserve All hotels purchased through the chase portal, includes trip insurance. |
10x | 1.7¢ | 17.0¢ |
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IHG One Rewards Premier Earn 10 points on purchases directly from IHG properties and 16 for being a Platinum member. |
26x | 0.6¢ | 15.6¢ |
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World of Hyatt Earn 4 points per $1 spent for Hyatt stays and experiences, including restaurants and spas. (Plus 5 Base Points per $1 you earn as a World of Hyatt member.) |
9x | 1.6¢ | 14.4¢ |
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Hilton Honors Surpass Purchases made directly from Hilton. |
12x | 0.6¢ | 7.2¢ |
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Chase Ink Business Cash All hotels booked anywhere, includes trip insurance. |
3x | 1.6¢ | 4.8¢ |
Other Cards with Solid Value for Hotels (=)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
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IHG One Rewards Premier Business Earn 10 points on purchases directly from IHG properties and 16 for being a Platinum member. |
26x | 0.6¢ | 15.6¢ |
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World of Hyatt Business Earn 4 points per $1 spent for Hyatt stays and experiences, including restaurants and spas. (Plus 5 Base Points per $1 you earn as a World of Hyatt member.) |
9x | 1.6¢ | 14.4¢ |
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Citi American Airlines AAdvantage Executive Hotels booked through aa.com/hotels. |
10x | 1.4¢ | 14.0¢ |
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Marriott Bonvoy Boundless Purchases made directly from Marriott. 6x on card, plus 1x for being a silver status member and 10x for being a member |
16x | 0.7¢ | 11.2¢ |
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Marriott Bonvoy Bountiful Purchases made directly from Marriott. 6x on card, plus 10x for being a member |
16x | 0.7¢ | 11.2¢ |
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Capital One Venture X Purchases through Capital One Travel using this Rewards card account. |
10x | 1.1¢ | 11.0¢ |
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Hilton Honors Aspire Purchases made directly from Hilton. |
14x | 0.6¢ | 8.4¢ |
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Wyndham Rewards Earner Business Earn 8 points for every $1 on purchases made at Wyndham hotels. |
8x | 1.0¢ | 8.0¢ |
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Hilton Honors Business Purchases made directly from Hilton. |
12x | 0.6¢ | 7.2¢ |
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Wyndham Rewards Earner Plus Earn 6 points for every $1 on purchases made at Wyndham hotels. |
6x | 1.0¢ | 6.0¢ |
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Wyndham Rewards Earner Earn 5 points for every $1 on purchases made at Wyndham hotels. |
5x | 1.0¢ | 5.0¢ |
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Citi Custom Cash Booked on CitiTravel.com through June 30th, 2026 |
4x | 1.2¢ | 4.8¢ |
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US Bank Business Altitude Connect On the first $150,000 in combined annual spend. |
4x | 1.1¢ | 4.4¢ |
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Marriott Bonvoy Business Purchases made directly from Marriott. |
6x | 0.7¢ | 4.2¢ |
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Citi Strata Premier Purchases from hotels & travel agencies (e.g. Expedia or Orbitz) |
3x | 1.2¢ | 3.6¢ |
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Delta SkyMiles Platinum Business Earn 3x miles on purchases made directly with Delta in worldwide hotels. |
3x | 1.2¢ | 3.6¢ |
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Chase Sapphire Preferred 2X points on all travel purchases. 5X on purchases made through the Chase Travel portal. Plus, a $50 annual credit towards hotels booked through the Chase Travel portal. |
2x | 1.6¢ | 3.2¢ |
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Bank of America Business Travel Earn 3 points per $1 spent on travel purchases (car, hotel, airline) booked through the Bank of America Travel Center. |
3x | 1.0¢ | 3.0¢ |
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Amex Business Green Booked on AmexTravel.com |
2x | 1.4¢ | 2.8¢ |
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Amex Gold | 2x | 1.4¢ | 2.8¢ |
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Wells Fargo Active Cash 2% cash back on all purchases |
2x | 1.4¢ | 2.8¢ |
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United Explorer Earn 2 points per $1 spent on hotel accommodations when purchased directly with the hotel. |
2x | 1.3¢ | 2.6¢ |
