Open Nav
Personal Card

Chase Disney Premier Credit Card

Written by: Lenny Pappano
Chase Disney Premier Apply Now

Fans devoted to Disney might find this card worthwhile for park discounts, but other rewards cards typically deliver stronger benefits and bigger sign-up incentives that easily overshadow these limited theme park perks.

Chase Disney Premier Apply Now

Chase Disney Premier Credit Card Review

Key Takeaways

If you’re a dedicated Disney fan who will take advantage of the discounts this card offers at Disney theme parks, it could be worth a spot on your 5/24 list. However, if you primarily want to use points and miles to reduce the cost of a Disney trip, you’d likely be better off getting a card from Chase or American Express with a higher sign-up bonus. You can use those points to cover airfare and hotels, then use points from Capital One, Bank of America, or Discover to “erase” theme park ticket purchases.

Why This Card Could Be Right For You

If you’re a devoted Disney enthusiast who visits a Disney park multiple times each year, the Disney Premier Visa might be a good fit. This card restricts your rewards to “Disney Rewards Dollars,” which can be used for Disney theme park tickets, resort stays, Disney Cruise Line packages, Disney movies at AMC theaters, and shopping at DisneyStore.com.

You can also use the “Pay Yourself Back” feature to redeem Disney Rewards Dollars for a statement credit on airfare purchased directly with any airline—this airfare does not need to be for travel to a Disney park.

Current Sign-Up Bonus:

  • A $300 statement credit after spending $1,000 in the first three months.
  • The annual fee is $49.

Disney Perks and Rewards Multipliers:

  • 10% off select merchandise at Disneyland Resort, Walt Disney World, and Disney Cruise Line ships
  • 15% off select guided tours
  • 10% off at DisneyStore.com
  • Special photo opportunities at private Cardmember locations in select parks
  • 5% in Disney Rewards on purchases made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com
  • 2% at gas stations, grocery stores, and restaurants
  • 0% financing for 6 months on select Disney vacation packages

When The Usual Advice Doesn't Apply

If you don’t regularly visit Disney and won’t use the card’s discounts, you might do better with another card that has a higher sign-up bonus for booking a trip to Disney.

How The Chase Disney Premier Credit Card Fits In The Other Point System Ecosystem

There is a no-fee Disney Visa Card that offers a sign-up bonus of a $150 statement credit after spending $500 in 90 days. It earns 1% in Disney Rewards Dollars on all purchases and includes the same 0% financing and discounts as the Premier card, but it doesn’t offer any additional cash back multipliers.

Unless you’re a true Disney devotee, plenty of other cards can help you accumulate points to pay for a Disney trip. While there are no direct Disney transfer partners, you could use Capital One Rewards or Discover It Miles to erase hotel or theme park ticket purchases. You could also use the $300 hotel credit from the Chase Sapphire Reserve card for accommodations or transfer Chase or American Express points to various airline partners to secure airfare deals. While you won’t get the same discounts that the Disney Premier Visa provides, you could potentially save more overall by using the larger sign-up bonuses offered by other cards.

Card Information

Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
40,000 $1,000 0.7 ¢ $0 $49
$238
Best Value Differentiating Perks Rules
Disney parks and Resorts 2% Disney Rewards Dollars on gas station, grocery stores & restaurants 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6

Award System

Bank

Reconsideration Phone 800.935.9935

Current Offer

40,000 Bonus Points for
$1,000 spend.

Spend Categories

All Other - »

1X points
0.7¢ Per Dollar Spent

Gas Stations = »

2X points
1.4¢ Per Dollar Spent

Restaurants = »

2X points
1.4¢ Per Dollar Spent

Disney Rewards Dollars = »

5X points
3.5¢ Per Dollar Spent

Card Benefits

Travel Credits »
Redemption start at 50 Disney Rewards Dollars for a $50 airline statement credit toward tickets on any airline to any destination.
Hotel Perks »
10% off select dining locations most days at the Disneyland® and Walt Disney World® Resorts.
Purchase Protection »
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
Extended Warranty »
Manufacturer's warranty by an additional year, on eligible warranties of three years or less.

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Outside Point System Other Point System

Chase Disney Premier Application Rules

If you've received a bonus from this card within the last 24 month, you are not eligible for another bonus.

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

Breaking Points