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United Quest Earn 2 points per $1 spent on hotel accommodations when purchased directly with the hotel. |
2x | 1.3¢ | 2.6¢ |
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British Airways Purchases made directly from Hotels. |
2x | 1.0¢ | 2.0¢ |
Cards Offering Some Value for Hotels with Limitations (-)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
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Capital One Venture Rewards Purchases through Capital One Travel using this Rewards card account. |
10x | 1.1¢ | 11.0¢ |
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Capital One Venture X Business Purchases through Capital One |
10x | 1.1¢ | 11.0¢ |
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Marriott Bonvoy Bold Purchases made directly from Marriott. 3x on card, plus 10x for being a Bonvoy member |
14x | 0.7¢ | 9.8¢ |
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IHG One Rewards Traveler Earn 5 points on purchases directly from IHG properties and 10 points for being a card member. |
15x | 0.6¢ | 9.0¢ |
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Amex Business Platinum prepaid hotels on amextravel.com ONLY |
5x | 1.5¢ | 7.7¢ |
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Amex Platinum Prepaid hotels on amextravel.com ONLY |
5x | 1.5¢ | 7.7¢ |
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Wells Fargo Autograph Journey | 5x | 1.4¢ | 7.0¢ |
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US Bank Business Altitude Power Booked directly in the Rewards Center |
6x | 1.1¢ | 6.6¢ |
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United Business | 5x | 1.3¢ | 6.5¢ |
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United Club | 5x | 1.3¢ | 6.5¢ |
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United Club Business | 5x | 1.3¢ | 6.5¢ |
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Capital One Spark Cash When booked through Capital One Travel |
5x | 1.1¢ | 5.5¢ |
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Capital One Spark Cash Plus When booked through Capital One Travel |
5x | 1.1¢ | 5.5¢ |
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Capital One Spark Cash Select Booked through Capital One |
5x | 1.1¢ | 5.5¢ |
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Capital One Spark Miles Purchases through Capital One Travel using this Rewards card account |
5x | 1.1¢ | 5.5¢ |
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Capital One Spark Miles Select Booked through Capital One Travel |
5x | 1.1¢ | 5.5¢ |
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US Bank Altitude Connect Prepaid hotels on Altitude Rewards Center. |
5x | 1.1¢ | 5.5¢ |
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Capital One Savor Purchases through Capital One Travel using this Rewards card account |
5x | 1.0¢ | 5.0¢ |
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United Gateway Booked through United Hotels |
3x | 1.4¢ | 4.3¢ |
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Hilton Honors Purchases made directly from Hilton. |
7x | 0.6¢ | 4.2¢ |
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Amex Business Gold When booked on AmexTravel.com |
3x | 1.4¢ | 4.2¢ |
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Marriott Bonvoy Bevy Purchases made directly from Marriott. . |
6x | 0.7¢ | 4.2¢ |
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Marriott Bonvoy Brilliant Purchases made directly from Marriott. |
6x | 0.7¢ | 4.2¢ |
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Wells Fargo Autograph | 3x | 1.4¢ | 4.2¢ |
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Southwest Rapid Rewards Performance Business Earn 3 points for each $1 spent at participating Rapid Rewards hotels. |
3x | 1.3¢ | 3.9¢ |
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Delta SkyMiles Platinum 3x miles on purchases made directly with Delta in worldwide hotels. |
3x | 1.2¢ | 3.6¢ |
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Southwest Rapid Rewards Plus Earn 2 points for each $1 spent at participating Rapid Rewards hotels. |
2x | 1.3¢ | 2.6¢ |
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Southwest Rapid Rewards Premier Earn 2 points for each $1 spent at participating Rapid Rewards hotels. |
2x | 1.3¢ | 2.6¢ |
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Southwest Rapid Rewards Premier Business Earn 2 points for each $1 spent at participating Rapid Rewards hotels. |
2x | 1.3¢ | 2.6¢ |
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Southwest Rapid Rewards Priority Earn 2 points for each $1 spent at participating Rapid Rewards hotels. |
2x | 1.3¢ | 2.6¢ |